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Cost of Living Comparison Between Dunedin and Palmerston North Cost of Living Comparison Between Dunedin and Palmerston North

😐 Solo nomad: Dunedin is 0.8% more expensive than Palmerston North without rent, and 11.1% more expensive with rent.
😐 Family of 3: Dunedin is 8.3% more expensive than Palmerston North without rent, and 1.7% more expensive with rent.
Currency
🍽 Eating Out
Dunedin
Palmerston North
Difference
Meal at Budget Restaurant
$12 NZ$20.94
$16.35 NZ$28.55
-26.61%
Three-Course Dinner for Two, Mid-Range
$73.7 NZ$129
$72.6 NZ$127
1.51%
Fast Food Meal (McDonalds, etc)
$10.67 NZ$18.63
$11.94 NZ$20.84
-10.64%
Cappuccino
$3.44 NZ$6.01
$3.48 NZ$6.08
-1.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.97
$2.34 NZ$4.08
-2.56%
Water (0.33 liter bottle)
$2.03 NZ$3.54
$2.16 NZ$3.77
-6.02%
Local Beer (0.5 liter draught)
$7.19 NZ$12.55
$7.05 NZ$12.3
1.99%
Imported Beer (0.33 liter bottle)
$5.87 NZ$10.25
$6.52 NZ$11.38
-9.97%
🛒 Groceries & Markets
Dunedin
Palmerston North
Difference
Milk (1 liter)
$2.18 NZ$3.81
$2 NZ$3.5
9.00%
White Bread (500g)
$1.98 NZ$3.46
$2.06 NZ$3.59
-3.88%
Rice (white) (1kg)
$1.81 NZ$3.15
$1.84 NZ$3.22
-1.63%
Eggs
$5.69 NZ$9.94
$5.25 NZ$9.16
8.38%
Local Cheese (1kg)
$8.29 NZ$14.47
$8.38 NZ$14.63
-1.07%
Chicken Fillets (1kg)
$10.6 NZ$18.5
$9.41 NZ$16.42
12.65%
Beef Round Steak (1kg)
$13.35 NZ$23.32
$12.35 NZ$21.56
8.10%
Apples (1kg)
$2.85 NZ$4.97
$2.42 NZ$4.23
17.77%
Banana (1kg)
$2.27 NZ$3.96
$1.87 NZ$3.27
21.39%
Oranges (1kg)
$3.44 NZ$6.01
$2.43 NZ$4.25
41.56%
Tomato (1kg)
$4.39 NZ$7.67
$3.31 NZ$5.78
32.63%
Potato (1kg)
$2.01 NZ$3.5
$2.13 NZ$3.72
-5.63%
Onion (1kg)
$1.97 NZ$3.45
$2.22 NZ$3.87
-11.26%
Lettuce (1 head)
$2.48 NZ$4.32
$2.06 NZ$3.6
20.39%
Water (1.5 liter bottle)
$1.11 NZ$1.94
$0.94 NZ$1.63
18.09%
Cigarettes 20 Pack (Marlboro, Camel)
$23.96 NZ$41.84
$20.72 NZ$36.18
15.64%
Wine (Bottle)
$9.11 NZ$15.91
$8.4 NZ$14.66
8.45%
Local Beer (0.5 liter bottle)
$2.59 NZ$4.53
$2.41 NZ$4.21
7.47%
Imported Beer (0.33 liter bottle)
$3.64 NZ$6.35
$5.18 NZ$9.05
-29.73%
🚌 Getting Around
Dunedin
Palmerston North
Difference
One-way Ticket (Public Transport)
$1.18 NZ$2.06
$4.8 NZ$8.38
-75.42%
Public Transport Monthly Pass (Regular Price)
$71.5 NZ$125
$29.87 NZ$52.2
139.30%
Taxi Start (Normal Tariff)
$5.98 NZ$10.45
$2.42 NZ$4.23
147.11%
Taxi (Normal Tariff) (1km)
$1.09 NZ$1.9
$1.79 NZ$3.12
-39.11%
Taxi 1hour Waiting (Normal Tariff)
$29.81 NZ$52.1
$17.22 NZ$30.06
73.11%
Gasoline (1 liter)
$1.71 NZ$2.98
$1.72 NZ$3
-0.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9K NZ$34.8K
$18.8K NZ$32.8K
5.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26K NZ$45.4K
$21.5K NZ$37.5K
20.98%
🧾 Monthly Utilities & Internet
Dunedin
Palmerston North
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 NZ$176
$90.2 NZ$157
11.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.12 NZ$61.3
$37.24 NZ$65
-5.69%
Internet (50+ Mbps, Unlimited Data)
$56.5 NZ$98.6
$46.61 NZ$81.4
21.11%
🎉 Sport & Entertainment
Dunedin
Palmerston North
Difference
Gym Membership (Monthly)
$52.5 NZ$91.7
$35.57 NZ$62.1
47.71%
Tennis Court (1 Hour on Weekend)
$6.06 NZ$10.58
$12.98 NZ$22.66
-53.31%
Cinema Ticket
$9.45 NZ$16.5
$9.27 NZ$16.18
1.94%
🧸 Childcare & Education
Dunedin
Palmerston North
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$584 NZ$1,020
$1,025 NZ$1,789
-43.01%
International Primary School, 1 Child (Yearly)
$12.1K NZ$21.1K
$6,122 NZ$10.7K
97.49%
👕👟 Clothing & Footwear
Dunedin
Palmerston North
Difference
Jeans (Levis 501 Or Similar)
$66 NZ$115
$57 NZ$99.5
15.75%
Summer Dress (H&M, Zara, etc)
$35.65 NZ$62.3
$37.16 NZ$64.9
-4.06%
Sport Shoes (Adidas, Nike)
$96.6 NZ$169
$89.5 NZ$156
7.95%
Men's Leather Business Shoes
$121 NZ$211
$91.7 NZ$160
31.76%
🏠 Accommodation & Living
Dunedin
Palmerston North
Difference
1-bedroom Apartment, City Center (Monthly)
$875 NZ$1,528
$837 NZ$1,461
4.58%
1-bedroom Apartment, Outside City Center (Monthly)
$761 NZ$1,329
$701 NZ$1,224
8.58%
3-bedroom Apartment, City Center (Monthly)
$1,497 NZ$2,614
$1,519 NZ$2,653
-1.48%
3-bedroom Apartment, Outside City Center (Monthly)
$1,307 NZ$2,282
$1,372 NZ$2,395
-4.75%
Buy Apartment in City Center (m2)
$2,851 NZ$4,978
$2,124 NZ$3,708
34.24%
Buy Apartment Outside City Center (m2)
$1,981 NZ$3,458
$1,889 NZ$3,298
4.86%
💵 Salaries & Financials
Dunedin
Palmerston North
Difference
Average Monthly Net Salary (After Tax)
$2,502 NZ$4,369
$2,466 NZ$4,305
1.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.69
5.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: December 1, 2025

Last update for Palmerston North: November 30, 2025

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