Last update: Oct 2026

Cost of Living Comparison Between Dharwad and Bangalore

For one person, living is cheaper in Dharwad: $371 a month against $552 in Bangalore, rent and utilities included – about $2,200 less a year. Rent and utilities account for about half of the difference.

18

Cost of Living Index in Dharwad
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Dharwad Living Index
27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index

Jump to prices

Dharwad

🇮🇳 India

$371

/mo nomad

Bangalore

🇮🇳 India

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in Dharwad and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dharwad and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $371 in Dharwad versus $552 in Bangalore.

Dharwad $371
Bangalore $552

Estimated couple costs with rent: $582 in Dharwad versus $936 in Bangalore.

Dharwad $582
Bangalore $936

Monthly costs for a family of three with rent: $792 in Dharwad versus $1,320 in Bangalore.

Dharwad $792
Bangalore $1,320

Living in Dharwad costs roughly 33% less than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Dharwad 73% lower, Bangalore 59% lower.

Meal at Budget Restaurant

$3.36 ₹319

$3.20 ₹304

5.00%

Three-Course Dinner for Two, Mid-Range

$7.16 ₹680

$17.72 ₹1,683

-59.59%

Fast Food Meal (McDonalds, etc)

$4.21 ₹399

$4.74 ₹451

-11.18%

Cappuccino

$1.59 ₹151

$2.24 ₹213

-29.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.23

$0.38 ₹36.16

-2.63%

Water (0.33 liter bottle)

$0.11 ₹10.01

$0.13 ₹11.88

-15.38%

Local Beer (0.5 liter draught)

$1.56 ₹148

$2.29 ₹217

-31.88%

Imported Beer (0.33 liter bottle)

$3.22 ₹305

$3.69 ₹351

-12.74%

Milk (1 liter)

$0.67 ₹63.7

$0.63 ₹60.1

6.35%

White Bread (500g)

$0.47 ₹44.20

$0.59 ₹55.6

-20.34%

Rice (white) (1kg)

$0.62 ₹58.8

$0.81 ₹77.2

-23.46%

Eggs

$0.85 ₹80.4

$1.12 ₹106

-24.11%

Local Cheese (1kg)

$4.14 ₹393

$5.97 ₹567

-30.65%

Chicken Fillets (1kg)

$2.78 ₹264

$3.75 ₹356

-25.87%

Apples (1kg)

$1.91 ₹181

$2.80 ₹266

-31.79%

Banana (1kg)

$0.63 ₹59.5

$0.76 ₹72.6

-17.11%

Oranges (1kg)

$0.94 ₹89.7

$1.18 ₹112

-20.34%

Tomato (1kg)

$0.48 ₹45.73

$0.38 ₹36.11

26.32%

Potato (1kg)

$0.32 ₹30.02

$0.38 ₹35.71

-15.79%

Onion (1kg)

$0.36 ₹34.58

$0.36 ₹34.08

Lettuce (1 head)

$0.47 ₹44.62

$0.42 ₹40.06

11.90%

Water (1.5 liter bottle)

$0.31 ₹29.46

$0.32 ₹30.82

-3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$5.38 ₹511

$4.80 ₹456

12.08%

Wine (Bottle)

$7.27 ₹690

$9.31 ₹884

-21.91%

Local Beer (0.5 liter bottle)

$1.41 ₹134

$1.95 ₹185

-27.69%

Imported Beer (0.33 liter bottle)

$2.40 ₹228

$3.00 ₹285

-20.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.93 ₹468

$6.37 ₹605

-22.61%

One-way Ticket (Public Transport)

$0.25 ₹23.59

$0.54 ₹50.9

-53.70%

Public Transport Monthly Pass (Regular Price)

$7.80 ₹741

$15.55 ₹1,477

-49.84%

Taxi Start (Normal Tariff)

$0.80 ₹75.8

$1.02 ₹97.2

-21.57%

Taxi (Normal Tariff) (1km)

$0.25 ₹24.12

$0.30 ₹28.63

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$1.50 ₹142

$2.04 ₹194

-26.47%

Gasoline (1 liter)

