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Cost of Living Comparison Between Dunedin and Oamaru Cost of Living Comparison Between Dunedin and Oamaru

๐Ÿ˜ Solo nomad: Dunedin is 4.2% more expensive than Oamaru without rent, and 5.5% more expensive with rent.
๐Ÿ˜ Family of 3: Dunedin is 3.6% more expensive than Oamaru without rent, and 1% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Dunedin
Oamaru
Difference
Meal at Budget Restaurant
$12.27 NZ$21.35
$16.73 NZ$29.11
-26.66%
Three-Course Dinner for Two, Mid-Range
$73.2 NZ$127
$71.5 NZ$124
2.36%
Fast Food Meal (McDonalds, etc)
$10.66 NZ$18.54
$9.53 NZ$16.58
11.86%
Cappuccino
$3.52 NZ$6.13
$3.51 NZ$6.10
0.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 NZ$3.96
$2.39 NZ$4.16
-4.60%
Water (0.33 liter bottle)
$2.10 NZ$3.66
$2.03 NZ$3.53
3.45%
Local Beer (0.5 liter draught)
$7.09 NZ$12.34
$7.10 NZ$12.36
-0.14%
Imported Beer (0.33 liter bottle)
$5.91 NZ$10.29
$7.27 NZ$12.64
-18.71%
๐Ÿ›’ Groceries & Markets
Dunedin
Oamaru
Difference
Milk (1 liter)
$2.10 NZ$3.65
$1.79 NZ$3.11
17.32%
White Bread (500g)
$1.97 NZ$3.43
$1.12 NZ$1.95
75.89%
Rice (white) (1kg)
$1.91 NZ$3.32
$1.24 NZ$2.15
54.03%
Eggs
$5.58 NZ$9.71
$3.75 NZ$6.53
48.80%
Local Cheese (1kg)
$8.33 NZ$14.50
$8.34 NZ$14.52
-0.12%
Chicken Fillets (1kg)
$10.56 NZ$18.37
$9.49 NZ$16.51
11.28%
Beef Round Steak (1kg)
$12.91 NZ$22.45
$12.83 NZ$22.32
0.62%
Apples (1kg)
$2.86 NZ$4.98
$2.43 NZ$4.22
17.70%
Banana (1kg)
$2.28 NZ$3.96
$1.78 NZ$3.10
28.09%
Oranges (1kg)
$3.34 NZ$5.81
$3.07 NZ$5.34
8.79%
Tomato (1kg)
$4.45 NZ$7.74
$5.79 NZ$10.07
-23.14%
Potato (1kg)
$1.91 NZ$3.33
$1.49 NZ$2.59
28.19%
Onion (1kg)
$2.06 NZ$3.58
$1.18 NZ$2.05
74.58%
Lettuce (1 head)
$2.54 NZ$4.43
$1.76 NZ$3.06
44.32%
Water (1.5 liter bottle)
$1.07 NZ$1.86
$1.48 NZ$2.57
-27.70%
Cigarettes 20 Pack (Marlboro, Camel)
$23.72 NZ$41.26
$23.85 NZ$41.51
-0.55%
Wine (Bottle)
$9.10 NZ$15.83
$5.66 NZ$9.85
60.78%
Local Beer (0.5 liter bottle)
$2.55 NZ$4.44
$3.74 NZ$6.51
-31.82%
Imported Beer (0.33 liter bottle)
$3.68 NZ$6.40
$4.86 NZ$8.45
-24.28%
๐ŸšŒ Getting Around
Dunedin
Oamaru
Difference
One-way Ticket (Public Transport)
$1.18 NZ$2.06
$2.16 NZ$3.75
-45.37%
Public Transport Monthly Pass (Regular Price)
$71.6 NZ$125
$65.0 NZ$113
10.25%
Taxi Start (Normal Tariff)
$5.97 NZ$10.39
$2.78 NZ$4.83
114.75%
Taxi (Normal Tariff) (1km)
$1.14 NZ$1.98
$1.63 NZ$2.84
-30.06%
Taxi 1hour Waiting (Normal Tariff)
$30.55 NZ$53.2
$30.48 NZ$53.0
0.23%
Gasoline (1 liter)
$1.73 NZ$3.01
$1.66 NZ$2.89
4.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8K NZ$34.4K
$27.4K NZ$47.7K
-27.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K NZ$44.1K
$20.0K NZ$34.8K
26.70%
๐Ÿงพ Monthly Utilities & Internet
Dunedin
Oamaru
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 NZ$179
$118 NZ$205
-12.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.75 NZ$62.2
$17.81 NZ$30.98
100.73%
Internet (50+ Mbps, Unlimited Data)
$56.1 NZ$97.5
$49.11 NZ$85.5
14.15%
๐ŸŽ‰ Sport & Entertainment
Dunedin
Oamaru
Difference
Gym Membership (Monthly)
$52.0 NZ$90.5
$36.08 NZ$62.8
44.18%
Tennis Court (1 Hour on Weekend)
$5.94 NZ$10.33
$12.14 NZ$21.13
-51.07%
Cinema Ticket
$9.69 NZ$16.87
$10.74 NZ$18.68
-9.78%
๐Ÿงธ Childcare & Education
Dunedin
Oamaru
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$588 NZ$1,024
$648 NZ$1,127
-9.15%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.8K
$9,285 NZ$16.2K
28.44%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Dunedin
Oamaru
Difference
Jeans (Levis 501 Or Similar)
$66.5 NZ$116
$60.8 NZ$106
9.45%
Summer Dress (H&M, Zara, etc)
$35.53 NZ$61.8
$17.74 NZ$30.86
100.28%
Sport Shoes (Adidas, Nike)
$95.0 NZ$165
$47.41 NZ$82.5
100.40%
Men's Leather Business Shoes
$122 NZ$212
$54.6 NZ$95.0
123.69%
๐Ÿ  Accommodation & Living
Dunedin
Oamaru
Difference
1-bedroom Apartment, City Center (Monthly)
$881 NZ$1,534
$954 NZ$1,660
-7.62%
1-bedroom Apartment, Outside City Center (Monthly)
$768 NZ$1,336
$801 NZ$1,393
-4.09%
3-bedroom Apartment, City Center (Monthly)
$1,508 NZ$2,624
$1,580 NZ$2,749
-4.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,325 NZ$2,305
$1,418 NZ$2,467
-6.55%
Buy Apartment in City Center (m2)
$2,854 NZ$4,966
$4,918 NZ$8,558
-41.96%
Buy Apartment Outside City Center (m2)
$2,021 NZ$3,517
$3,431 NZ$5,971
-41.10%
๐Ÿ’ต Salaries & Financials
Dunedin
Oamaru
Difference
Average Monthly Net Salary (After Tax)
$2,673 NZ$4,651
$2,048 NZ$3,564
30.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6
17.83%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Dunedin: January 11, 2026

Last update for Oamaru: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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