Last update: Oct 2026

Cost of Living Comparison Between Dunfermline and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,031 in Dunfermline, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

98

Cost of Living Index in Dunfermline
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Dunfermline Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Dunfermline

🇬🇧 United Kingdom

$2,031

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Dunfermline and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dunfermline and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,031 in Dunfermline versus $918 in Cebu.

Dunfermline $2,031
Cebu $918

Estimated couple costs with rent: $3,009 in Dunfermline versus $1,409 in Cebu.

Dunfermline $3,009
Cebu $1,409

Monthly costs for a family of three with rent: $3,988 in Dunfermline versus $1,900 in Cebu.

Dunfermline $3,988
Cebu $1,900

Living in Dunfermline is roughly 121% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Dunfermline is 50% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.59 £14.70

$3.09 ₱194

533.98%

Three-Course Dinner for Two, Mid-Range

$78.8 £59.2

$24.22 ₱1,525

225.52%

Fast Food Meal (McDonalds, etc)

$9.01 £6.76

$3.92 ₱247

129.85%

Cappuccino

$4.41 £3.31

$2.51 ₱158

75.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 £1.88

$1.59 ₱100

57.23%

Water (0.33 liter bottle)

$1.35 £1.01

$0.53 ₱33.43

154.72%

Local Beer (0.5 liter draught)

$5.61 £4.21

$1.78 ₱112

215.17%

Imported Beer (0.33 liter bottle)

$5.92 £4.44

$2.17 ₱137

172.81%

Milk (1 liter)

$1.82 £1.36

$1.92 ₱121

-5.21%

White Bread (500g)

$1.18 £0.89

$1.36 ₱85.4

-13.24%

Rice (white) (1kg)

$2.35 £1.76

$1.01 ₱63.5

132.67%

Eggs

$4.04 £3.03

$2.03 ₱128

99.01%

Local Cheese (1kg)

$7.63 £5.72

$9.86 ₱621

-22.62%

Chicken Fillets (1kg)

$8.69 £6.52

$4.39 ₱277

97.95%

Beef Round Steak (1kg)

$9.70 £7.28

$7.60 ₱479

27.63%

Apples (1kg)

$2.48 £1.86

$3.30 ₱208

-24.85%

Banana (1kg)

$1.26 £0.95

$1.39 ₱87.8

-9.35%

Oranges (1kg)

$2.85 £2.14

$2.33 ₱147

22.32%

Tomato (1kg)

$2.81 £2.11

$1.50 ₱94.3

87.33%

Potato (1kg)

$1.13 £0.85

$2.36 ₱149

-52.12%

Onion (1kg)

$1.31 £0.98

$1.90 ₱119

-31.05%

Lettuce (1 head)

$1.18 £0.89

$1.19 ₱74.9

-0.84%

Water (1.5 liter bottle)

$1.58 £1.19

$0.63 ₱39.71

150.79%

Cigarettes 20 Pack (Marlboro, Camel)

$23.26 £17.45

$3.00 ₱189

675.33%

Wine (Bottle)

$10.71 £8.03

$6.03 ₱379

77.61%

Local Beer (0.5 liter bottle)

$2.25 £1.69

$1.23 ₱77.7

82.93%

Imported Beer (0.33 liter bottle)

$2.36 £1.77

$1.75 ₱110

34.86%

One-way Ticket (Public Transport)

$3.23 £2.43

$0.25 ₱15.86

1192.00%

Public Transport Monthly Pass (Regular Price)

$78.8 £59.1

$12.64 ₱796

523.10%

Taxi Start (Normal Tariff)

$4.57 £3.43

$0.77 ₱48.62

493.51%

Taxi (Normal Tariff) (1km)

$3.93 £2.95

$0.23 ₱14.53

1608.70%

Taxi 1hour Waiting (Normal Tariff)

$19.48 £14.61

$4.46 ₱281

336.77%

Gasoline (1 liter)

$1.96 £1.47

$1.31 ₱82.8

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K £27.9K

$21.2K ₱1.3M

74.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K £29.4K

$19.1K ₱1.2M

104.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 £179

$120 ₱7,569

98.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 £9.89

$14.00 ₱882

-5.86%

Internet (50+ Mbps, Unlimited Data)

$41.74 £31.32

$27.54 ₱1,734

51.56%

Gym Membership (Monthly)

$47.80 £35.86

$32.33 ₱2,035

47.85%

Tennis Court (1 Hour on Weekend)

$11.82 £8.87

$6.65 ₱419

77.74%

Cinema Ticket

$13.05 £9.79

$5.65 ₱356

130.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,396 £1,047

$275 ₱17.3K

406.88%

International Primary School, 1 Child (Yearly)

$18.6K £14.0K

$7,918 ₱498.5K

135.38%

Jeans (Levis 501 Or Similar)

$53.7 £40.28

$49.33 ₱3,106

8.84%

Summer Dress (H&M, Zara, etc)

$53.4 £40.04

$25.24 ₱1,589

111.45%

Sport Shoes (Adidas, Nike)

$103 £77.2

$77.0 ₱4,846

33.73%

Men's Leather Business Shoes

$86.4 £64.8

$57.2 ₱3,601

51.03%

1-bedroom Apartment, City Center (Monthly)

$987 £740

$500 ₱31.5K

97.50%

1-bedroom Apartment, Outside City Center (Monthly)

$858 £644

$309 ₱19.4K

177.88%

3-bedroom Apartment, City Center (Monthly)

$1,242 £932

$1,078 ₱67.9K

15.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,396 £1,047

$615 ₱38.7K

126.83%

Buy Apartment in City Center (m2)

$2,005 £1,504

$2,886 ₱181.7K

-30.54%

Buy Apartment Outside City Center (m2)

$2,724 £2,044

$1,917 ₱120.7K

42.14%

Average Monthly Net Salary (After Tax)

$2,972 £2,229

$346 ₱21.8K

758.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

7.2

-25.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunfermline: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dunfermline

$858 42.3%

Cebu

$309 33.6% 64% $549

Monthly Utilities & Internet

Dunfermline

$294 14.5%

Cebu

$162 17.6% 45% $132

Eating Out

Dunfermline

$292 14.4%

Cebu

$88 9.6% 69.8% $204

Groceries & Markets

Dunfermline

$263 13%

Cebu

$206 22.4% 21.9% $58

Clothing & Footwear

Dunfermline

$133 6.6%

Cebu

$94 10.2% 29.6% $39

Getting Around

Dunfermline

$116 5.7%

Cebu

$16 1.7% 86.6% $100

Sport & Entertainment

Dunfermline

$74 3.6%

Cebu

$44 4.8% 41% $30

Cost Breakdown

A one-bedroom apartment in the center runs $987 in Dunfermline and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dunfermline pays 759% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Dunfermline vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $263 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Dunfermline

🇵🇭 Cebu

🕒 Local time

19:05 7:05 PM

02:05 2:05 AM

7 h ahead of Dunfermline

🌤 Weather

👥 Population

55,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Dunfermline Cebu 11,190 km ≈ 14 h nonstop flight

From you

Dunfermline
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dunfermline vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 121% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 759% higher in Dunfermline, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $987 in Dunfermline versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,031 per month in Dunfermline versus $918 in Cebu – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 523% less than in Dunfermline. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,031 in Dunfermline, a $1,500 budget is realistic in Cebu but tight or insufficient in Dunfermline. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Dunfermline, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dunfermline and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 121% less than in Dunfermline. Beyond cost, consider language, visa policies, and how big the international community is in each city.