Cost of Living Comparison Between Edinburgh and Derby Cost of Living Comparison Between Edinburgh and Derby

Monthly Cost of Living

A single person spends $2,736 per month in Edinburgh vs $2,183 in Derby, rent included.

A couple spends around $4,085 per month in Edinburgh vs $3,285 in Derby, rent included.

A family of three spends $5,435 per month in Edinburgh vs $4,387 in Derby, rent included.

Edinburgh costs about 25% more than Derby, driven mainly by Groceries & Markets.

Both Edinburgh and Derby sit above the global median – Edinburgh by 106%, Derby by 64%.

Meal at Budget Restaurant

$20.57 £15.24

$25.14 £18.63

-18.18%

Three-Course Dinner for Two, Mid-Range

$103 £76.0

$81.5 £60.4

25.94%

Fast Food Meal (McDonalds, etc)

$10.02 £7.42

$10.81 £8.01

-7.31%

Cappuccino

$5.24 £3.88

$4.96 £3.68

5.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 £1.89

$2.23 £1.65

13.90%

Water (0.33 liter bottle)

$1.96 £1.45

$1.64 £1.21

19.51%

Local Beer (0.5 liter draught)

$7.28 £5.40

$6.41 £4.75

13.57%

Imported Beer (0.33 liter bottle)

$6.88 £5.10

$5.29 £3.92

30.06%

Milk (1 liter)

$1.70 £1.26

$1.48 £1.10

14.86%

White Bread (500g)

$1.73 £1.28

$1.42 £1.06

21.83%

Rice (white) (1kg)

$2.14 £1.59

$2.49 £1.84

-14.06%

Eggs

$4.26 £3.15

$3.85 £2.85

10.65%

Local Cheese (1kg)

$12.00 £8.89

$9.22 £6.84

30.15%

Chicken Fillets (1kg)

$10.58 £7.84

$8.74 £6.48

21.05%

Beef Round Steak (1kg)

$18.31 £13.57

$13.26 £9.83

38.08%

Apples (1kg)

$3.15 £2.33

$4.54 £3.36

-30.62%

Banana (1kg)

$1.55 £1.15

$2.76 £2.05

-43.84%

Oranges (1kg)

$4.01 £2.97

$2.96 £2.20

35.47%

Tomato (1kg)

$4.79 £3.55

$3.17 £2.35

51.10%

Potato (1kg)

$1.81 £1.34

$0.98 £0.73

84.69%

Onion (1kg)

$1.43 £1.06

$1.72 £1.27

-16.86%

Lettuce (1 head)

$1.21 £0.90

$1.13 £0.84

7.08%

Water (1.5 liter bottle)

$1.36 £1.01

$1.44 £1.07

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$20.70 £15.34

$18.95 £14.05

9.23%

Wine (Bottle)

$10.95 £8.11

$10.78 £7.99

1.58%

Local Beer (0.5 liter bottle)

$2.59 £1.92

$2.74 £2.03

-5.47%

Imported Beer (0.33 liter bottle)

$3.43 £2.54

$3.31 £2.46

3.63%

One-way Ticket (Public Transport)

$2.67 £1.98

$2.70 £2.00

-1.11%

Public Transport Monthly Pass (Regular Price)

$90.3 £66.9

$93.1 £69.0

-3.05%

Taxi Start (Normal Tariff)

$5.45 £4.04

$4.62 £3.43

17.97%

Taxi (Normal Tariff) (1km)

$3.12 £2.31

$1.55 £1.15

101.29%

Taxi 1hour Waiting (Normal Tariff)

$42.72 £31.67

$24.43 £18.11

74.87%

Gasoline (1 liter)

$1.93 £1.43

$1.88 £1.39

2.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K £28.7K

$38.4K £28.5K

0.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K £29.2K

$41.1K £30.5K

-4.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$385 £285

$343 £255

12.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.38 £12.88

$15.34 £11.37

13.30%

Internet (50+ Mbps, Unlimited Data)

$44.71 £33.14

$48.03 £35.60

-6.91%

Gym Membership (Monthly)

$54.8 £40.61

$46.30 £34.32

18.34%

Tennis Court (1 Hour on Weekend)

$24.93 £18.48

$24.99 £18.52

-0.24%

Cinema Ticket

$14.65 £10.86

$15.67 £11.62

-6.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,953 £1,448

$1,888 £1,400

3.45%

International Primary School, 1 Child (Yearly)

$23.2K £17.2K

$21.1K £15.7K

9.84%

Jeans (Levis 501 Or Similar)

$118 £87.5

$117 £86.4

1.28%

Summer Dress (H&M, Zara, etc)

$54.5 £40.43

$59.1 £43.83

-7.76%

Sport Shoes (Adidas, Nike)

$118 £87.6

$79.6 £59.0

48.51%

Men's Leather Business Shoes

$123 £91.2

$101 £74.8

22.00%

1-bedroom Apartment, City Center (Monthly)

$1,668 £1,236

$768 £570

117.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,209 £896

$743 £550

62.83%

3-bedroom Apartment, City Center (Monthly)

$3,102 £2,299

$1,465 £1,086

111.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,181 £1,616

$1,376 £1,020

58.50%

Buy Apartment in City Center (m2)

$6,695 £4,962

$5,728 £4,245

16.88%

Buy Apartment Outside City Center (m2)

$4,621 £3,425

$3,135 £2,324

47.39%

Average Monthly Net Salary (After Tax)

$3,581 £2,654

$3,584 £2,657

-0.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.63

5.56

1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Edinburgh: July 26, 2026

Last update for Derby: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,668 in Edinburgh versus $768 in Derby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Derby, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $103 in Edinburgh versus $81.0 in Derby. Monthly groceries follow the same trend: $340 vs $303 – making Derby the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Edinburgh vs Derby: Cost of Living - Frequently Asked Questions

Edinburgh costs about 25% more than Derby, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,104 per month in Edinburgh and $3,275 in Derby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,953 per month in Edinburgh and $1,888 in Derby. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Edinburgh, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,183, than in Edinburgh at $2,736. In Derby it covers expenses comfortably, while in Edinburgh it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derby costs $2,183 versus $2,736 in Edinburgh. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Edinburgh makes more sense. Both are solid long-term options with distinct trade-offs.