Cost of Living Comparison Between Des Moines, IA and Playa del Carmen Cost of Living Comparison Between Des Moines, IA and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $2,078 in Des Moines, IA versus $1,259 in Playa del Carmen.

Estimated couple costs with rent: $3,094 in Des Moines, IA versus $2,177 in Playa del Carmen.

Monthly costs for a family of three with rent: $4,110 in Des Moines, IA versus $3,095 in Playa del Carmen.

Living in Des Moines, IA is roughly 65% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.

The two cities straddle the global median: Des Moines, IA is 56% above, Playa del Carmen is 6% below.

Currency
🍽 Eating Out
Des Moines, IA
Playa del Carmen
Difference
Meal at Budget Restaurant
$15.68 $15.68
$11.95 MX$208
31.21%
Three-Course Dinner for Two, Mid-Range
$79.2 $79.2
$41.94 MX$730
88.79%
Fast Food Meal (McDonalds, etc)
$12.14 $12.14
$10.42 MX$181
16.51%
Cappuccino
$4.89 $4.89
$3.51 MX$61.2
39.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 $2.39
$1.52 MX$26.39
57.24%
Water (0.33 liter bottle)
$1.92 $1.92
$0.91 MX$15.84
110.99%
Local Beer (0.5 liter draught)
$5.04 $5.04
$3.04 MX$52.9
65.79%
Imported Beer (0.33 liter bottle)
$7.07 $7.07
$4.37 MX$76.1
61.78%
🛒 Groceries & Markets
Des Moines, IA
Playa del Carmen
Difference
Milk (1 liter)
$0.98 $0.98
$1.42 MX$24.73
-30.99%
White Bread (500g)
$2.51 $2.51
$1.83 MX$31.87
37.16%
Rice (white) (1kg)
$2.15 $2.15
$1.63 MX$28.45
31.90%
Eggs
$3.70 $3.70
$2.54 MX$44.20
45.67%
Local Cheese (1kg)
$12.62 $12.62
$8.57 MX$149
47.26%
Chicken Fillets (1kg)
$10.35 $10.35
$8.49 MX$148
21.91%
Beef Round Steak (1kg)
$13.08 $13.08
$10.80 MX$188
21.11%
Apples (1kg)
$4.59 $4.59
$2.75 MX$47.94
66.91%
Banana (1kg)
$1.49 $1.49
$1.44 MX$25.00
3.47%
Oranges (1kg)
$3.70 $3.70
$1.89 MX$32.83
95.77%
Tomato (1kg)
$3.44 $3.44
$2.17 MX$37.77
58.53%
Potato (1kg)
$1.61 $1.61
$1.78 MX$30.97
-9.55%
Onion (1kg)
$3.08 $3.08
$2.22 MX$38.71
38.74%
Lettuce (1 head)
$2.22 $2.22
$1.07 MX$18.60
107.48%
Water (1.5 liter bottle)
$1.13 $1.13
$1.08 MX$18.79
4.63%
Cigarettes 20 Pack (Marlboro, Camel)
$6.98 $6.98
$4.15 MX$72.2
68.19%
Wine (Bottle)
$15.20 $15.20
$10.45 MX$182
45.45%
Local Beer (0.5 liter bottle)
$1.70 $1.70
$1.74 MX$30.34
-2.30%
Imported Beer (0.33 liter bottle)
$4.01 $4.01
$2.58 MX$44.92
55.43%
🚌 Getting Around
Des Moines, IA
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.80 $1.80
$0.51 MX$8.94
252.94%
Public Transport Monthly Pass (Regular Price)
$58.4 $58.4
$25.94 MX$451
124.94%
Taxi Start (Normal Tariff)
$2.03 $2.03
$3.21 MX$55.9
-36.76%
Taxi (Normal Tariff) (1km)
$1.22 $1.22
$2.50 MX$43.55
-51.20%
Taxi 1hour Waiting (Normal Tariff)
$19.78 $19.78
$3.19 MX$55.4
520.06%
Gasoline (1 liter)
$0.77 $0.77
$1.26 MX$21.87
-38.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.4K $26.4K
$29.7K MX$516.6K
-10.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K $24.6K
$23.7K MX$412.1K
4.06%
🧾 Monthly Utilities & Internet
Des Moines, IA
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 $143
$82.0 MX$1,427
74.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.3 $52.3
$22.73 MX$395
129.96%
Internet (50+ Mbps, Unlimited Data)
$53.4 $53.4
$29.42 MX$512
81.61%
🎉 Sport & Entertainment
Des Moines, IA
Playa del Carmen
Difference
Gym Membership (Monthly)
$66.1 $66.1
$52.2 MX$908
26.69%
Tennis Court (1 Hour on Weekend)
$19.75 $19.75
$18.45 MX$321
7.05%
Cinema Ticket
$15.07 $15.07
$4.93 MX$85.9
205.68%
🧸 Childcare & Education
Des Moines, IA
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,392 $1,392
$202 MX$3,511
589.78%
International Primary School, 1 Child (Yearly)
$11.6K $11.6K
$5,217 MX$90.8K
122.80%
👕👟 Clothing & Footwear
Des Moines, IA
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$53.2 $53.2
$35.93 MX$625
47.93%
Summer Dress (H&M, Zara, etc)
$42.83 $42.83
$40.33 MX$702
6.20%
Sport Shoes (Adidas, Nike)
$73.1 $73.1
$79.9 MX$1,390
-8.50%
Men's Leather Business Shoes
$126 $126
$89.3 MX$1,554
41.62%
🏠 Accommodation & Living
Des Moines, IA
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,229 $1,229
$948 MX$16.5K
29.60%
1-bedroom Apartment, Outside City Center (Monthly)
$921 $921
$465 MX$8,097
97.93%
3-bedroom Apartment, City Center (Monthly)
$1,785 $1,785
$1,630 MX$28.4K
9.55%
3-bedroom Apartment, Outside City Center (Monthly)
$1,480 $1,480
$1,193 MX$20.8K
24.04%
Buy Apartment in City Center (m2)
$2,284 $2,284
$3,933 MX$68.4K
-41.93%
Buy Apartment Outside City Center (m2)
$2,319 $2,319
$6,428 MX$111.9K
-63.92%
💵 Salaries & Financials
Des Moines, IA
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$3,848 $3,848
$658 MX$11.5K
484.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.5
11.42
-43.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Des Moines, IA: July 21, 2026

Last update for Playa del Carmen: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Des Moines, IA and $948 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Des Moines, IA pays 485% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Des Moines, IA vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $331 vs $252 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Des Moines, IA vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Des Moines, IA or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 65% lower than in Des Moines, IA. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Des Moines, IA or in Playa del Carmen?
Average pay runs 485% higher in Des Moines, IA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Des Moines, IA compared to Playa del Carmen?
Rent for a central apartment: $1,229 in Des Moines, IA versus $948 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Des Moines, IA and in Playa del Carmen?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $79.0 in Des Moines, IA. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Des Moines, IA compared to Playa del Carmen?
All in, you'll spend $2,078 per month in Des Moines, IA versus $1,259 in Playa del Carmen – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,500/month in Des Moines, IA or in Playa del Carmen?
At $1,259 in Playa del Carmen versus $2,078 in Des Moines, IA, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Des Moines, IA. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Des Moines, IA or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,259 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Des Moines, IA compared to Playa del Carmen?
Safety-wise, Des Moines, IA and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 65% less than in Des Moines, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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