Cost of Living Comparison Between Des Moines, IA and Playa del Carmen Cost of Living Comparison Between Des Moines, IA and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $2,175 in Des Moines, IA versus $1,293 in Playa del Carmen.

Estimated couple costs with rent: $3,225 in Des Moines, IA versus $2,334 in Playa del Carmen.

Monthly costs for a family of three with rent: $4,274 in Des Moines, IA versus $3,374 in Playa del Carmen.

Living in Des Moines, IA is roughly 68% more expensive than in Playa del Carmen, driven mainly by Eating Out.

The two cities straddle the global median: Des Moines, IA is 58% above, Playa del Carmen is 6% below.

Currency
🍽 Eating Out
Des Moines, IA
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.96 $19.96
$11.71 MX$198
70.45%
Three-Course Dinner for Two, Mid-Range
$80.3 $80.3
$46.59 MX$786
72.29%
Fast Food Meal (McDonalds, etc)
$12.18 $12.18
$11.65 MX$197
4.55%
Cappuccino
$6.07 $6.07
$4.09 MX$69.1
48.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.95 $2.95
$1.37 MX$23.20
115.33%
Water (0.33 liter bottle)
$2.45 $2.45
$0.83 MX$14.07
195.18%
Local Beer (0.5 liter draught)
$4.96 $4.96
$3.35 MX$56.6
48.06%
Imported Beer (0.33 liter bottle)
$5.66 $5.66
$6.91 MX$117
-18.09%
🛒 Groceries & Markets
Des Moines, IA
Playa del Carmen
Difference
Milk (1 liter)
$0.92 $0.92
$1.73 MX$29.15
-46.82%
White Bread (500g)
$2.99 $2.99
$2.26 MX$38.15
32.30%
Rice (white) (1kg)
$3.34 $3.34
$1.77 MX$29.86
88.70%
Eggs
$3.89 $3.89
$2.73 MX$46.12
42.49%
Local Cheese (1kg)
$9.72 $9.72
$9.18 MX$155
5.88%
Chicken Fillets (1kg)
$9.56 $9.56
$8.92 MX$151
7.17%
Beef Round Steak (1kg)
$13.62 $13.62
$12.60 MX$213
8.10%
Apples (1kg)
$4.41 $4.41
$3.02 MX$51.0
46.03%
Banana (1kg)
$1.52 $1.52
$1.57 MX$26.51
-3.18%
Oranges (1kg)
$4.47 $4.47
$2.13 MX$35.88
109.86%
Tomato (1kg)
$3.85 $3.85
$2.26 MX$38.22
70.35%
Potato (1kg)
$3.23 $3.23
$2.00 MX$33.82
61.50%
Onion (1kg)
$2.21 $2.21
$2.06 MX$34.85
7.28%
Lettuce (1 head)
$2.40 $2.40
$1.18 MX$19.91
103.39%
Water (1.5 liter bottle)
$2.12 $2.12
$1.20 MX$20.32
76.67%
Cigarettes 20 Pack (Marlboro, Camel)
$8.01 $8.01
$4.63 MX$78.2
73.00%
Wine (Bottle)
$15.12 $15.12
$10.69 MX$180
41.44%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$1.62 MX$27.33
4.32%
Imported Beer (0.33 liter bottle)
$3.08 $3.08
$2.88 MX$48.63
6.94%
🚌 Getting Around
Des Moines, IA
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.77 $1.77
$0.57 MX$9.68
210.53%
Public Transport Monthly Pass (Regular Price)
$59.0 $59.0
$29.83 MX$503
97.82%
Taxi Start (Normal Tariff)
$2.03 $2.03
$5.45 MX$91.9
-62.75%
Taxi (Normal Tariff) (1km)
$1.21 $1.21
$3.70 MX$62.5
-67.30%
Taxi 1hour Waiting (Normal Tariff)
$20.07 $20.07
$5.98 MX$101
235.62%
Gasoline (1 liter)
$0.90 $0.90
$1.55 MX$26.22
-41.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K $35.1K
$22.3K MX$376.8K
57.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$25.9K MX$438.0K
-5.58%
🧾 Monthly Utilities & Internet
Des Moines, IA
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$184 $184
$89.1 MX$1,504
106.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.6 $53.6
$25.04 MX$423
114.06%
Internet (50+ Mbps, Unlimited Data)
$70.1 $70.1
$31.50 MX$532
122.38%
🎉 Sport & Entertainment
Des Moines, IA
Playa del Carmen
Difference
Gym Membership (Monthly)
$64.8 $64.8
$67.8 MX$1,144
-4.40%
Tennis Court (1 Hour on Weekend)
$20.02 $20.02
$28.92 MX$488
-30.77%
Cinema Ticket
$15.20 $15.20
$5.05 MX$85.2
200.99%
🧸 Childcare & Education
Des Moines, IA
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,136 $1,136
$225 MX$3,797
405.10%
International Primary School, 1 Child (Yearly)
$12.0K $12.0K
$4,222 MX$71.3K
183.30%
👕👟 Clothing & Footwear
Des Moines, IA
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$61.4 $61.4
$47.44 MX$801
29.38%
Summer Dress (H&M, Zara, etc)
$42.74 $42.74
$44.98 MX$759
-4.98%
Sport Shoes (Adidas, Nike)
$105 $105
$82.0 MX$1,384
28.03%
Men's Leather Business Shoes
$144 $144
$92.1 MX$1,555
56.12%
🏠 Accommodation & Living
Des Moines, IA
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,146 $1,146
$1,069 MX$18.0K
7.14%
1-bedroom Apartment, Outside City Center (Monthly)
$853 $853
$405 MX$6,842
110.52%
3-bedroom Apartment, City Center (Monthly)
$1,686 $1,686
$1,935 MX$32.7K
-12.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,432 $1,432
$1,301 MX$22.0K
10.09%
Buy Apartment in City Center (m2)
$2,336 $2,336
$3,995 MX$67.4K
-41.53%
Buy Apartment Outside City Center (m2)
$2,281 $2,281
$6,626 MX$111.8K
-65.58%
💵 Salaries & Financials
Des Moines, IA
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$3,859 $3,859
$749 MX$12.6K
415.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.03
11.45
-47.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Des Moines, IA: August 31, 2026

Last update for Playa del Carmen: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,146 in Des Moines, IA and $1,069 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Des Moines, IA pays 415% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Des Moines, IA vs $47.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $348 vs $277 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Des Moines, IA vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Des Moines, IA or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 68% lower than in Des Moines, IA. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Des Moines, IA or in Playa del Carmen?
Average pay runs 415% higher in Des Moines, IA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Des Moines, IA compared to Playa del Carmen?
Rent for a central apartment: $1,146 in Des Moines, IA versus $1,069 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Des Moines, IA and in Playa del Carmen?
Dining out is cheaper in Playa del Carmen – a meal for two runs $47.00 versus $80.0 in Des Moines, IA. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Des Moines, IA compared to Playa del Carmen?
All in, you'll spend $2,175 per month in Des Moines, IA versus $1,293 in Playa del Carmen – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,500/month in Des Moines, IA or in Playa del Carmen?
At $1,293 in Playa del Carmen versus $2,175 in Des Moines, IA, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Des Moines, IA. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Des Moines, IA or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,293 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Des Moines, IA compared to Playa del Carmen?
Safety-wise, Des Moines, IA and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 68% less than in Des Moines, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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