Last update: Oct 2026

Cost of Living Comparison Between Duluth, MN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,214 in Duluth, MN, rent and utilities included – about $10,400 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Duluth, MN
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Duluth, MN Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Duluth, MN

🇺🇸 United States

$2,214

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Duluth, MN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duluth, MN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,214 per month in Duluth, MN vs $1,349 in Ubud, Bali, rent included.

Duluth, MN $2,214
Ubud, Bali $1,349

A couple spends around $3,542 per month in Duluth, MN vs $2,305 in Ubud, Bali, rent included.

Duluth, MN $3,542
Ubud, Bali $2,305

A family of three spends $4,870 per month in Duluth, MN vs $3,261 in Ubud, Bali, rent included.

Duluth, MN $4,870
Ubud, Bali $3,261

Duluth, MN costs about 64% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.10 $20.10

$3.32 Rp 60.3K

505.42%

Three-Course Dinner for Two, Mid-Range

$66.4 $66.4

$35.64 Rp 646.5K

86.39%

Fast Food Meal (McDonalds, etc)

$9.87 $9.87

$5.53 Rp 100.4K

78.48%

Cappuccino

$5.32 $5.32

$2.72 Rp 49.3K

95.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$1.70 Rp 30.9K

51.18%

Water (0.33 liter bottle)

$1.90 $1.90

$0.76 Rp 13.8K

150.00%

Local Beer (0.5 liter draught)

$6.59 $6.59

$2.65 Rp 48.1K

148.68%

Imported Beer (0.33 liter bottle)

$7.97 $7.97

$4.38 Rp 79.5K

81.96%

Milk (1 liter)

$0.84 $0.84

$1.49 Rp 27.0K

-43.62%

White Bread (500g)

$2.97 $2.97

$2.28 Rp 41.3K

30.26%

Rice (white) (1kg)

$3.80 $3.80

$1.19 Rp 21.6K

219.33%

Eggs

$3.63 $3.63

$2.04 Rp 36.9K

77.94%

Local Cheese (1kg)

$10.37 $10.37

$17.70 Rp 321.1K

-41.41%

Chicken Fillets (1kg)

$10.13 $10.13

$3.96 Rp 71.9K

155.81%

Beef Round Steak (1kg)

$19.40 $19.40

$12.19 Rp 221.1K

59.15%

Apples (1kg)

$5.22 $5.22

$3.66 Rp 66.3K

42.62%

Banana (1kg)

$1.55 $1.55

$1.52 Rp 27.5K

1.97%

Oranges (1kg)

$2.79 $2.79

$2.23 Rp 40.4K

25.11%

Tomato (1kg)

$4.41 $4.41

$1.97 Rp 35.8K

123.86%

Potato (1kg)

$1.09 $1.09

$1.85 Rp 33.5K

-41.08%

Onion (1kg)

$2.20 $2.20

$2.42 Rp 44.0K

-9.09%

Lettuce (1 head)

$1.11 $1.11

$0.99 Rp 18.0K

12.12%

Water (1.5 liter bottle)

$1.40 $1.40

$0.51 Rp 9,313

174.51%

Cigarettes 20 Pack (Marlboro, Camel)

$13.11 $13.11

$2.22 Rp 40.3K

490.54%

Wine (Bottle)

$16.23 $16.23

$22.24 Rp 403.4K

-27.02%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.26 Rp 41.0K

-21.68%

Imported Beer (0.33 liter bottle)

$2.79 $2.79

$2.97 Rp 53.9K

-6.06%

One-way Ticket (Public Transport)

$1.93 $1.93

$0.25 Rp 4,553

672.00%

Public Transport Monthly Pass (Regular Price)

$39.81 $39.81

$7.82 Rp 141.9K

409.08%

Taxi Start (Normal Tariff)

$5.14 $5.14

$0.44 Rp 7,972

1068.18%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$0.43 Rp 7,801

255.81%

Taxi 1hour Waiting (Normal Tariff)

