Cost of Living Comparison Between Dunedin and Upper Hutt Cost of Living Comparison Between Dunedin and Upper Hutt

🙂 Solo nomad: Dunedin is 10.5% cheaper than Upper Hutt without rent, and 1.5% cheaper with rent.

🙂 Family of 3: Dunedin is 3.3% cheaper than Upper Hutt without rent, and 6.7% cheaper with rent.

Meal at Budget Restaurant

$12.25 NZ$20.2

$17.64 NZ$29.09

-30.56%

Three-Course Dinner for Two, Mid-Range

$73.7 NZ$122

$82.9 NZ$137

-11.05%

Fast Food Meal (McDonalds, etc)

$10.95 NZ$18.07

$9.58 NZ$15.8

14.30%

Cappuccino

$3.46 NZ$5.7

$3.66 NZ$6.04

-5.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.2 NZ$3.63

$2.37 NZ$3.92

-7.17%

Water (0.33 liter bottle)

$2.05 NZ$3.38

$2.13 NZ$3.51

-3.76%

Local Beer (0.5 liter draught)

$7.2 NZ$11.87

$7.36 NZ$12.14

-2.17%

Imported Beer (0.33 liter bottle)

$6.08 NZ$10.03

$6.16 NZ$10.16

-1.30%

Milk (1 liter)

$2.08 NZ$3.44

$1.75 NZ$2.88

18.86%

White Bread (500g)

$1.96 NZ$3.22

$2.11 NZ$3.48

-7.11%

Rice (white) (1kg)

$1.81 NZ$2.99

$1.89 NZ$3.11

-4.23%

Eggs

$5.67 NZ$9.35

$6.04 NZ$9.96

-6.13%

Local Cheese (1kg)

$8.36 NZ$13.8

$7.9 NZ$13.03

5.82%

Chicken Fillets (1kg)

$10.62 NZ$17.52

$9.45 NZ$15.59

12.38%

Beef Round Steak (1kg)

$13.05 NZ$21.53

$12.28 NZ$20.26

6.27%

Apples (1kg)

$2.86 NZ$4.72

$2.52 NZ$4.16

13.49%

Banana (1kg)

$2.24 NZ$3.69

$1.87 NZ$3.08

19.79%

Oranges (1kg)

$3.3 NZ$5.45

$2.55 NZ$4.21

29.41%

Tomato (1kg)

$4.54 NZ$7.49

$3.47 NZ$5.73

30.84%

Potato (1kg)

$1.91 NZ$3.15

$2.06 NZ$3.4

-7.28%

Onion (1kg)

$2.04 NZ$3.37

$1.56 NZ$2.58

30.77%

Lettuce (1 head)

$2.48 NZ$4.09

$2.05 NZ$3.38

20.98%

Water (1.5 liter bottle)

$1.07 NZ$1.76

$1.29 NZ$2.13

-17.05%

Cigarettes 20 Pack (Marlboro, Camel)

$24.01 NZ$39.6

$20.39 NZ$33.63

17.75%

Wine (Bottle)

$8.7 NZ$14.34

$8.6 NZ$14.18

1.16%

Local Beer (0.5 liter bottle)

$2.59 NZ$4.27

$2.45 NZ$4.04

5.71%

Imported Beer (0.33 liter bottle)

$3.63 NZ$5.99

$2.68 NZ$4.42

35.45%

One-way Ticket (Public Transport)

$1.25 NZ$2.05

$2.09 NZ$3.45

-40.19%

Public Transport Monthly Pass (Regular Price)

$72.8 NZ$120

$63.5 NZ$105

14.80%

Taxi Start (Normal Tariff)

$6.16 NZ$10.15

$2.75 NZ$4.53

124.00%

Taxi (Normal Tariff) (1km)

$1.1 NZ$1.81

$1.8 NZ$2.96

-38.89%

Taxi 1hour Waiting (Normal Tariff)

$30.44 NZ$50.2

$48.27 NZ$79.6

-36.94%

Gasoline (1 liter)

$1.72 NZ$2.84

$1.72 NZ$2.83

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K NZ$32.5K

$27.3K NZ$45K

-27.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K NZ$42.3K

$22.9K NZ$37.8K

11.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.8 NZ$165

$158 NZ$261

-36.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.84 NZ$59.1

$33.13 NZ$54.6

8.18%

Internet (50+ Mbps, Unlimited Data)

$55.6 NZ$91.8

$47.72 NZ$78.7

16.58%

Gym Membership (Monthly)

$52 NZ$85.7

$37.06 NZ$61.1

40.18%

Tennis Court (1 Hour on Weekend)

$6.13 NZ$10.12

$11.84 NZ$19.53

-48.23%

Cinema Ticket

$9.74 NZ$16.06

$9.13 NZ$15.06

6.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 NZ$952

$730 NZ$1,203

-20.87%

International Primary School, 1 Child (Yearly)

$12.2K NZ$20.1K

$12.6K NZ$20.8K

-3.13%

Jeans (Levis 501 Or Similar)

$67.1 NZ$111

$73.4 NZ$121

-8.52%

Summer Dress (H&M, Zara, etc)

$35.49 NZ$58.5

$53 NZ$87.4

-33.01%

Sport Shoes (Adidas, Nike)

$94.1 NZ$155

$103 NZ$170

-8.85%

Men's Leather Business Shoes

$123 NZ$203

$128 NZ$211

-3.57%

1-bedroom Apartment, City Center (Monthly)

$879 NZ$1,450

$970 NZ$1,599

-9.31%

1-bedroom Apartment, Outside City Center (Monthly)

$774 NZ$1,277

$785 NZ$1,295

-1.42%

3-bedroom Apartment, City Center (Monthly)

$1,512 NZ$2,493

$1,562 NZ$2,575

-3.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 NZ$2,217

$1,401 NZ$2,311

-4.08%

Buy Apartment in City Center (m2)

$2,880 NZ$4,751

$4,241 NZ$6,995

-32.08%

Buy Apartment Outside City Center (m2)

$2,002 NZ$3,303

$3,331 NZ$5,494

-39.89%

Average Monthly Net Salary (After Tax)

$2,565 NZ$4,230

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

6.69

5.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: October 28, 2025

Last update for Upper Hutt: October 29, 2025

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