Cost of Living Comparison Between Dunedin and Napier Cost of Living Comparison Between Dunedin and Napier

๐Ÿ˜ Solo nomad: Dunedin is 11% more expensive than Napier without rent, and 4.9% cheaper with rent.
๐Ÿ™‚ Family of 3: Dunedin is 11.8% cheaper than Napier without rent, and 12.7% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Dunedin
Napier
Difference
Meal at Budget Restaurant
$12.23 NZ$20.92
$19.60 NZ$33.52
-37.60%
Three-Course Dinner for Two, Mid-Range
$73.1 NZ$125
$101 NZ$172
-27.46%
Fast Food Meal (McDonalds, etc)
$10.64 NZ$18.20
$11.25 NZ$19.24
-5.42%
Cappuccino
$3.35 NZ$5.73
$3.53 NZ$6.04
-5.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.20 NZ$3.76
$2.39 NZ$4.08
-7.95%
Water (0.33 liter bottle)
$2.02 NZ$3.45
$2.26 NZ$3.87
-10.62%
Local Beer (0.5 liter draught)
$7.17 NZ$12.27
$7.42 NZ$12.70
-3.37%
Imported Beer (0.33 liter bottle)
$6.18 NZ$10.57
$6.15 NZ$10.52
0.49%
๐Ÿ›’ Groceries & Markets
Dunedin
Napier
Difference
Milk (1 liter)
$2.07 NZ$3.54
$1.68 NZ$2.88
23.21%
White Bread (500g)
$1.88 NZ$3.22
$1.70 NZ$2.91
10.59%
Rice (white) (1kg)
$1.88 NZ$3.22
$1.84 NZ$3.15
2.17%
Eggs
$5.67 NZ$9.70
$6.00 NZ$10.25
-5.50%
Local Cheese (1kg)
$8.15 NZ$13.93
$8.23 NZ$14.08
-0.97%
Chicken Fillets (1kg)
$10.78 NZ$18.43
$9.26 NZ$15.84
16.41%
Beef Round Steak (1kg)
$13.16 NZ$22.51
$12.25 NZ$20.94
7.43%
Apples (1kg)
$2.83 NZ$4.83
$2.54 NZ$4.34
11.42%
Banana (1kg)
$2.31 NZ$3.96
$1.86 NZ$3.18
24.19%
Oranges (1kg)
$3.39 NZ$5.80
$2.54 NZ$4.34
33.46%
Tomato (1kg)
$4.41 NZ$7.54
$3.46 NZ$5.91
27.46%
Potato (1kg)
$2.00 NZ$3.43
$2.06 NZ$3.52
-2.91%
Onion (1kg)
$2.08 NZ$3.56
$2.24 NZ$3.83
-7.14%
Lettuce (1 head)
$2.53 NZ$4.32
$2.13 NZ$3.64
18.78%
Water (1.5 liter bottle)
$1.08 NZ$1.84
$1.28 NZ$2.19
-15.62%
Cigarettes 20 Pack (Marlboro, Camel)
$24.25 NZ$41.47
$20.59 NZ$35.21
17.78%
Wine (Bottle)
$9.16 NZ$15.66
$9.13 NZ$15.62
0.33%
Local Beer (0.5 liter bottle)
$2.61 NZ$4.46
$2.53 NZ$4.32
3.16%
Imported Beer (0.33 liter bottle)
$3.60 NZ$6.15
$2.67 NZ$4.57
34.83%
๐ŸšŒ Getting Around
Dunedin
Napier
Difference
One-way Ticket (Public Transport)
$1.24 NZ$2.12
$1.77 NZ$3.03
-29.94%
Public Transport Monthly Pass (Regular Price)
$73.6 NZ$126
$47.59 NZ$81.4
54.59%
Taxi Start (Normal Tariff)
$6.08 NZ$10.40
$2.63 NZ$4.50
131.18%
Taxi (Normal Tariff) (1km)
$1.14 NZ$1.95
$1.71 NZ$2.92
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$29.86 NZ$51.1
$35.82 NZ$61.3
-16.64%
Gasoline (1 liter)
$1.71 NZ$2.93
$1.67 NZ$2.85
2.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.0K NZ$34.2K
$27.2K NZ$46.5K
-26.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K NZ$44.5K
$23.3K NZ$39.8K
11.70%
๐Ÿงพ Monthly Utilities & Internet
Dunedin
Napier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 NZ$177
$195 NZ$334
-47.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.51 NZ$60.7
$36.78 NZ$62.9
-3.45%
Internet (50+ Mbps, Unlimited Data)
$55.7 NZ$95.2
$48.51 NZ$83.0
14.80%
๐ŸŽ‰ Sport & Entertainment
Dunedin
Napier
Difference
Gym Membership (Monthly)
$51.4 NZ$87.9
$37.62 NZ$64.3
36.68%
Tennis Court (1 Hour on Weekend)
$5.91 NZ$10.10
$11.43 NZ$19.55
-48.29%
Cinema Ticket
$9.93 NZ$16.98
$9.16 NZ$15.66
8.41%
๐Ÿงธ Childcare & Education
Dunedin
Napier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$588 NZ$1,005
$764 NZ$1,306
-23.00%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.4K
$12.0K NZ$20.5K
-0.72%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Dunedin
Napier
Difference
Jeans (Levis 501 Or Similar)
$66.9 NZ$114
$99.3 NZ$170
-32.68%
Summer Dress (H&M, Zara, etc)
$35.00 NZ$59.8
$56.5 NZ$96.6
-38.02%
Sport Shoes (Adidas, Nike)
$93.8 NZ$160
$105 NZ$179
-10.37%
Men's Leather Business Shoes
$123 NZ$211
$127 NZ$216
-2.50%
๐Ÿ  Accommodation & Living
Dunedin
Napier
Difference
1-bedroom Apartment, City Center (Monthly)
$904 NZ$1,546
$1,306 NZ$2,234
-30.81%
1-bedroom Apartment, Outside City Center (Monthly)
$774 NZ$1,323
$745 NZ$1,274
3.84%
3-bedroom Apartment, City Center (Monthly)
$1,488 NZ$2,544
$1,609 NZ$2,751
-7.51%
3-bedroom Apartment, Outside City Center (Monthly)
$1,305 NZ$2,232
$1,616 NZ$2,763
-19.22%
Buy Apartment in City Center (m2)
$2,930 NZ$5,011
$1,695 NZ$2,898
72.89%
Buy Apartment Outside City Center (m2)
$2,050 NZ$3,506
$1,549 NZ$2,649
32.35%
๐Ÿ’ต Salaries & Financials
Dunedin
Napier
Difference
Average Monthly Net Salary (After Tax)
$2,703 NZ$4,622
$3,207 NZ$5,484
-15.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.69
5.68%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Dunedin: March 3, 2026

Last update for Napier: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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