Last update: Oct 2026

Cost of Living Comparison Between Dumfries and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,754 in Dumfries, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Dumfries
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Dumfries Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Dumfries

🇬🇧 United Kingdom

$1,754

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Dumfries and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dumfries and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,754 in Dumfries versus $1,349 in Ubud, Bali.

Dumfries $1,754
Ubud, Bali $1,349

Estimated couple costs with rent: $2,716 in Dumfries versus $2,305 in Ubud, Bali.

Dumfries $2,716
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,678 in Dumfries versus $3,261 in Ubud, Bali.

Dumfries $3,678
Ubud, Bali $3,261

Living in Dumfries is roughly 30% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$14.71 £10.99

$3.32 Rp 60.2K

343.07%

Three-Course Dinner for Two, Mid-Range

$79.6 £59.4

$35.64 Rp 645.8K

123.29%

Fast Food Meal (McDonalds, etc)

$8.15 £6.08

$5.53 Rp 100.3K

47.38%

Cappuccino

$4.51 £3.37

$2.72 Rp 49.3K

65.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 £1.88

$1.70 Rp 30.8K

48.24%

Water (0.33 liter bottle)

$1.33 £0.99

$0.76 Rp 13.8K

75.00%

Local Beer (0.5 liter draught)

$5.56 £4.15

$2.65 Rp 48.1K

109.81%

Imported Beer (0.33 liter bottle)

$6.03 £4.50

$4.38 Rp 79.4K

37.67%

Milk (1 liter)

$1.51 £1.13

$1.49 Rp 27.0K

1.34%

White Bread (500g)

$1.70 £1.27

$2.28 Rp 41.2K

-25.44%

Rice (white) (1kg)

$2.77 £2.07

$1.19 Rp 21.6K

132.77%

Eggs

$4.36 £3.25

$2.04 Rp 36.9K

113.73%

Local Cheese (1kg)

$7.39 £5.52

$17.70 Rp 320.8K

-58.25%

Chicken Fillets (1kg)

$9.26 £6.91

$3.96 Rp 71.8K

133.84%

Beef Round Steak (1kg)

$15.46 £11.55

$12.19 Rp 220.9K

26.83%

Apples (1kg)

$2.45 £1.83

$3.66 Rp 66.2K

-33.06%

Banana (1kg)

$2.28 £1.70

$1.52 Rp 27.5K

50.00%

Oranges (1kg)

$2.31 £1.72

$2.23 Rp 40.4K

3.59%

Tomato (1kg)

$2.86 £2.14

$1.97 Rp 35.7K

45.18%

Potato (1kg)

$3.10 £2.31

$1.85 Rp 33.5K

67.57%

Onion (1kg)

$2.09 £1.56

$2.42 Rp 43.9K

-13.64%

Lettuce (1 head)

$1.71 £1.28

$0.99 Rp 17.9K

72.73%

Water (1.5 liter bottle)

$1.94 £1.45

$0.51 Rp 9,303

280.39%

Cigarettes 20 Pack (Marlboro, Camel)

$24.02 £17.94

$2.22 Rp 40.3K

981.98%

Wine (Bottle)

$12.10 £9.04

$22.24 Rp 403.0K

-45.59%

Local Beer (0.5 liter bottle)

$3.34 £2.49

$2.26 Rp 41.0K

47.79%

Imported Beer (0.33 liter bottle)

$3.23 £2.41

$2.97 Rp 53.8K

8.75%

One-way Ticket (Public Transport)

$4.16 £3.10

$0.25 Rp 4,548

1564.00%

Public Transport Monthly Pass (Regular Price)

$97.6 £72.8

$7.82 Rp 141.8K

1147.57%

Taxi Start (Normal Tariff)

$4.71 £3.52

$0.44 Rp 7,964

970.45%

Taxi (Normal Tariff) (1km)

$0.95 £0.71

$0.43 Rp 7,793

120.93%

Taxi 1hour Waiting (Normal Tariff)