$1.18 ₹112

$1.10 ₹105

7.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.3K ₹1.3M

$12.5K ₹1.2M

6.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K ₹1.6M

$18.7K ₹1.8M

-8.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.48 ₹3,275

$30.94 ₹2,938

11.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.09 ₹293

$4.10 ₹389

-24.63%

Internet (50+ Mbps, Unlimited Data)

$5.62 ₹533

$10.39 ₹987

-45.91%

Gym Membership (Monthly)

$13.87 ₹1,317

$18.87 ₹1,792

-26.50%

Tennis Court (1 Hour on Weekend)

$6.56 ₹623

$5.79 ₹550

13.30%

Cinema Ticket

$2.95 ₹280

$4.82 ₹457

-38.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.71 ₹4,531

$102 ₹9,658

-53.09%

International Primary School, 1 Child (Yearly)

$1,388 ₹131.8K

$3,257 ₹309.3K

-57.38%

Jeans (Levis 501 Or Similar)

$24.78 ₹2,353

$33.54 ₹3,185

-26.12%

Summer Dress (H&M, Zara, etc)

$21.34 ₹2,026

$30.76 ₹2,921

-30.62%

Sport Shoes (Adidas, Nike)

$42.91 ₹4,075

$52.7 ₹5,002

-18.55%

Men's Leather Business Shoes

$27.61 ₹2,622

$40.37 ₹3,834

-31.61%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.5K

$307 ₹29.1K

-60.36%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 ₹6,985

$176 ₹16.7K

-58.19%

3-bedroom Apartment, City Center (Monthly)

$258 ₹24.5K

$782 ₹74.2K

-67.00%

3-bedroom Apartment, Outside City Center (Monthly)

$169 ₹16.0K

$482 ₹45.8K

-64.96%

Buy Apartment in City Center (m2)

$961 ₹91.3K

$1,857 ₹176.3K

-48.24%

Buy Apartment Outside City Center (m2)

$469 ₹44.5K

$1,074 ₹102.0K

-56.37%

Average Monthly Net Salary (After Tax)

$940 ₹89.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

8.46

4.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dharwad: October 12, 2026

Last update for Bangalore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dharwad

$97 26%

Bangalore

$124 22.4% 27.8% $27

Eating Out

Dharwad

$75 20.1%

Bangalore

$88 15.9% 17.3% $13

Accommodation & Living

Dharwad

$74 19.8%

Bangalore

$176 31.9% 139% $102

Clothing & Footwear

Dharwad

$52 14.1%

Bangalore

$71 12.8% 34.9% $18

Monthly Utilities & Internet

Dharwad

$43 11.6%

Bangalore

$45 8.2% 5.2% $2.2

Sport & Entertainment

Dharwad

$20 5.3%

Bangalore

$29 5.2% 44.2% $8.7

Getting Around

Dharwad

$11 2.9%

Bangalore

$20 3.7% 86.3% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Dharwad and $307 in Bangalore. Housing cost is often the main lever when comparing two cities.

Dining out: $7.00 in Dharwad vs $18.00 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $124 per month, with Dharwad cheaper across the board.

Good to know

🇮🇳 Dharwad

🇮🇳 Bangalore

🕒 Local time

12:51 12:51 PM

Same time as Dharwad

🌤 Weather

👥 Population

100,000

8,495,492

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Dharwad Bangalore 390 km

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Dharwad
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dharwad vs Bangalore: Cost of Living - Frequently Asked Questions

Dharwad wins on cost – living expenses run 49% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Dharwad the obvious pick if budget is a priority.

You'd need roughly $557 in Dharwad and $828 in Bangalore to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $122 in Dharwad versus $307 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Dharwad runs roughly 99% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $47.71 in Dharwad versus $102 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Dharwad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Dharwad delivers better value – similar infrastructure at $371 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Dharwad hard to pass up.

Safety-wise, Dharwad and Bangalore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dharwad gentler on the wallet – expenses run 49% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.