Last update: Nov 2026

Cost of Living Comparison Between Dharwad and Singapore

For one person, living is cheaper in Dharwad: $374 a month against $3,594 in Singapore, rent and utilities included – about $38,600 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Dharwad
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Dharwad Living Index
171

Cost of Living Index in Singapore
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Singapore Living Index

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Dharwad

🇮🇳 India

$374

/mo nomad

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Dharwad and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dharwad and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $374 in Dharwad versus $3,594 in Singapore.

Dharwad $374
Singapore $3,594

Estimated couple costs with rent: $592 in Dharwad versus $5,314 in Singapore.

Dharwad $592
Singapore $5,314

Monthly costs for a family of three with rent: $809 in Dharwad versus $7,033 in Singapore.

Dharwad $809
Singapore $7,033

Living in Dharwad costs roughly 90% less than in Singapore, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Dharwad is 72% below, Singapore is 166% above.

Meal at Budget Restaurant

$3.31 ₹313

$11.58 SGD 14.80

-71.42%

Three-Course Dinner for Two, Mid-Range

$7.24 ₹684

$70.7 SGD 90.3

-89.75%

Fast Food Meal (McDonalds, etc)

$3.76 ₹355

$8.46 SGD 10.81

-55.56%

Cappuccino

$1.64 ₹155

$5.18 SGD 6.62

-68.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.84

$1.84 SGD 2.35

-79.35%

Water (0.33 liter bottle)

$0.10 ₹9.65

$1.23 SGD 1.58

-91.87%

Local Beer (0.5 liter draught)

$1.55 ₹146

$9.50 SGD 12.14

-83.68%

Imported Beer (0.33 liter bottle)

$2.93 ₹277

$9.86 SGD 12.60

-70.28%

Milk (1 liter)

$0.68 ₹64.3

$3.02 SGD 3.86

-77.48%

White Bread (500g)

$0.44 ₹41.66

$2.67 SGD 3.41

-83.52%

Rice (white) (1kg)

$0.69 ₹64.9

$2.77 SGD 3.54

-75.09%

Eggs

$0.84 ₹79.7

$3.72 SGD 4.76

-77.42%

Local Cheese (1kg)

$4.64 ₹438

$21.01 SGD 26.85

-77.92%

Chicken Fillets (1kg)

$2.92 ₹276

$9.95 SGD 12.71

-70.65%

Beef Round Steak (1kg)

$25.13 SGD 32.12

Apples (1kg)

$1.87 ₹177

$4.59 SGD 5.87

-59.26%

Banana (1kg)

$0.63 ₹59.3

$3.09 SGD 3.95

-79.61%

Oranges (1kg)

$0.94 ₹88.9

$4.64 SGD 5.93

-79.74%

Tomato (1kg)

$0.45 ₹42.55

$2.18 SGD 2.78

-79.36%

Potato (1kg)

$0.35 ₹33.52

$2.33 SGD 2.98

-84.98%

Onion (1kg)

$0.38 ₹35.44

$2.31 SGD 2.96

-83.55%

Lettuce (1 head)

$0.47 ₹44.11

$1.86 SGD 2.38

-74.73%

Water (1.5 liter bottle)

$0.31 ₹29.58

$1.55 SGD 1.98

-80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.99 ₹472

$14.11 SGD 18.03

-64.64%

Wine (Bottle)

$7.48 ₹706

$23.24 SGD 29.70

-67.81%

Local Beer (0.5 liter bottle)

$1.66 ₹157

$4.73 SGD 6.04

-64.90%

Imported Beer (0.33 liter bottle)

$2.74 ₹258

$4.79 SGD 6.12

-42.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.06 ₹478

One-way Ticket (Public Transport)

$0.21 ₹19.76

$1.53 SGD 1.95

-86.27%

Public Transport Monthly Pass (Regular Price)

$7.05 ₹666

$96.5 SGD 123

-92.69%

Taxi Start (Normal Tariff)

$0.80 ₹75.8

$3.58 SGD 4.58

-77.65%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.67

$0.76 SGD 0.97

-64.47%

Taxi 1hour Waiting (Normal Tariff)

$1.60 ₹151

$16.98 SGD 21.70

-90.58%

Gasoline (1 liter)

$1.13 ₹106

$2.46 SGD 3.14

-54.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$159.4K SGD 203.7K

-92.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₹1.9M

$155.7K SGD 199.0K

-87.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.36 ₹3,246

$168 SGD 215

-79.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.17 ₹300

$12.24 SGD 15.64

-74.10%

Internet (50+ Mbps, Unlimited Data)

