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Cost of Living Comparison Between Dunedin and Upper Hutt Cost of Living Comparison Between Dunedin and Upper Hutt

๐Ÿ™‚ Solo nomad: Dunedin is 11.8% cheaper than Upper Hutt without rent, and 4.3% cheaper with rent.
๐Ÿ™‚ Family of 3: Dunedin is 16.1% cheaper than Upper Hutt without rent, and 7.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Dunedin
Upper Hutt
Difference
Meal at Budget Restaurant
$12.27 NZ$21.35
$17.60 NZ$30.63
-30.28%
Three-Course Dinner for Two, Mid-Range
$73.2 NZ$127
$84.4 NZ$147
-13.22%
Fast Food Meal (McDonalds, etc)
$10.66 NZ$18.54
$9.51 NZ$16.55
12.09%
Cappuccino
$3.52 NZ$6.13
$3.64 NZ$6.33
-3.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.96
$2.40 NZ$4.17
-5.00%
Water (0.33 liter bottle)
$2.10 NZ$3.66
$2.12 NZ$3.69
-0.94%
Local Beer (0.5 liter draught)
$7.09 NZ$12.34
$7.09 NZ$12.34
-
Imported Beer (0.33 liter bottle)
$5.91 NZ$10.29
$6.46 NZ$11.24
-8.51%
๐Ÿ›’ Groceries & Markets
Dunedin
Upper Hutt
Difference
Milk (1 liter)
$2.10 NZ$3.65
$1.75 NZ$3.05
20.00%
White Bread (500g)
$1.97 NZ$3.43
$2.08 NZ$3.62
-5.29%
Rice (white) (1kg)
$1.91 NZ$3.32
$1.87 NZ$3.26
2.14%
Eggs
$5.58 NZ$9.71
$6.02 NZ$10.47
-7.31%
Local Cheese (1kg)
$8.33 NZ$14.50
$8.22 NZ$14.30
1.34%
Chicken Fillets (1kg)
$10.56 NZ$18.37
$8.97 NZ$15.62
17.73%
Beef Round Steak (1kg)
$12.91 NZ$22.45
$12.39 NZ$21.56
4.20%
Apples (1kg)
$2.86 NZ$4.98
$2.44 NZ$4.25
17.21%
Banana (1kg)
$2.28 NZ$3.96
$1.89 NZ$3.29
20.63%
Oranges (1kg)
$3.34 NZ$5.81
$2.43 NZ$4.23
37.45%
Tomato (1kg)
$4.45 NZ$7.74
$3.33 NZ$5.80
33.63%
Potato (1kg)
$1.91 NZ$3.33
$2.10 NZ$3.65
-9.05%
Onion (1kg)
$2.06 NZ$3.58
$1.63 NZ$2.83
26.38%
Lettuce (1 head)
$2.54 NZ$4.43
$2.13 NZ$3.70
19.25%
Water (1.5 liter bottle)
$1.07 NZ$1.86
$1.24 NZ$2.15
-13.71%
Cigarettes 20 Pack (Marlboro, Camel)
$23.72 NZ$41.26
$20.18 NZ$35.11
17.54%
Wine (Bottle)
$9.10 NZ$15.83
$10.43 NZ$18.15
-12.75%
Local Beer (0.5 liter bottle)
$2.55 NZ$4.44
$2.44 NZ$4.25
4.51%
Imported Beer (0.33 liter bottle)
$3.68 NZ$6.40
$2.61 NZ$4.54
41.00%
๐ŸšŒ Getting Around
Dunedin
Upper Hutt
Difference
One-way Ticket (Public Transport)
$1.18 NZ$2.06
$2.08 NZ$3.61
-43.27%
Public Transport Monthly Pass (Regular Price)
$71.6 NZ$125
$63.9 NZ$111
12.06%
Taxi Start (Normal Tariff)
$5.97 NZ$10.39
$2.74 NZ$4.77
117.88%
Taxi (Normal Tariff) (1km)
$1.14 NZ$1.98
$1.81 NZ$3.14
-37.02%
Taxi 1hour Waiting (Normal Tariff)
$30.55 NZ$53.2
$47.51 NZ$82.7
-35.70%
Gasoline (1 liter)
$1.73 NZ$3.01
$1.67 NZ$2.90
3.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8K NZ$34.4K
$27.3K NZ$47.5K
-27.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K NZ$44.1K
$23.0K NZ$40.0K
10.15%
๐Ÿงพ Monthly Utilities & Internet
Dunedin
Upper Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 NZ$179
$155 NZ$270
-33.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.75 NZ$62.2
$33.70 NZ$58.6
6.08%
Internet (50+ Mbps, Unlimited Data)
$56.1 NZ$97.5
$48.31 NZ$84.1
16.04%
๐ŸŽ‰ Sport & Entertainment
Dunedin
Upper Hutt
Difference
Gym Membership (Monthly)
$52.0 NZ$90.5
$36.69 NZ$63.8
41.78%
Tennis Court (1 Hour on Weekend)
$5.94 NZ$10.33
$12.08 NZ$21.01
-50.83%
Cinema Ticket
$9.69 NZ$16.87
$9.03 NZ$15.71
7.31%
๐Ÿงธ Childcare & Education
Dunedin
Upper Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$588 NZ$1,024
$750 NZ$1,306
-21.57%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.8K
$12.6K NZ$22.0K
-5.60%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Dunedin
Upper Hutt
Difference
Jeans (Levis 501 Or Similar)
$66.5 NZ$116
$71.1 NZ$124
-6.50%
Summer Dress (H&M, Zara, etc)
$35.53 NZ$61.8
$52.7 NZ$91.8
-32.62%
Sport Shoes (Adidas, Nike)
$95.0 NZ$165
$104 NZ$181
-8.69%
Men's Leather Business Shoes
$122 NZ$212
$127 NZ$221
-3.90%
๐Ÿ  Accommodation & Living
Dunedin
Upper Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$881 NZ$1,534
$976 NZ$1,698
-9.69%
1-bedroom Apartment, Outside City Center (Monthly)
$768 NZ$1,336
$786 NZ$1,367
-2.29%
3-bedroom Apartment, City Center (Monthly)
$1,508 NZ$2,624
$1,598 NZ$2,780
-5.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,325 NZ$2,305
$1,406 NZ$2,447
-5.77%
Buy Apartment in City Center (m2)
$2,854 NZ$4,966
$5,118 NZ$8,905
-44.23%
Buy Apartment Outside City Center (m2)
$2,021 NZ$3,517
$2,964 NZ$5,157
-31.81%
๐Ÿ’ต Salaries & Financials
Dunedin
Upper Hutt
Difference
Average Monthly Net Salary (After Tax)
$2,673 NZ$4,651
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.69
5.68%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Dunedin: January 11, 2026

Last update for Upper Hutt: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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