$11.77 £8.79

$5.41 Rp 98.0K

117.56%

Gasoline (1 liter)

$1.85 £1.38

$0.82 Rp 14.9K

125.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K £28.2K

$23.8K Rp 432.0M

58.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.6K

$31.7K Rp 575.3M

28.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 £178

$79.1 Rp 1.4M

201.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.51 £16.81

$6.45 Rp 116.8K

248.99%

Internet (50+ Mbps, Unlimited Data)

$43.02 £32.12

$18.58 Rp 336.7K

131.54%

Gym Membership (Monthly)

$51.4 £38.36

$49.48 Rp 896.7K

3.82%

Tennis Court (1 Hour on Weekend)

$26.75 £19.97

$17.65 Rp 319.8K

51.56%

Cinema Ticket

$13.52 £10.09

$4.27 Rp 77.4K

216.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,948 £1,454

$491 Rp 8.9M

297.02%

International Primary School, 1 Child (Yearly)

$22.5K £16.8K

$5,674 Rp 102.8M

297.02%

Jeans (Levis 501 Or Similar)

$83.3 £62.2

$44.64 Rp 808.9K

86.67%

Summer Dress (H&M, Zara, etc)

$52.3 £39.05

$34.95 Rp 633.4K

49.61%

Sport Shoes (Adidas, Nike)

$121 £90.3

$79.9 Rp 1.4M

51.30%

Men's Leather Business Shoes

$89.6 £66.9

$79.4 Rp 1.4M

12.82%

1-bedroom Apartment, City Center (Monthly)

$631 £471

$1,125 Rp 20.4M

-43.90%

1-bedroom Apartment, Outside City Center (Monthly)

$525 £392

$671 Rp 12.2M

-21.84%

3-bedroom Apartment, City Center (Monthly)

$1,017 £759

$3,565 Rp 64.6M

-71.47%

3-bedroom Apartment, Outside City Center (Monthly)

$944 £705

$1,723 Rp 31.2M

-45.23%

Buy Apartment in City Center (m2)

$4,954 £3,699

$2,732 Rp 49.5M

81.35%

Buy Apartment Outside City Center (m2)

$3,808 £2,844

$2,284 Rp 41.4M

66.74%

Average Monthly Net Salary (After Tax)

$3,436 £2,566

$164 Rp 3.0M

1997.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

13.78

-60.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dumfries: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dumfries

$525 29.9%

Ubud, Bali

$672 49.8% 27.9% $147

Groceries & Markets

Dumfries

$316 18%

Ubud, Bali

$288 21.4% 8.7% $27

Monthly Utilities & Internet

Dumfries

$304 17.3%

Ubud, Bali

$104 7.7% 65.8% $200

Eating Out

Dumfries

$251 14.3%

Ubud, Bali

$108 8% 57.2% $144

Clothing & Footwear

Dumfries

$156 8.9%

Ubud, Bali

$108 8% 31% $48

Getting Around

Dumfries

$124 7.1%

Ubud, Bali

$11 0.9% 90.8% $112

Sport & Entertainment

Dumfries

$78 4.5%

Ubud, Bali

$58 4.3% 26% $20

Cost Breakdown

A one-bedroom apartment in the center runs $631 in Dumfries and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dumfries pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $80 in Dumfries vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $316 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Dumfries

🇮🇩 Ubud, Bali

🕒 Local time

22:15 10:15 PM

06:15 6:15 AM

8 h ahead of Dumfries

🌤 Weather

👥 Population

39,080

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 1, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

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Between locations

Dumfries Ubud, Bali 12,590 km ≈ 16 h nonstop flight

From you

Dumfries
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dumfries vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 23% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Dumfries is about 21 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $631 in Dumfries versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $80 in Dumfries. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,754 per month in Dumfries versus $1,349 in Ubud, Bali – Ubud, Bali is about 23% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Dumfries on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.