Last update: Oct 2026

Cost of Living Comparison Between Dendermonde and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,065 in Dendermonde, rent and utilities included – about $13,600 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Dendermonde
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Dendermonde Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Dendermonde

🇧🇪 Belgium

$2,065

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Dendermonde and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dendermonde and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,065 in Dendermonde versus $934 in Cebu.

Dendermonde $2,065
Cebu $934

Estimated couple costs with rent: $2,905 in Dendermonde versus $1,423 in Cebu.

Dendermonde $2,905
Cebu $1,423

Monthly costs for a family of three with rent: $3,746 in Dendermonde versus $1,913 in Cebu.

Dendermonde $3,746
Cebu $1,913

Living in Dendermonde is roughly 121% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Dendermonde is 52% above, Cebu is 31% below.

Meal at Budget Restaurant

$22.06 €19.82

$3.79 ₱242

482.06%

Three-Course Dinner for Two, Mid-Range

$73.0 €65.5

$23.33 ₱1,491

212.77%

Fast Food Meal (McDonalds, etc)

$13.56 €12.18

$3.94 ₱252

244.16%

Cappuccino

$3.48 €3.13

$2.54 ₱163

37.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 €2.47

$1.57 ₱100

75.16%

Water (0.33 liter bottle)

$2.21 €1.98

$0.47 ₱29.82

370.21%

Local Beer (0.5 liter draught)

$5.50 €4.94

$1.77 ₱113

210.73%

Imported Beer (0.33 liter bottle)

$3.96 €3.55

$2.22 ₱142

78.38%

Milk (1 liter)

$1.35 €1.21

$1.90 ₱121

-28.95%

White Bread (500g)

$2.70 €2.43

$1.36 ₱87.1

98.53%

Rice (white) (1kg)

$2.05 €1.84

$0.94 ₱59.8

118.09%

Eggs

$3.79 €3.41

$1.99 ₱127

90.45%

Local Cheese (1kg)

$11.62 €10.44

$9.70 ₱620

19.79%

Chicken Fillets (1kg)

$12.01 €10.79

$4.32 ₱276

178.01%

Beef Round Steak (1kg)

$19.22 €17.27

$7.51 ₱480

155.93%

Apples (1kg)

$2.83 €2.54

$3.31 ₱211

-14.50%

Banana (1kg)

$2.20 €1.98

$1.37 ₱87.5

60.58%

Oranges (1kg)

$2.16 €1.94

$2.34 ₱149

-7.69%

Tomato (1kg)

$2.29 €2.06

$1.49 ₱95.4

53.69%

Potato (1kg)

$2.25 €2.02

$2.30 ₱147

-2.17%

Onion (1kg)

$1.74 €1.57

$1.87 ₱120

-6.95%

Lettuce (1 head)

$1.49 €1.34

$1.10 ₱70.3

35.45%

Water (1.5 liter bottle)

$0.93 €0.84

$0.63 ₱40.36

47.62%

Cigarettes 20 Pack (Marlboro, Camel)

$13.15 €11.81

$2.86 ₱183

359.79%

Wine (Bottle)

$7.06 €6.34

$6.08 ₱389

16.12%

Local Beer (0.5 liter bottle)

$1.98 €1.78

$1.27 ₱81.4

55.91%

Imported Beer (0.33 liter bottle)

$1.79 €1.61

$1.72 ₱110

4.07%

One-way Ticket (Public Transport)

$3.07 €2.76

$0.22 ₱13.99

1295.45%

Public Transport Monthly Pass (Regular Price)

$62.2 €55.9

$12.34 ₱788

404.38%

Taxi Start (Normal Tariff)

$10.04 €9.02

$0.74 ₱47.53

1256.76%

Taxi (Normal Tariff) (1km)

$2.50 €2.24

$0.22 ₱14.08

1036.36%

Taxi 1hour Waiting (Normal Tariff)

$24.67 €22.16

$4.28 ₱273

476.40%

Gasoline (1 liter)

$2.08 €1.87

$1.31 ₱83.7

58.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K €32.2K

$20.8K ₱1.3M

72.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €33.0K

$19.0K ₱1.2M

92.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €186

$118 ₱7,565

74.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.43 €16.55

$15.76 ₱1,007

16.94%

Internet (50+ Mbps, Unlimited Data)

$52.9 €47.51

$28.33 ₱1,810

86.69%

Gym Membership (Monthly)

$41.80 €37.55

$32.94 ₱2,105

26.90%

Tennis Court (1 Hour on Weekend)

$17.70 €15.90

$6.49 ₱415

172.73%

Cinema Ticket

$14.57 €13.09

$5.45 ₱348

167.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$706 €634

$276 ₱17.6K

156.04%

International Primary School, 1 Child (Yearly)

$16.4K €14.7K

$7,789 ₱497.7K

110.56%

Jeans (Levis 501 Or Similar)

$99.3 €89.2

$48.18 ₱3,078

106.04%

Summer Dress (H&M, Zara, etc)

$26.42 €23.73

$24.47 ₱1,564

7.97%

Sport Shoes (Adidas, Nike)

$90.1 €81.0

$75.3 ₱4,810

19.74%

Men's Leather Business Shoes

$143 €128

$58.0 ₱3,707

145.69%

1-bedroom Apartment, City Center (Monthly)

$837 €752

$477 ₱30.5K

75.37%

1-bedroom Apartment, Outside City Center (Monthly)

$824 €740

$322 ₱20.6K

156.17%

3-bedroom Apartment, City Center (Monthly)

$1,590 €1,428

$963 ₱61.5K

65.04%

3-bedroom Apartment, Outside City Center (Monthly)

$976 €876

$626 ₱40.0K

55.93%

Buy Apartment in City Center (m2)

$4,741 €4,258

$4,551 ₱290.8K

4.16%

Buy Apartment Outside City Center (m2)

$3,248 €2,917

$3,028 ₱193.5K

7.25%

Average Monthly Net Salary (After Tax)

$3,387 €3,043

$333 ₱21.3K

916.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.52

7.2

-51.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dendermonde: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dendermonde

$824 39.9%

Cebu

$322 34.5% 61% $503

Groceries & Markets

Dendermonde

$319 15.4%

Cebu

$204 21.8% 36.1% $115

Eating Out

Dendermonde

$314 15.2%

Cebu

$94 10.1% 70% $220

Monthly Utilities & Internet

Dendermonde

$279 13.5%

Cebu

$163 17.4% 41.7% $116

Clothing & Footwear

Dendermonde

$161 7.8%

Cebu

$93 9.9% 42.5% $69

Getting Around

Dendermonde

$97 4.7%

Cebu

$15 1.6% 84.5% $82

Sport & Entertainment

Dendermonde

$71 3.4%

Cebu

$44 4.7% 38.2% $27

Cost Breakdown

A one-bedroom apartment in the center runs $837 in Dendermonde and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dendermonde pays about 10 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $73 in Dendermonde vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $319 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Dendermonde

🇵🇭 Cebu

🕒 Local time

19:34 7:34 PM

02:34 2:34 AM

7 h ahead of Dendermonde

🌤 Weather

👥 Population

44,768

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.11 USD

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Dendermonde Cebu 11,090 km ≈ 14 h nonstop flight

From you

Dendermonde
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dendermonde vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 121% gap adds up to real monthly savings that compound significantly over time.

Average pay in Dendermonde is about 10 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $837 in Dendermonde versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,065 per month in Dendermonde versus $934 in Cebu – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 80% less than in Dendermonde. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Dendermonde and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 55% less than in Dendermonde. Beyond cost, consider language, visa policies, and how big the international community is in each city.