Last update: Oct 2026

Cost of Living Comparison Between Derby and Karachi

For one person, living is cheaper in Karachi: $482 a month against $2,318 in Derby, rent and utilities included – about $22,000 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Derby
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Derby Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Derby

🇦🇺 Australia

$2,318

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,318 in Derby versus $482 in Karachi.

Derby $2,318
Karachi $482

Estimated couple costs with rent: $3,507 in Derby versus $750 in Karachi.

Derby $3,507
Karachi $750

Monthly costs for a family of three with rent: $4,696 in Derby versus $1,018 in Karachi.

Derby $4,696
Karachi $1,018

Living in Derby is roughly 381% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Derby is 72% above, Karachi is 64% below.

Meal at Budget Restaurant

$18.32 A$26.25

$2.13 PKR 588

760.09%

Three-Course Dinner for Two, Mid-Range

$77.8 A$111

$13.30 PKR 3,681

484.74%

Fast Food Meal (McDonalds, etc)

$10.79 A$15.45

$5.45 PKR 1,508

97.98%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$3.96 A$5.67

$2.09 PKR 580

89.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.35

$0.40 PKR 111

657.50%

Water (0.33 liter bottle)

$1.91 A$2.74

$0.26 PKR 71.1

634.62%

Local Beer (0.5 liter draught)

$7.31 A$10.47

Imported Beer (0.33 liter bottle)

$7.47 A$10.71

Milk (1 liter)

$1.75 A$2.50

$0.92 PKR 254

90.22%

White Bread (500g)

$2.86 A$4.10

$0.56 PKR 156

410.71%

Rice (white) (1kg)

$2.08 A$2.98

$1.25 PKR 345

66.40%

Eggs

$4.62 A$6.62

$1.23 PKR 342

275.61%

Local Cheese (1kg)

$9.77 A$13.99

$5.67 PKR 1,571

72.31%

Chicken Fillets (1kg)

$8.94 A$12.80

$3.16 PKR 876

182.91%

Beef Round Steak (1kg)

$13.60 A$19.48

$6.28 PKR 1,738

116.56%

Apples (1kg)

$3.48 A$4.98

$1.26 PKR 348

176.19%

Banana (1kg)

$2.98 A$4.28

$0.53 PKR 148

462.26%

Oranges (1kg)

$3.36 A$4.81

$1.00 PKR 276

236.00%

Tomato (1kg)

$4.69 A$6.72

$0.56 PKR 154

737.50%

Potato (1kg)

$2.48 A$3.56

$0.33 PKR 91.4

651.52%

Onion (1kg)

$2.46 A$3.53

$0.34 PKR 95.1

623.53%

Lettuce (1 head)

$2.35 A$3.37

$0.42 PKR 116

459.52%

Water (1.5 liter bottle)

$1.73 A$2.48

$0.44 PKR 121

293.18%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 671

Cigarettes 20 Pack (Marlboro, Camel)

$40.51 A$58.0

$1.84 PKR 509

2101.63%

Wine (Bottle)

$15.55 A$22.27

Local Beer (0.5 liter bottle)

$4.83 A$6.93

Imported Beer (0.33 liter bottle)

$5.65 A$8.09

One-way Ticket (Public Transport)

$2.54 A$3.64

$0.28 PKR 77.1

807.14%

Public Transport Monthly Pass (Regular Price)

$87.6 A$125

$9.99 PKR 2,765

776.48%

Taxi Start (Normal Tariff)

$3.03 A$4.35

$0.92 PKR 256

229.35%

Taxi (Normal Tariff) (1km)

$1.55 A$2.22

$0.70 PKR 193

121.43%

Taxi 1hour Waiting (Normal Tariff)

$37.67 A$54.0

$2.16 PKR 597

1643.98%

Gasoline (1 liter)

$1.16 A$1.67

$1.38 PKR 382

-15.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K A$34.4K

$17.9K PKR 5.0M

34.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K A$44.1K

$27.1K PKR 7.5M

13.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 A$253

$113 PKR 31.4K

55.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.66 A$35.32

$5.95 PKR 1,648

314.45%

Internet (50+ Mbps, Unlimited Data)

$59.9 A$85.9

$13.16 PKR 3,643

355.40%

Gym Membership (Monthly)

$48.44 A$69.4

$21.55 PKR 5,966

124.78%

Tennis Court (1 Hour on Weekend)

$15.35 A$21.98

$18.23 PKR 5,045

-15.80%

Cinema Ticket

$13.46 A$19.27

$4.21 PKR 1,165

219.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,070 A$2,965

$52.2 PKR 14.4K

3869.11%

International Primary School, 1 Child (Yearly)

$18.4K A$26.4K

$1,940 PKR 537.1K

848.45%

Jeans (Levis 501 Or Similar)

$67.0 A$96.0

$17.55 PKR 4,859

281.82%

Summer Dress (H&M, Zara, etc)

$62.2 A$89.1

$23.51 PKR 6,507

164.53%

Sport Shoes (Adidas, Nike)

$91.0 A$130

$68.9 PKR 19.1K

32.18%

Men's Leather Business Shoes

$131 A$188

$40.59 PKR 11.2K

223.92%

1-bedroom Apartment, City Center (Monthly)

$1,518 A$2,174

$118 PKR 32.7K

1186.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,048 A$1,501

$73.6 PKR 20.4K

1323.79%

3-bedroom Apartment, City Center (Monthly)

$2,154 A$3,086

$357 PKR 99.0K

502.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,853 A$2,654

$188 PKR 52.0K

886.08%

Buy Apartment in City Center (m2)

$5,285 A$7,571

$1,060 PKR 293.5K

398.52%

Buy Apartment Outside City Center (m2)

$4,699 A$6,731

$481 PKR 133.1K

877.34%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

13.21

-55.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$1K 45.2%

Karachi

$74 15.3% 93% $974

Groceries & Markets

Derby

$369 15.9%

Karachi

$101 21% 72.6% $268

Eating Out

Derby

$298 12.8%

Karachi

$61 12.7% 79.5% $237

Monthly Utilities & Internet

Derby

$261 11.3%

Karachi

$133 27.5% 49.3% $129

Clothing & Footwear

Derby

$158 6.8%

Karachi

$68 14.1% 57.2% $91

Getting Around

Derby

$109 4.7%

Karachi

$16 3.2% 85.7% $93

Sport & Entertainment

Derby

$75 3.3%

Karachi

$30 6.2% 60.2% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,518 in Derby and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Derby vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $369 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇦🇺 Derby

🇵🇰 Karachi

🕒 Local time

02:08 2:08 AM

23:08 11:08 PM

3 h behind Derby

🌤 Weather

👥 Population

3,300

14,910,352

💱 Currency

Australian Dollar AUD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

Exchange rates and currency converter

PKR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Pakistani Rupee exchange rates as of October 13, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

USD to AUD in detail →

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Between locations

Derby Karachi 7,720 km ≈ 10 h nonstop flight

From you

Derby
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Karachi: Cost of Living - Frequently Asked Questions

Derby and Karachi differ by about 381% in total monthly costs ($2,318 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,477 in Derby and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,518 in Derby versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 264% higher in Derby. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Karachi – a meal for two runs $13.00 versus $78.0 in Derby. If you eat out regularly, this makes a real dent in your monthly spending.

At $482 in Karachi versus $2,318 in Derby, a $2,000 budget is realistic in Karachi but tight or insufficient in Derby. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Derby and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 381% less than in Derby. Beyond cost, consider language, visa policies, and how big the international community is in each city.