Last update: Oct 2026

Cost of Living Comparison Between Duluth, MN and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,233 in Duluth, MN, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Duluth, MN
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Duluth, MN Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Duluth, MN

🇺🇸 United States

$2,233

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Duluth, MN and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duluth, MN and in Montreal actually costs, broken down by who's living it.

A single person spends $2,233 per month in Duluth, MN vs $2,059 in Montreal, rent included.

Duluth, MN $2,233
Montreal $2,059

A couple spends around $3,579 per month in Duluth, MN vs $3,123 in Montreal, rent included.

Duluth, MN $3,579
Montreal $3,123

A family of three spends $4,925 per month in Duluth, MN vs $4,187 in Montreal, rent included.

Duluth, MN $4,925
Montreal $4,187

Duluth, MN costs about 8% more than Montreal, and outside of rent the biggest gap is in transport.

Both Duluth, MN and Montreal sit above the global median – Duluth, MN by 65%, Montreal by 52%.

Meal at Budget Restaurant

$19.77 $19.77

$18.84 CA$26.63

4.94%

Three-Course Dinner for Two, Mid-Range

$66.8 $66.8

$73.2 CA$104

-8.73%

Fast Food Meal (McDonalds, etc)

$10.07 $10.07

$10.54 CA$14.90

-4.46%

Cappuccino

$5.35 $5.35

$3.97 CA$5.61

34.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 $2.50

$1.94 CA$2.74

28.87%

Water (0.33 liter bottle)

$1.87 $1.87

$1.57 CA$2.22

19.11%

Local Beer (0.5 liter draught)

$6.45 $6.45

$6.42 CA$9.08

0.47%

Imported Beer (0.33 liter bottle)

$7.85 $7.85

$7.20 CA$10.19

9.03%

Milk (1 liter)

$0.83 $0.83

$2.32 CA$3.28

-64.22%

White Bread (500g)

$2.86 $2.86

$3.19 CA$4.51

-10.34%

Rice (white) (1kg)

$3.88 $3.88

$3.19 CA$4.50

21.63%

Eggs

$3.70 $3.70

$3.68 CA$5.20

0.54%

Local Cheese (1kg)

$10.12 $10.12

$13.24 CA$18.72

-23.56%

Chicken Fillets (1kg)

$10.51 $10.51

$11.69 CA$16.53

-10.09%

Beef Round Steak (1kg)

$18.84 $18.84

$13.98 CA$19.76

34.76%

Apples (1kg)

$5.23 $5.23

$3.14 CA$4.44

66.56%

Banana (1kg)

$1.48 $1.48

$1.45 CA$2.05

2.07%

Oranges (1kg)

$2.65 $2.65

$3.38 CA$4.78

-21.60%

Tomato (1kg)

$4.45 $4.45

$3.11 CA$4.40

43.09%

Potato (1kg)

$1.10 $1.10

$1.93 CA$2.72

-43.01%

Onion (1kg)

$2.18 $2.18

$1.83 CA$2.58

19.13%

Lettuce (1 head)

$1.17 $1.17

$2.36 CA$3.34

-50.42%

Water (1.5 liter bottle)

$1.45 $1.45

$1.50 CA$2.12

-3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.06 $13.06

$11.12 CA$15.73

17.45%

Wine (Bottle)

$15.92 $15.92

$10.60 CA$14.98

50.19%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.22 CA$3.14

-21.17%

Imported Beer (0.33 liter bottle)

$2.79 $2.79

$2.84 CA$4.01

-1.76%

One-way Ticket (Public Transport)

$1.85 $1.85

$2.62 CA$3.71

-29.39%

Public Transport Monthly Pass (Regular Price)

$39.24 $39.24

$79.1 CA$112

-50.42%

Taxi Start (Normal Tariff)

$4.88 $4.88

$3.23 CA$4.56

51.08%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.48 CA$2.10

2.70%

Taxi 1hour Waiting (Normal Tariff)

