Last update: Oct 2026

Cost of Living Comparison Between El Kef and Cebu

For one person, living is cheaper in El Kef: $610 a month against $918 in Cebu, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in El Kef
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El Kef Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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El Kef

🇹🇳 Tunisia

$610

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in El Kef and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in El Kef and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $610 in El Kef versus $918 in Cebu.

El Kef $610
Cebu $918

Estimated couple costs with rent: $959 in El Kef versus $1,409 in Cebu.

El Kef $959
Cebu $1,409

Monthly costs for a family of three with rent: $1,308 in El Kef versus $1,900 in Cebu.

El Kef $1,308
Cebu $1,900

Living in El Kef costs roughly 34% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: El Kef 55% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.34 TND 15.99

$3.09 ₱194

72.82%

Three-Course Dinner for Two, Mid-Range

$13.49 TND 40.39

$24.22 ₱1,525

-44.30%

Fast Food Meal (McDonalds, etc)

$4.55 TND 13.63

$3.92 ₱247

16.07%

Cappuccino

$0.65 TND 1.94

$2.51 ₱158

-74.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 TND 1.55

$1.59 ₱100

-67.30%

Water (0.33 liter bottle)

$0.24 TND 0.72

$0.53 ₱33.43

-54.72%

Local Beer (0.5 liter draught)

$0.88 TND 2.65

$1.78 ₱112

-50.56%

Imported Beer (0.33 liter bottle)

$0.98 TND 2.92

$2.17 ₱137

-54.84%

Milk (1 liter)

$0.46 TND 1.39

$1.92 ₱121

-76.04%

White Bread (500g)

$0.20 TND 0.60

$1.36 ₱85.4

-85.29%

Rice (white) (1kg)

$1.78 TND 5.34

$1.01 ₱63.5

76.24%

Eggs

$1.44 TND 4.30

$2.03 ₱128

-29.06%

Local Cheese (1kg)

$15.02 TND 45.00

$9.86 ₱621

52.33%

Chicken Fillets (1kg)

$6.41 TND 19.20

$4.39 ₱277

46.01%

Beef Round Steak (1kg)

$14.67 TND 43.94

$7.60 ₱479

93.03%

Apples (1kg)

$1.59 TND 4.76

$3.30 ₱208

-51.82%

Banana (1kg)

$1.69 TND 5.06

$1.39 ₱87.8

21.58%

Oranges (1kg)

$1.02 TND 3.06

$2.33 ₱147

-56.22%

Tomato (1kg)

$0.57 TND 1.72

$1.50 ₱94.3

-62.00%

Potato (1kg)

$0.38 TND 1.14

$2.36 ₱149

-83.90%

Onion (1kg)

$0.19 TND 0.56

$1.90 ₱119

-90.00%

Lettuce (1 head)

$0.45 TND 1.36

$1.19 ₱74.9

-62.18%

Water (1.5 liter bottle)

$0.29 TND 0.86

$0.63 ₱39.71

-53.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.45 TND 10.32

$3.00 ₱189

15.00%

Wine (Bottle)

$4.33 TND 12.98

$6.03 ₱379

-28.19%

Local Beer (0.5 liter bottle)

$0.70 TND 2.11

$1.23 ₱77.7

-43.09%

Imported Beer (0.33 liter bottle)

$0.93 TND 2.77

$1.75 ₱110

-46.86%

One-way Ticket (Public Transport)

$0.32 TND 0.95

$0.25 ₱15.86

28.00%

Public Transport Monthly Pass (Regular Price)

$9.99 TND 29.93

$12.64 ₱796

-20.97%

Taxi Start (Normal Tariff)

$0.31 TND 0.94

$0.77 ₱48.62

-59.74%

Taxi (Normal Tariff) (1km)

$0.29 TND 0.87

$0.23 ₱14.53

26.09%

Taxi 1hour Waiting (Normal Tariff)

$3.96 TND 11.87

$4.46 ₱281

-11.21%

Gasoline (1 liter)

