Cost of Living Comparison Between Dunedin and Papamoa Beach Cost of Living Comparison Between Dunedin and Papamoa Beach

🙂 Solo nomad: Dunedin is 7.9% cheaper than Papamoa Beach without rent, and 2.5% cheaper with rent.
🙂 Family of 3: Dunedin is 12.5% cheaper than Papamoa Beach without rent, and 4.1% cheaper with rent.
Currency
🍽 Eating Out
Dunedin
Papamoa Beach
Difference
Meal at Budget Restaurant
$12.25 NZ$20.2
$14.88 NZ$24.55
-17.67%
Three-Course Dinner for Two, Mid-Range
$73.7 NZ$122
$77.8 NZ$128
-5.16%
Fast Food Meal (McDonalds, etc)
$10.95 NZ$18.07
$9.78 NZ$16.13
11.96%
Cappuccino
$3.46 NZ$5.7
$3.5 NZ$5.78
-1.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.2 NZ$3.63
$2.37 NZ$3.91
-7.17%
Water (0.33 liter bottle)
$2.05 NZ$3.38
$2.22 NZ$3.65
-7.66%
Local Beer (0.5 liter draught)
$7.2 NZ$11.87
$7.17 NZ$11.82
0.42%
Imported Beer (0.33 liter bottle)
$6.08 NZ$10.03
$7.03 NZ$11.6
-13.51%
🛒 Groceries & Markets
Dunedin
Papamoa Beach
Difference
Milk (1 liter)
$2.08 NZ$3.44
$1.81 NZ$2.99
14.92%
White Bread (500g)
$1.96 NZ$3.22
$1.08 NZ$1.78
81.48%
Rice (white) (1kg)
$1.81 NZ$2.99
$2.01 NZ$3.31
-9.95%
Eggs
$5.67 NZ$9.35
$6.96 NZ$11.48
-18.53%
Local Cheese (1kg)
$8.36 NZ$13.8
$8.57 NZ$14.14
-2.45%
Chicken Fillets (1kg)
$10.62 NZ$17.52
$9.62 NZ$15.87
10.40%
Beef Round Steak (1kg)
$13.05 NZ$21.53
$13.07 NZ$21.56
-0.15%
Apples (1kg)
$2.86 NZ$4.72
$2.84 NZ$4.68
0.70%
Banana (1kg)
$2.24 NZ$3.69
$2.27 NZ$3.74
-1.32%
Oranges (1kg)
$3.3 NZ$5.45
$3.37 NZ$5.56
-2.08%
Tomato (1kg)
$4.54 NZ$7.49
$4 NZ$6.59
13.50%
Potato (1kg)
$1.91 NZ$3.15
$2.02 NZ$3.33
-5.45%
Onion (1kg)
$2.04 NZ$3.37
$1.72 NZ$2.83
18.60%
Lettuce (1 head)
$2.48 NZ$4.09
$1.9 NZ$3.14
30.53%
Water (1.5 liter bottle)
$1.07 NZ$1.76
$1.25 NZ$2.06
-14.40%
Cigarettes 20 Pack (Marlboro, Camel)
$24.01 NZ$39.6
$25.39 NZ$41.88
-5.44%
Wine (Bottle)
$8.7 NZ$14.34
$11.55 NZ$19.04
-24.68%
Local Beer (0.5 liter bottle)
$2.59 NZ$4.27
$2.96 NZ$4.89
-12.50%
Imported Beer (0.33 liter bottle)
$3.63 NZ$5.99
$3.89 NZ$6.42
-6.68%
🚌 Getting Around
Dunedin
Papamoa Beach
Difference
One-way Ticket (Public Transport)
$1.25 NZ$2.05
$2.12 NZ$3.5
-41.04%
Public Transport Monthly Pass (Regular Price)
$72.8 NZ$120
$64.2 NZ$106
13.44%
Taxi Start (Normal Tariff)
$6.16 NZ$10.15
$2.16 NZ$3.55
185.19%
Taxi (Normal Tariff) (1km)
$1.1 NZ$1.81
$1.92 NZ$3.16
-42.71%
Taxi 1hour Waiting (Normal Tariff)
$30.44 NZ$50.2
$35.73 NZ$58.9
-14.81%
Gasoline (1 liter)
$1.72 NZ$2.84
$1.62 NZ$2.67
6.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K NZ$32.5K
$28.7K NZ$47.3K
-31.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K NZ$42.3K
$22K NZ$36.4K
16.32%
🧾 Monthly Utilities & Internet
Dunedin
Papamoa Beach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.8 NZ$165
$143 NZ$235
-30.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.84 NZ$59.1
$29.91 NZ$49.34
19.83%
Internet (50+ Mbps, Unlimited Data)
$55.6 NZ$91.8
$49.52 NZ$81.7
12.34%
🎉 Sport & Entertainment
Dunedin
Papamoa Beach
Difference
Gym Membership (Monthly)
$52 NZ$85.7
$36.13 NZ$59.6
43.79%
Tennis Court (1 Hour on Weekend)
$6.13 NZ$10.12
$11.94 NZ$19.69
-48.66%
Cinema Ticket
$9.74 NZ$16.06
$15.27 NZ$25.19
-36.21%
🧸 Childcare & Education
Dunedin
Papamoa Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$577 NZ$952
$891 NZ$1,470
-35.22%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20.1K
$13.4K NZ$22.1K
-8.96%
👕👟 Clothing & Footwear
Dunedin
Papamoa Beach
Difference
Jeans (Levis 501 Or Similar)
$67.1 NZ$111
$63.3 NZ$104
6.13%
Summer Dress (H&M, Zara, etc)
$35.49 NZ$58.5
$49.73 NZ$82
-28.63%
Sport Shoes (Adidas, Nike)
$94.1 NZ$155
$85.8 NZ$142
9.62%
Men's Leather Business Shoes
$123 NZ$203
$121 NZ$199
1.83%
🏠 Accommodation & Living
Dunedin
Papamoa Beach
Difference
1-bedroom Apartment, City Center (Monthly)
$879 NZ$1,450
$972 NZ$1,603
-9.51%
1-bedroom Apartment, Outside City Center (Monthly)
$774 NZ$1,277
$798 NZ$1,316
-3.00%
3-bedroom Apartment, City Center (Monthly)
$1,512 NZ$2,493
$1,580 NZ$2,606
-4.33%
3-bedroom Apartment, Outside City Center (Monthly)
$1,344 NZ$2,217
$1,438 NZ$2,372
-6.52%
Buy Apartment in City Center (m2)
$2,880 NZ$4,751
$4,392 NZ$7,244
-34.42%
Buy Apartment Outside City Center (m2)
$2,002 NZ$3,303
$3,700 NZ$6,102
-45.88%
💵 Salaries & Financials
Dunedin
Papamoa Beach
Difference
Average Monthly Net Salary (After Tax)
$2,565 NZ$4,230
$1,592 NZ$2,625
61.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.37
10.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: October 28, 2025

Last update for Papamoa Beach: October 28, 2025

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