Cost of Living Comparison Between Dunedin and Hamilton Cost of Living Comparison Between Dunedin and Hamilton

😐 Solo nomad: Dunedin is 7.8% more expensive than Hamilton without rent, and 1.9% cheaper with rent.
😐 Family of 3: Dunedin is 2% more expensive than Hamilton without rent, and 7.2% cheaper with rent.
Currency
🍽 Eating Out
Dunedin
Hamilton
Difference
Meal at Budget Restaurant
$12.25 NZ$20.2
$13.79 NZ$22.75
-11.17%
Three-Course Dinner for Two, Mid-Range
$73.7 NZ$122
$85.1 NZ$140
-13.35%
Fast Food Meal (McDonalds, etc)
$10.95 NZ$18.07
$8.71 NZ$14.36
25.72%
Cappuccino
$3.46 NZ$5.7
$3.53 NZ$5.82
-1.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.2 NZ$3.63
$2.41 NZ$3.97
-8.71%
Water (0.33 liter bottle)
$2.05 NZ$3.38
$2.92 NZ$4.81
-29.79%
Local Beer (0.5 liter draught)
$7.2 NZ$11.87
$6.89 NZ$11.37
4.50%
Imported Beer (0.33 liter bottle)
$6.08 NZ$10.03
$6.09 NZ$10.04
-0.16%
🛒 Groceries & Markets
Dunedin
Hamilton
Difference
Milk (1 liter)
$2.08 NZ$3.44
$1.59 NZ$2.63
30.82%
White Bread (500g)
$1.96 NZ$3.22
$1.28 NZ$2.1
53.12%
Rice (white) (1kg)
$1.81 NZ$2.99
$1.98 NZ$3.27
-8.59%
Eggs
$5.67 NZ$9.35
$5.8 NZ$9.57
-2.24%
Local Cheese (1kg)
$8.36 NZ$13.8
$5.82 NZ$9.6
43.64%
Chicken Fillets (1kg)
$10.62 NZ$17.52
$8.08 NZ$13.32
31.44%
Beef Round Steak (1kg)
$13.05 NZ$21.53
$11.05 NZ$18.23
18.10%
Apples (1kg)
$2.86 NZ$4.72
$2.77 NZ$4.56
3.25%
Banana (1kg)
$2.24 NZ$3.69
$2.88 NZ$4.75
-22.22%
Oranges (1kg)
$3.3 NZ$5.45
$2.94 NZ$4.85
12.24%
Tomato (1kg)
$4.54 NZ$7.49
$6.81 NZ$11.24
-33.33%
Potato (1kg)
$1.91 NZ$3.15
$2.2 NZ$3.62
-13.18%
Onion (1kg)
$2.04 NZ$3.37
$1.97 NZ$3.25
3.55%
Lettuce (1 head)
$2.48 NZ$4.09
$2.59 NZ$4.28
-4.25%
Water (1.5 liter bottle)
$1.07 NZ$1.76
$1.02 NZ$1.68
4.90%
Cigarettes 20 Pack (Marlboro, Camel)
$24.01 NZ$39.6
$25.81 NZ$42.56
-6.97%
Wine (Bottle)
$8.7 NZ$14.34
$11.43 NZ$18.85
-23.88%
Local Beer (0.5 liter bottle)
$2.59 NZ$4.27
$3.57 NZ$5.89
-27.45%
Imported Beer (0.33 liter bottle)
$3.63 NZ$5.99
$4.5 NZ$7.42
-19.33%
🚌 Getting Around
Dunedin
Hamilton
Difference
One-way Ticket (Public Transport)
$1.25 NZ$2.05
$1.67 NZ$2.76
-25.15%
Public Transport Monthly Pass (Regular Price)
$72.8 NZ$120
$47.97 NZ$79.1
51.84%
Taxi Start (Normal Tariff)
$6.16 NZ$10.15
$4.24 NZ$7
45.28%
Taxi (Normal Tariff) (1km)
$1.1 NZ$1.81
$1.94 NZ$3.2
-43.30%
Taxi 1hour Waiting (Normal Tariff)
$30.44 NZ$50.2
$42.77 NZ$70.5
-28.83%
Gasoline (1 liter)
$1.72 NZ$2.84
$1.69 NZ$2.79
1.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K NZ$32.5K
$23.4K NZ$38.7K
-15.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K NZ$42.3K
$23.2K NZ$38.3K
10.53%
🧾 Monthly Utilities & Internet
Dunedin
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.8 NZ$165
$91 NZ$150
9.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.84 NZ$59.1
$39.28 NZ$64.8
-8.76%
Internet (50+ Mbps, Unlimited Data)
$55.6 NZ$91.8
$53 NZ$87.5
4.90%
🎉 Sport & Entertainment
Dunedin
Hamilton
Difference
Gym Membership (Monthly)
$52 NZ$85.7
$32.17 NZ$53.1
61.49%
Tennis Court (1 Hour on Weekend)
$6.13 NZ$10.12
$16.44 NZ$27.11
-62.71%
Cinema Ticket
$9.74 NZ$16.06
$13.63 NZ$22.47
-28.54%
🧸 Childcare & Education
Dunedin
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$577 NZ$952
$830 NZ$1,369
-30.46%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20.1K
$18K NZ$29.7K
-32.11%
👕👟 Clothing & Footwear
Dunedin
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$67.1 NZ$111
$61.3 NZ$101
9.51%
Summer Dress (H&M, Zara, etc)
$35.49 NZ$58.5
$40.61 NZ$67
-12.61%
Sport Shoes (Adidas, Nike)
$94.1 NZ$155
$90.1 NZ$149
4.39%
Men's Leather Business Shoes
$123 NZ$203
$119 NZ$196
3.56%
🏠 Accommodation & Living
Dunedin
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$879 NZ$1,450
$982 NZ$1,620
-10.47%
1-bedroom Apartment, Outside City Center (Monthly)
$774 NZ$1,277
$877 NZ$1,447
-11.77%
3-bedroom Apartment, City Center (Monthly)
$1,512 NZ$2,493
$1,225 NZ$2,021
23.40%
3-bedroom Apartment, Outside City Center (Monthly)
$1,344 NZ$2,217
$1,576 NZ$2,599
-14.70%
Buy Apartment in City Center (m2)
$2,880 NZ$4,751
$5,447 NZ$8,984
-47.12%
Buy Apartment Outside City Center (m2)
$2,002 NZ$3,303
$4,724 NZ$7,791
-57.61%
💵 Salaries & Financials
Dunedin
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$2,565 NZ$4,230
$2,676 NZ$4,413
-4.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
6.83
3.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: October 28, 2025

Last update for Hamilton: October 29, 2025

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