Last update: Oct 2026

Cost of Living Comparison Between Elgin, IL and Lisbon

For one person, living is cheaper in Elgin, IL: $1,057 a month against $2,210 in Lisbon, rent and utilities included – about $13,800 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

51

Cost of Living Index in Elgin, IL
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Elgin, IL Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Elgin, IL

🇺🇸 United States

$1,057

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Elgin, IL and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elgin, IL and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,057 in Elgin, IL versus $2,210 in Lisbon.

Elgin, IL $1,057
Lisbon $2,210

Estimated couple costs with rent: $2,633 in Elgin, IL versus $3,275 in Lisbon.

Elgin, IL $2,633
Lisbon $3,275

Monthly costs for a family of three with rent: $4,209 in Elgin, IL versus $4,341 in Lisbon.

Elgin, IL $4,209
Lisbon $4,341

Living in Elgin, IL costs roughly 52% less than in Lisbon, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Elgin, IL is 22% below, Lisbon is 62% above.

Meal at Budget Restaurant

$20.39 $20.39

$16.65 €14.88

22.46%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$61.7 €55.2

-4.32%

Fast Food Meal (McDonalds, etc)

$9.94 $9.94

$11.36 €10.15

-12.50%

Cappuccino

$4.08 $4.08

$2.97 €2.65

37.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$2.29 €2.05

33.62%

Water (0.33 liter bottle)

$2.04 $2.04

$1.74 €1.56

17.24%

Local Beer (0.5 liter draught)

$5.98 $5.98

$3.40 €3.04

75.88%

Imported Beer (0.33 liter bottle)

$4.88 $4.88

$3.31 €2.96

47.43%

Milk (1 liter)

$0.87 $0.87

$1.16 €1.04

-25.00%

White Bread (500g)

$3.52 $3.52

$1.91 €1.71

84.29%

Rice (white) (1kg)

$4.15 $4.15

$1.51 €1.35

174.83%

Eggs

$3.64 $3.64

$4.02 €3.59

-9.45%

Local Cheese (1kg)

$11.13 $11.13

$12.94 €11.57

-13.99%

Chicken Fillets (1kg)

$13.06 $13.06

$7.77 €6.95

68.08%

Beef Round Steak (1kg)

$11.98 $11.98

$17.76 €15.88

-32.55%

Apples (1kg)

$4.47 $4.47

$2.30 €2.06

94.35%

Banana (1kg)

$1.33 $1.33

$1.73 €1.55

-23.12%

Oranges (1kg)

$2.53 $2.53

$1.86 €1.66

36.02%

Tomato (1kg)

$4.04 $4.04

$2.59 €2.31

55.98%

Potato (1kg)

$2.00 $2.00

$1.82 €1.63

9.89%

Onion (1kg)

$2.01 $2.01

$1.97 €1.76

2.03%

Lettuce (1 head)

$1.78 $1.78

$1.47 €1.31

21.09%

Water (1.5 liter bottle)

$2.40 $2.40

$0.72 €0.65

233.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.58 $10.58

$6.58 €5.89

60.79%

Wine (Bottle)

$15.75 $15.75

$5.61 €5.01

180.75%

Local Beer (0.5 liter bottle)

$2.71 $2.71

$1.36 €1.22

99.26%

Imported Beer (0.33 liter bottle)

$3.54 $3.54

$2.14 €1.91

65.42%

One-way Ticket (Public Transport)

$2.33 €2.09

Public Transport Monthly Pass (Regular Price)

$44.68 €39.94

Taxi Start (Normal Tariff)

$4.05 $4.05

$3.85 €3.44

5.19%

Taxi (Normal Tariff) (1km)

$2.04 $2.04

$1.07 €0.96

90.65%

Taxi 1hour Waiting (Normal Tariff)

$27.57 $27.57

$16.46 €14.72

67.50%

Gasoline (1 liter)

$1.04 $1.04

$2.20 €1.97

-52.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K $31.2K

$34.2K €30.6K

-8.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$38.7K €34.6K

-33.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.8 $98.8

$161 €144

-38.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$18.41 €16.46

189.24%

Internet (50+ Mbps, Unlimited Data)

$49.92 $49.92

$32.74 €29.27

52.47%

Gym Membership (Monthly)

$44.55 €39.83

Tennis Court (1 Hour on Weekend)

$19.10 €17.07

Cinema Ticket

$15.10 $15.10

$9.60 €8.58

57.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,656 $1,656

$668 €597

148.06%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$17.6K €15.7K

33.06%

Jeans (Levis 501 Or Similar)

$40.64 $40.64

$102 €91.2

-60.16%

Summer Dress (H&M, Zara, etc)

$50.3 $50.3

$44.46 €39.75

13.09%

Sport Shoes (Adidas, Nike)

$99.6 $99.6

$98.5 €88.1

1.10%

Men's Leather Business Shoes

$120 $120

$124 €111

-2.87%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,438

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,064

3-bedroom Apartment, City Center (Monthly)

$2,162 $2,162

$2,812 €2,514

-23.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,820 $1,820

$2,013 €1,800

-9.59%

Buy Apartment in City Center (m2)

$2,201 $2,201

$7,839 €7,008

-71.92%

Buy Apartment Outside City Center (m2)

$2,268 $2,268

$4,576 €4,091

-50.43%

Average Monthly Net Salary (After Tax)

$3,966 $3,966

$1,575 €1,408

151.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

3.85

73.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elgin, IL: October 25, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Elgin, IL

$368 34.9%

Lisbon

$272 12.3% 26.1% $96

Eating Out

Elgin, IL

$302 28.6%

Lisbon

$243 11% 19.6% $59

Monthly Utilities & Internet

Elgin, IL

$202 19.1%

Lisbon

$212 9.6% 5.1% $10

Clothing & Footwear

Elgin, IL

$140 13.2%

Lisbon

$166 7.5% 18.7% $26

Sport & Entertainment

Elgin, IL

$30 * 2.9%

Lisbon

$64 2.9% 111% $34

Getting Around

Elgin, IL

$14 * 1.4%

Lisbon

$63 2.9% 343% $49

Accommodation & Living

Elgin, IL

- * 0%

Lisbon

$1.2K 53.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Elgin, IL pays about 2.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59 in Elgin, IL vs $62 in Lisbon. Groceries flip the comparison at $368 vs $272, with Lisbon cheaper for home cooking.

Good to know

🇺🇸 Elgin, IL

🇵🇹 Lisbon

🕒 Local time

02:12 2:12 AM

07:12 7:12 AM

5 h ahead of Elgin, IL

🌤 Weather

👥 Population

112,603

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.897 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Elgin, IL Lisbon 6,460 km ≈ 9 h nonstop flight

From you

Elgin, IL
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elgin, IL vs Lisbon: Cost of Living - Frequently Asked Questions

Elgin, IL is about 52% cheaper overall, especially in transport, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Elgin, IL is about 2.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $1,656 in Elgin, IL versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Elgin, IL – a meal for two runs $59 versus $62 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,057 in Elgin, IL versus $2,210 in Lisbon, a $1,500 budget is realistic in Elgin, IL but tight or insufficient in Lisbon. The gap between the two cities makes Elgin, IL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Elgin, IL and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.