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Cost of Living Comparison Between Dunedin and Palmerston North Cost of Living Comparison Between Dunedin and Palmerston North

๐Ÿ˜ Solo nomad: Dunedin is 12.5% more expensive than Palmerston North without rent, and 7.5% more expensive with rent.
๐Ÿ™‚ Family of 3: Dunedin is 4.5% cheaper than Palmerston North without rent, and 1.4% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Dunedin
Palmerston North
Difference
Meal at Budget Restaurant
$12.27 NZ$21.35
$16.69 NZ$29.04
-26.48%
Three-Course Dinner for Two, Mid-Range
$73.2 NZ$127
$73.7 NZ$128
-0.68%
Fast Food Meal (McDonalds, etc)
$10.66 NZ$18.54
$12.13 NZ$21.11
-12.12%
Cappuccino
$3.52 NZ$6.13
$3.50 NZ$6.09
0.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.96
$2.40 NZ$4.17
-5.00%
Water (0.33 liter bottle)
$2.10 NZ$3.66
$2.07 NZ$3.60
1.45%
Local Beer (0.5 liter draught)
$7.09 NZ$12.34
$7.03 NZ$12.24
0.85%
Imported Beer (0.33 liter bottle)
$5.91 NZ$10.29
$6.45 NZ$11.23
-8.37%
๐Ÿ›’ Groceries & Markets
Dunedin
Palmerston North
Difference
Milk (1 liter)
$2.10 NZ$3.65
$1.91 NZ$3.32
9.95%
White Bread (500g)
$1.97 NZ$3.43
$2.13 NZ$3.71
-7.51%
Rice (white) (1kg)
$1.91 NZ$3.32
$1.78 NZ$3.09
7.30%
Eggs
$5.58 NZ$9.71
$5.41 NZ$9.41
3.14%
Local Cheese (1kg)
$8.33 NZ$14.50
$8.32 NZ$14.48
0.12%
Chicken Fillets (1kg)
$10.56 NZ$18.37
$9.24 NZ$16.08
14.29%
Beef Round Steak (1kg)
$12.91 NZ$22.45
$12.37 NZ$21.53
4.37%
Apples (1kg)
$2.86 NZ$4.98
$2.49 NZ$4.32
14.86%
Banana (1kg)
$2.28 NZ$3.96
$1.90 NZ$3.30
20.00%
Oranges (1kg)
$3.34 NZ$5.81
$2.43 NZ$4.23
37.45%
Tomato (1kg)
$4.45 NZ$7.74
$3.42 NZ$5.95
30.12%
Potato (1kg)
$1.91 NZ$3.33
$2.06 NZ$3.59
-7.28%
Onion (1kg)
$2.06 NZ$3.58
$2.26 NZ$3.94
-8.85%
Lettuce (1 head)
$2.54 NZ$4.43
$2.03 NZ$3.54
25.12%
Water (1.5 liter bottle)
$1.07 NZ$1.86
$0.95 NZ$1.65
12.63%
Cigarettes 20 Pack (Marlboro, Camel)
$23.72 NZ$41.26
$20.42 NZ$35.53
16.16%
Wine (Bottle)
$9.10 NZ$15.83
$8.86 NZ$15.42
2.71%
Local Beer (0.5 liter bottle)
$2.55 NZ$4.44
$2.45 NZ$4.26
4.08%
Imported Beer (0.33 liter bottle)
$3.68 NZ$6.40
$5.40 NZ$9.40
-31.85%
๐ŸšŒ Getting Around
Dunedin
Palmerston North
Difference
One-way Ticket (Public Transport)
$1.18 NZ$2.06
$4.64 NZ$8.07
-74.57%
Public Transport Monthly Pass (Regular Price)
$71.6 NZ$125
$30.43 NZ$52.9
135.39%
Taxi Start (Normal Tariff)
$5.97 NZ$10.39
$2.40 NZ$4.17
148.75%
Taxi (Normal Tariff) (1km)
$1.14 NZ$1.98
$1.77 NZ$3.08
-35.59%
Taxi 1hour Waiting (Normal Tariff)
$30.55 NZ$53.2
$16.92 NZ$29.43
80.56%
Gasoline (1 liter)
$1.73 NZ$3.01
$1.73 NZ$3.01
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8K NZ$34.4K
$18.5K NZ$32.2K
6.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K NZ$44.1K
$21.2K NZ$36.9K
19.32%
๐Ÿงพ Monthly Utilities & Internet
Dunedin
Palmerston North
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 NZ$179
$89.5 NZ$156
14.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.75 NZ$62.2
$37.86 NZ$65.9
-5.57%
Internet (50+ Mbps, Unlimited Data)
$56.1 NZ$97.5
$48.07 NZ$83.7
16.62%
๐ŸŽ‰ Sport & Entertainment
Dunedin
Palmerston North
Difference
Gym Membership (Monthly)
$52.0 NZ$90.5
$34.85 NZ$60.7
49.27%
Tennis Court (1 Hour on Weekend)
$5.94 NZ$10.33
$13.22 NZ$23.00
-55.07%
Cinema Ticket
$9.69 NZ$16.87
$9.08 NZ$15.80
6.72%
๐Ÿงธ Childcare & Education
Dunedin
Palmerston North
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$588 NZ$1,024
$1,006 NZ$1,750
-41.49%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.8K
$6,145 NZ$10.7K
94.05%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Dunedin
Palmerston North
Difference
Jeans (Levis 501 Or Similar)
$66.5 NZ$116
$56.8 NZ$98.9
17.01%
Summer Dress (H&M, Zara, etc)
$35.53 NZ$61.8
$38.29 NZ$66.6
-7.21%
Sport Shoes (Adidas, Nike)
$95.0 NZ$165
$91.3 NZ$159
4.12%
Men's Leather Business Shoes
$122 NZ$212
$93.7 NZ$163
30.22%
๐Ÿ  Accommodation & Living
Dunedin
Palmerston North
Difference
1-bedroom Apartment, City Center (Monthly)
$881 NZ$1,534
$834 NZ$1,452
5.66%
1-bedroom Apartment, Outside City Center (Monthly)
$768 NZ$1,336
$702 NZ$1,222
9.35%
3-bedroom Apartment, City Center (Monthly)
$1,508 NZ$2,624
$1,527 NZ$2,657
-1.25%
3-bedroom Apartment, Outside City Center (Monthly)
$1,325 NZ$2,305
$1,379 NZ$2,400
-3.92%
Buy Apartment in City Center (m2)
$2,854 NZ$4,966
$2,137 NZ$3,719
33.55%
Buy Apartment Outside City Center (m2)
$2,021 NZ$3,517
$1,887 NZ$3,283
7.13%
๐Ÿ’ต Salaries & Financials
Dunedin
Palmerston North
Difference
Average Monthly Net Salary (After Tax)
$2,673 NZ$4,651
$2,504 NZ$4,357
6.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.69
5.68%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Dunedin: January 11, 2026

Last update for Palmerston North: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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