$23.73 $23.73

$32.22 CA$45.55

-26.35%

Gasoline (1 liter)

$0.96 $0.96

$1.36 CA$1.92

-29.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K $22.1K

$27.6K CA$39.1K

-20.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K $23.5K

$21.2K CA$30.0K

10.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$77.0 CA$109

129.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.52 $44.52

$34.14 CA$48.26

30.40%

Internet (50+ Mbps, Unlimited Data)

$68.0 $68.0

$42.19 CA$59.7

61.08%

Gym Membership (Monthly)

$63.2 $63.2

$30.81 CA$43.56

105.10%

Tennis Court (1 Hour on Weekend)

$25.71 $25.71

$19.66 CA$27.79

30.77%

Cinema Ticket

$11.23 $11.23

$11.47 CA$16.22

-2.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,029 $1,029

$506 CA$716

103.39%

International Primary School, 1 Child (Yearly)

$10.2K $10.2K

$16.2K CA$23.0K

-37.16%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$57.3 CA$81.0

0.07%

Summer Dress (H&M, Zara, etc)

$43.48 $43.48

$38.10 CA$53.9

14.12%

Sport Shoes (Adidas, Nike)

$101 $101

$91.9 CA$130

9.58%

Men's Leather Business Shoes

$85.4 $85.4

$110 CA$155

-22.18%

1-bedroom Apartment, City Center (Monthly)

$1,287 $1,287

$1,237 CA$1,748

4.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 $1,001

$977 CA$1,381

2.48%

3-bedroom Apartment, City Center (Monthly)

$2,334 $2,334

$2,180 CA$3,082

7.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,200 $2,200

$1,608 CA$2,273

36.84%

Buy Apartment in City Center (m2)

$2,195 $2,195

$5,113 CA$7,228

-57.08%

Buy Apartment Outside City Center (m2)

$2,215 $2,215

$3,744 CA$5,293

-40.84%

Average Monthly Net Salary (After Tax)

$3,783 $3,783

$2,957 CA$4,180

27.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

4.48

38.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duluth, MN: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Duluth, MN

$1K 44.8%

Montreal

$977 47.4% 2.4% $24

Groceries & Markets

Duluth, MN

$351 15.7%

Montreal

$351 17.1% 0.1% $0.5

Eating Out

Duluth, MN

$318 14.2%

Montreal

$290 14.1% 8.7% $28

Monthly Utilities & Internet

Duluth, MN

$289 13%

Montreal

$153 7.5% 47% $136

Clothing & Footwear

Duluth, MN

$129 5.8%

Montreal

$134 6.5% 3.5% $4.5

Sport & Entertainment

Duluth, MN

$86 3.8%

Montreal

$54 2.6% 37.2% $32

Getting Around

Duluth, MN

$59 2.7%

Montreal

$100 4.9% 69.7% $41

Cost Breakdown

A central one-bedroom costs $1,287 in Duluth, MN versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Duluth, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Duluth, MN versus $73.0 in Montreal. Monthly groceries follow the same trend: $351 vs $351 – making Duluth, MN the more affordable choice for daily food spending.

Good to know

🇺🇸 Duluth, MN

🇨🇦 Montreal

🕒 Local time

12:58 12:58 PM

13:58 1:58 PM

1 h ahead of Duluth, MN

🌤 Weather

👥 Population

86,265

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Duluth, MN Montreal 1,430 km ≈ 2 h 15 min nonstop flight

From you

Duluth, MN
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duluth, MN vs Montreal: Cost of Living - Frequently Asked Questions

Yes – Duluth, MN is pricier by about 8%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,349 per month in Duluth, MN and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,233 in Duluth, MN and $2,059 in Montreal. That's a gap of about 8%.

Public transport costs about 102% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Duluth, MN at $2,233. In Montreal it covers expenses comfortably, while in Duluth, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Duluth, MN makes more sense. Both are solid long-term options with distinct trade-offs.