$24.18 $24.18

$5.41 Rp 98.1K

346.95%

Gasoline (1 liter)

$0.90 $0.90

$0.82 Rp 15.0K

9.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K $22.8K

$23.8K Rp 432.4M

-4.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K $23.5K

$31.7K Rp 575.9M

-26.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$79.1 Rp 1.4M

127.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.17 $43.17

$6.45 Rp 116.9K

569.30%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$18.58 Rp 337.0K

263.24%

Gym Membership (Monthly)

$63.4 $63.4

$49.48 Rp 897.5K

28.03%

Tennis Court (1 Hour on Weekend)

$25.84 $25.84

$17.65 Rp 320.1K

46.40%

Cinema Ticket

$11.55 $11.55

$4.27 Rp 77.5K

170.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,032 $1,032

$491 Rp 8.9M

110.46%

International Primary School, 1 Child (Yearly)

$9,973 $9,973

$5,674 Rp 102.9M

75.77%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$44.64 Rp 809.7K

29.55%

Summer Dress (H&M, Zara, etc)

$44.26 $44.26

$34.95 Rp 634.0K

26.64%

Sport Shoes (Adidas, Nike)

$98.8 $98.8

$79.9 Rp 1.4M

23.68%

Men's Leather Business Shoes

$86.3 $86.3

$79.4 Rp 1.4M

8.70%

1-bedroom Apartment, City Center (Monthly)

$1,283 $1,283

$1,125 Rp 20.4M

14.08%

1-bedroom Apartment, Outside City Center (Monthly)

$974 $974

$671 Rp 12.2M

45.02%

3-bedroom Apartment, City Center (Monthly)

$2,304 $2,304

$3,565 Rp 64.7M

-35.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,132 $2,132

$1,723 Rp 31.3M

23.72%

Buy Apartment in City Center (m2)

$2,231 $2,231

$2,732 Rp 49.5M

-18.31%

Buy Apartment Outside City Center (m2)

$2,161 $2,161

$2,284 Rp 41.4M

-5.40%

Average Monthly Net Salary (After Tax)

$3,747 $3,747

$164 Rp 3.0M

2186.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

13.78

-55.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duluth, MN: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Duluth, MN

$974 44%

Ubud, Bali

$672 49.8% 31% $302

Groceries & Markets

Duluth, MN

$352 15.9%

Ubud, Bali

$288 21.4% 18.1% $64

Eating Out

Duluth, MN

$321 14.5%

Ubud, Bali

$108 8% 66.5% $213

Monthly Utilities & Internet

Duluth, MN

$291 13.1%

Ubud, Bali

$104 7.7% 64.2% $187

Clothing & Footwear

Duluth, MN

$129 5.8%

Ubud, Bali

$108 8% 16.8% $22

Sport & Entertainment

Duluth, MN

$86 3.9%

Ubud, Bali

$58 4.3% 32.9% $28

Getting Around

Duluth, MN

$60 2.7%

Ubud, Bali

$11 0.9% 81.1% $49

Cost Breakdown

A central one-bedroom costs $1,283 in Duluth, MN versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Duluth, MN are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Duluth, MN versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $352 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Duluth, MN

🇮🇩 Ubud, Bali

🕒 Local time

01:04 1:04 AM

15:04 3:04 PM

14 h ahead of Duluth, MN

🌤 Weather

👥 Population

86,265

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Duluth, MN Ubud, Bali 15,030 km ≈ 19 h nonstop flight

From you

Duluth, MN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duluth, MN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Duluth, MN is pricier by about 64%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,321 per month in Duluth, MN and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,283 in Duluth, MN.

Monthly expenses with rent come to $2,214 in Duluth, MN and $1,349 in Ubud, Bali. That makes Ubud, Bali about 39% cheaper.

Public transport costs about 80% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,214 in Duluth, MN and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Duluth, MN makes more sense. Both are solid long-term options with distinct trade-offs.