$5.62 ₹531

$28.18 SGD 36.02

-80.06%

Gym Membership (Monthly)

$13.98 ₹1,321

$111 SGD 141

-87.36%

Tennis Court (1 Hour on Weekend)

$6.46 ₹611

$11.60 SGD 14.83

-44.31%

Cinema Ticket

$2.87 ₹271

$12.24 SGD 15.64

-76.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.89 ₹4,335

$1,899 SGD 2,427

-97.58%

International Primary School, 1 Child (Yearly)

$1,414 ₹133.6K

$39.1K SGD 50.0K

-96.39%

Jeans (Levis 501 Or Similar)

$21.93 ₹2,072

$79.6 SGD 102

-72.46%

Summer Dress (H&M, Zara, etc)

$23.56 ₹2,226

$50.7 SGD 64.8

-53.52%

Sport Shoes (Adidas, Nike)

$39.27 ₹3,710

$112 SGD 143

-64.81%

Men's Leather Business Shoes

$28.39 ₹2,682

$125 SGD 159

-77.20%

1-bedroom Apartment, City Center (Monthly)

$119 ₹11.3K

$3,191 SGD 4,079

-96.26%

1-bedroom Apartment, Outside City Center (Monthly)

$76.5 ₹7,229

$2,257 SGD 2,884

-96.61%

3-bedroom Apartment, City Center (Monthly)

$263 ₹24.9K

$6,173 SGD 7,889

-95.73%

3-bedroom Apartment, Outside City Center (Monthly)

$185 ₹17.5K

$4,035 SGD 5,157

-95.42%

Buy Apartment in City Center (m2)

$932 ₹88.1K

$23.6K SGD 30.1K

-96.04%

Buy Apartment Outside City Center (m2)

$536 ₹50.6K

$16.5K SGD 21.1K

-96.75%

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,784

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

2.44

263.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dharwad: November 3, 2026

Last update for Singapore: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dharwad

$101 27%

Singapore

$459 12.8% 354% $358

Accommodation & Living

Dharwad

$77 20.4%

Singapore

$2.3K 62.8% 2850% $2.2K

Eating Out

Dharwad

$73 19.5%

Singapore

$260 7.2% 256% $187

Clothing & Footwear

Dharwad

$51 13.6%

Singapore

$165 4.6% 224% $114

Monthly Utilities & Internet

Dharwad

$43 11.5%

Singapore

$208 5.8% 383% $165

Sport & Entertainment

Dharwad

$20 5.3%

Singapore

$135 3.8% 585% $115

Getting Around

Dharwad

$10 2.7%

Singapore

$110 3.1% 995% $100

Cost Breakdown

A one-bedroom apartment in the center runs $119 in Dharwad and $3,191 in Singapore. Housing cost is often the main lever when comparing two cities.

Dining out: $7 in Dharwad vs $71 in Singapore for a mid-range dinner for two. Groceries echo the gap at $101 vs $459 per month, with Dharwad cheaper across the board.

Good to know

🇮🇳 Dharwad

🇸🇬 Singapore

🕒 Local time

17:25 5:25 PM

19:55 7:55 PM

2 h 30 min ahead of Dharwad

🌤 Weather

👥 Population

100,000

5,535,002 Capital

💱 Currency

Indian Rupee INR ₹

Singapore Dollar SGD $

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1 SGD = 0.782 USD

1 SGD = 0.697 EUR

Exchange rates and currency converter

SGD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.782 USD). 1 EUR = 1.44 SGD (1 SGD = 0.697 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Dharwad Singapore 3,530 km ≈ 5 h nonstop flight

From you

Dharwad
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dharwad vs Singapore: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $374 in Dharwad and $3,594 in Singapore, so Dharwad is about 90% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $562 in Dharwad and $5,392 in Singapore to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $119 in Dharwad versus $3,191 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $374 per month in Dharwad versus $3,594 in Singapore – Dharwad is about 90% cheaper, which adds up to real savings over time.

A monthly transit pass in Dharwad runs roughly 93% less than in Singapore. The price difference matters if you commute daily and watch your budget.

At $374 in Dharwad versus $3,594 in Singapore, a $1,200 budget is realistic in Dharwad but tight or insufficient in Singapore. The gap between the two cities makes Dharwad the clear choice for anyone on this budget.

For families, Dharwad is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dharwad and Singapore are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Dharwad gentler on the wallet – expenses run 90% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.