Last update: Oct 2026

Cost of Living Comparison Between Dumfries and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,741 in Dumfries, rent and utilities included – about $9,900 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Dumfries
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Dumfries Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Dumfries

🇬🇧 United Kingdom

$1,741

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Dumfries and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dumfries and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,741 in Dumfries versus $918 in Cebu.

Dumfries $1,741
Cebu $918

Estimated couple costs with rent: $2,685 in Dumfries versus $1,409 in Cebu.

Dumfries $2,685
Cebu $1,409

Monthly costs for a family of three with rent: $3,629 in Dumfries versus $1,900 in Cebu.

Dumfries $3,629
Cebu $1,900

Living in Dumfries is roughly 90% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Dumfries is 29% above, Cebu is 32% below.

Meal at Budget Restaurant

$14.46 £10.85

$3.09 ₱194

367.96%

Three-Course Dinner for Two, Mid-Range

$78.2 £58.7

$24.22 ₱1,525

223.00%

Fast Food Meal (McDonalds, etc)

$8.04 £6.03

$3.92 ₱247

105.10%

Cappuccino

$4.37 £3.28

$2.51 ₱158

74.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 £1.87

$1.59 ₱100

56.60%

Water (0.33 liter bottle)

$1.35 £1.02

$0.53 ₱33.43

154.72%

Local Beer (0.5 liter draught)

$5.65 £4.24

$1.78 ₱112

217.42%

Imported Beer (0.33 liter bottle)

$5.98 £4.49

$2.17 ₱137

175.58%

Milk (1 liter)

$1.51 £1.13

$1.92 ₱121

-21.35%

White Bread (500g)

$1.75 £1.31

$1.36 ₱85.4

28.68%

Rice (white) (1kg)

$2.78 £2.08

$1.01 ₱63.5

175.25%

Eggs

$4.17 £3.13

$2.03 ₱128

105.42%

Local Cheese (1kg)

$7.62 £5.72

$9.86 ₱621

-22.72%

Chicken Fillets (1kg)

$9.37 £7.03

$4.39 ₱277

113.44%

Beef Round Steak (1kg)

$15.35 £11.52

$7.60 ₱479

101.97%

Apples (1kg)

$2.36 £1.77

$3.30 ₱208

-28.48%

Banana (1kg)

$2.22 £1.66

$1.39 ₱87.8

59.71%

Oranges (1kg)

$2.36 £1.77

$2.33 ₱147

1.29%

Tomato (1kg)

$2.77 £2.08

$1.50 ₱94.3

84.67%

Potato (1kg)

$3.16 £2.37

$2.36 ₱149

33.90%

Onion (1kg)

$2.03 £1.52

$1.90 ₱119

6.84%

Lettuce (1 head)

$1.64 £1.23

$1.19 ₱74.9

37.82%

Water (1.5 liter bottle)

$1.94 £1.45

$0.63 ₱39.71

207.94%

Cigarettes 20 Pack (Marlboro, Camel)

$23.25 £17.44

$3.00 ₱189

675.00%

Wine (Bottle)

$12.03 £9.03

$6.03 ₱379

99.50%

Local Beer (0.5 liter bottle)

$3.21 £2.41

$1.23 ₱77.7

160.98%

Imported Beer (0.33 liter bottle)

$3.18 £2.39

$1.75 ₱110

81.71%

One-way Ticket (Public Transport)

$4.17 £3.13

$0.25 ₱15.86

1568.00%

Public Transport Monthly Pass (Regular Price)

$95.5 £71.7

$12.64 ₱796

655.62%

Taxi Start (Normal Tariff)

$4.62 £3.46

$0.77 ₱48.62

500.00%

Taxi (Normal Tariff) (1km)

$0.92 £0.69

$0.23 ₱14.53

300.00%

Taxi 1hour Waiting (Normal Tariff)

$12.05 £9.04

$4.46 ₱281

170.18%

Gasoline (1 liter)

$1.83 £1.37

$1.31 ₱82.8

39.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.2K

$21.2K ₱1.3M

76.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K £29.9K

$19.1K ₱1.2M

108.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 £177

$120 ₱7,569

96.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.09 £17.32

$14.00 ₱882

64.93%

Internet (50+ Mbps, Unlimited Data)

$41.52 £31.15

$27.54 ₱1,734

50.76%

Gym Membership (Monthly)

$49.30 £36.98

$32.33 ₱2,035

52.49%

Tennis Court (1 Hour on Weekend)

$26.14 £19.61

$6.65 ₱419

293.08%

Cinema Ticket

$13.37 £10.03

$5.65 ₱356

136.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,920 £1,440

$275 ₱17.3K

597.33%

International Primary School, 1 Child (Yearly)

$22.2K £16.7K

$7,918 ₱498.5K

180.44%

Jeans (Levis 501 Or Similar)

$80.4 £60.3

$49.33 ₱3,106

62.98%

Summer Dress (H&M, Zara, etc)

$53.7 £40.26

$25.24 ₱1,589

112.64%

Sport Shoes (Adidas, Nike)

$120 £90.1

$77.0 ₱4,846

55.98%

Men's Leather Business Shoes

$88.7 £66.6

$57.2 ₱3,601

55.09%

1-bedroom Apartment, City Center (Monthly)

$624 £468

$500 ₱31.5K

24.98%

1-bedroom Apartment, Outside City Center (Monthly)

$527 £395

$309 ₱19.4K

70.60%

3-bedroom Apartment, City Center (Monthly)

$993 £745

$1,078 ₱67.9K

-7.84%

3-bedroom Apartment, Outside City Center (Monthly)

$929 £697

$615 ₱38.7K

51.01%

Buy Apartment in City Center (m2)

$5,053 £3,791

$2,886 ₱181.7K

75.07%

Buy Apartment Outside City Center (m2)

$3,802 £2,852

$1,917 ₱120.7K

98.38%

Average Monthly Net Salary (After Tax)

$3,393 £2,545

$346 ₱21.8K

880.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

7.2

-24.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dumfries: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dumfries

$527 30.3%

Cebu

$309 33.6% 41.4% $218

Groceries & Markets

Dumfries

$314 18.1%

Cebu

$206 22.4% 34.5% $108

Monthly Utilities & Internet

Dumfries

$301 17.3%

Cebu

$162 17.6% 46.2% $139

Eating Out

Dumfries

$248 14.2%

Cebu

$88 9.6% 64.4% $160

Clothing & Footwear

Dumfries

$154 8.9%

Cebu

$94 10.2% 39.1% $60

Getting Around

Dumfries

$121 7%

Cebu

$16 1.7% 87.2% $106

Sport & Entertainment

Dumfries

$76 4.4%

Cebu

$44 4.8% 42.6% $32

Cost Breakdown

A one-bedroom apartment in the center runs $624 in Dumfries and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dumfries pays 881% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Dumfries vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $314 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Dumfries

🇵🇭 Cebu

🕒 Local time

18:32 6:32 PM

01:32 1:32 AM

7 h ahead of Dumfries

🌤 Weather

👥 Population

39,080

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Dumfries Cebu 11,270 km ≈ 15 h nonstop flight

From you

Dumfries
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dumfries vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 90% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 881% higher in Dumfries, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $624 in Dumfries versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,741 per month in Dumfries versus $918 in Cebu – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 656% less than in Dumfries. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,741 in Dumfries, a $1,500 budget is realistic in Cebu but tight or insufficient in Dumfries. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Dumfries, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dumfries and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 90% less than in Dumfries. Beyond cost, consider language, visa policies, and how big the international community is in each city.