$0.83 TND 2.49

$1.31 ₱82.8

-36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K TND 116.3K

$21.2K ₱1.3M

82.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K TND 109.8K

$19.1K ₱1.2M

91.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.87 TND 80.5

$120 ₱7,569

-77.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.57 TND 31.65

$14.00 ₱882

-24.50%

Internet (50+ Mbps, Unlimited Data)

$13.92 TND 41.70

$27.54 ₱1,734

-49.46%

Gym Membership (Monthly)

$27.30 TND 81.8

$32.33 ₱2,035

-15.56%

Tennis Court (1 Hour on Weekend)

$12.16 TND 36.42

$6.65 ₱419

82.86%

Cinema Ticket

$3.36 TND 10.05

$5.65 ₱356

-40.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.2 TND 183

$275 ₱17.3K

-77.76%

International Primary School, 1 Child (Yearly)

$1,972 TND 5,905

$7,918 ₱498.5K

-75.10%

Jeans (Levis 501 Or Similar)

$23.11 TND 69.2

$49.33 ₱3,106

-53.15%

Summer Dress (H&M, Zara, etc)

$68.0 TND 204

$25.24 ₱1,589

169.49%

Sport Shoes (Adidas, Nike)

$39.88 TND 119

$77.0 ₱4,846

-48.18%

Men's Leather Business Shoes

$78.3 TND 234

$57.2 ₱3,601

36.80%

1-bedroom Apartment, City Center (Monthly)

$208 TND 624

$500 ₱31.5K

-58.27%

1-bedroom Apartment, Outside City Center (Monthly)

$157 TND 470

$309 ₱19.4K

-49.19%

3-bedroom Apartment, City Center (Monthly)

$365 TND 1,093

$1,078 ₱67.9K

-66.14%

3-bedroom Apartment, Outside City Center (Monthly)

$269 TND 804

$615 ₱38.7K

-56.35%

Buy Apartment in City Center (m2)

$939 TND 2,813

$2,886 ₱181.7K

-67.45%

Buy Apartment Outside City Center (m2)

$628 TND 1,880

$1,917 ₱120.7K

-67.25%

Average Monthly Net Salary (After Tax)

$168 TND 504

$346 ₱21.8K

-51.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for El Kef: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

El Kef

$187 30.6%

Cebu

$206 22.4% 10.4% $19

Accommodation & Living

El Kef

$157 25.7%

Cebu

$309 33.6% 96.8% $152

Clothing & Footwear

El Kef

$94 15.5%

Cebu

$94 10.2% 0.2% $0.2

Eating Out

El Kef

$74 12.1%

Cebu

$88 9.6% 20% $15

Monthly Utilities & Internet

El Kef

$51 8.4%

Cebu

$162 17.6% 215% $110

Sport & Entertainment

El Kef

$34 5.6%

Cebu

$44 4.8% 28.3% $9.6

Getting Around

El Kef

$13 2.1%

Cebu

$16 1.7% 19.6% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $208 in El Kef and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in El Kef vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $187 vs $206 per month, with El Kef cheaper across the board.

Good to know

🇹🇳 El Kef

🇵🇭 Cebu

🕒 Local time

21:45 9:45 PM

04:45 4:45 AM

7 h ahead of El Kef

🌤 Weather

👥 Population

73,710

964,169

💱 Currency

Tunisian Dinar TND د.ت

Philippine Peso PHP ₱

📈 Exchange rate

1 TND = 0.334 USD

1 TND = 0.297 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TND – Tunisian Dinar Converter

🇺🇸 United States Dollar ($)

🇹🇳 Tunisian Dinar (د.ت)

Tunisian Dinar exchange rates as of October 17, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to TND in detail →

On the map

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Highest

Between locations

El Kef Cebu 11,500 km ≈ 15 h nonstop flight

From you

El Kef
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

El Kef vs Cebu: Cost of Living - Frequently Asked Questions

El Kef is cheaper overall, especially in groceries, eating out, and leisure. The 51% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 105% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $208 in El Kef versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $610 per month in El Kef versus $918 in Cebu – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in El Kef runs roughly 27% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though El Kef gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, El Kef is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, El Kef and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find El Kef gentler on the wallet – expenses run 51% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.