Last update: Oct 2026

Cost of Living Comparison Between Den Helder and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,004 in Den Helder, rent and utilities included – about $13,000 less a year. Rent and utilities account for about half of the difference.

98

Cost of Living Index in Den Helder
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Den Helder Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Den Helder

🇳🇱 Netherlands

$2,004

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Den Helder and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Den Helder and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,004 in Den Helder versus $918 in Cebu.

Den Helder $2,004
Cebu $918

Estimated couple costs with rent: $3,055 in Den Helder versus $1,409 in Cebu.

Den Helder $3,055
Cebu $1,409

Monthly costs for a family of three with rent: $4,107 in Den Helder versus $1,900 in Cebu.

Den Helder $4,107
Cebu $1,900

Living in Den Helder is roughly 118% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Den Helder is 48% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.62 €17.45

$3.09 ₱194

534.95%

Three-Course Dinner for Two, Mid-Range

$52.1 €46.35

$24.22 ₱1,525

115.11%

Fast Food Meal (McDonalds, etc)

$8.43 €7.50

$3.92 ₱247

115.05%

Cappuccino

$3.75 €3.33

$2.51 ₱158

49.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.66

$1.59 ₱100

88.68%

Water (0.33 liter bottle)

$2.87 €2.55

$0.53 ₱33.43

441.51%

Local Beer (0.5 liter draught)

$5.13 €4.56

$1.78 ₱112

188.20%

Imported Beer (0.33 liter bottle)

$4.93 €4.39

$2.17 ₱137

127.19%

Milk (1 liter)

$1.14 €1.01

$1.92 ₱121

-40.63%

White Bread (500g)

$1.22 €1.09

$1.36 ₱85.4

-10.29%

Rice (white) (1kg)

$0.86 €0.76

$1.01 ₱63.5

-14.85%

Eggs

$4.25 €3.78

$2.03 ₱128

109.36%

Local Cheese (1kg)

$9.99 €8.89

$9.86 ₱621

1.32%

Chicken Fillets (1kg)

$14.09 €12.54

$4.39 ₱277

220.96%

Beef Round Steak (1kg)

$15.67 €13.94

$7.60 ₱479

106.18%

Apples (1kg)

$2.61 €2.32

$3.30 ₱208

-20.91%

Banana (1kg)

$1.99 €1.77

$1.39 ₱87.8

43.17%

Oranges (1kg)

$1.26 €1.12

$2.33 ₱147

-45.92%

Tomato (1kg)

$4.27 €3.79

$1.50 ₱94.3

184.67%

Potato (1kg)

$1.39 €1.24

$2.36 ₱149

-41.10%

Onion (1kg)

$1.00 €0.89

$1.90 ₱119

-47.37%

Lettuce (1 head)

$0.95 €0.84

$1.19 ₱74.9

-20.17%

Water (1.5 liter bottle)

$0.75 €0.67

$0.63 ₱39.71

19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$13.44 €11.95

$3.00 ₱189

348.00%

Wine (Bottle)

$7.05 €6.27

$6.03 ₱379

16.92%

Local Beer (0.5 liter bottle)

$1.31 €1.16

$1.23 ₱77.7

6.50%

Imported Beer (0.33 liter bottle)

$2.57 €2.29

$1.75 ₱110

46.86%

One-way Ticket (Public Transport)

$9.32 €8.29

$0.25 ₱15.86

3628.00%

Public Transport Monthly Pass (Regular Price)

$154 €137

$12.64 ₱796

1116.85%

Taxi Start (Normal Tariff)

$3.87 €3.44

$0.77 ₱48.62

402.60%

Taxi (Normal Tariff) (1km)

$3.17 €2.82

$0.23 ₱14.53

1278.26%

Taxi 1hour Waiting (Normal Tariff)

$36.72 €32.66

$4.46 ₱281

723.32%

Gasoline (1 liter)

$2.38 €2.11

$1.31 ₱82.8

81.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.8K €36.3K

$21.2K ₱1.3M

92.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.4K

$19.1K ₱1.2M

102.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 €181

$120 ₱7,569

69.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 €13.81

$14.00 ₱882

10.86%

Internet (50+ Mbps, Unlimited Data)

$19.77 €17.59

$27.54 ₱1,734

-28.21%

Gym Membership (Monthly)

$23.92 €21.27

$32.33 ₱2,035

-26.01%

Tennis Court (1 Hour on Weekend)

$19.61 €17.44

$6.65 ₱419

194.89%

Cinema Ticket

$14.23 €12.66

$5.65 ₱356

151.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,738 €1,546

$275 ₱17.3K

531.26%

International Primary School, 1 Child (Yearly)

$13.3K €11.8K

$7,918 ₱498.5K

68.14%

Jeans (Levis 501 Or Similar)

$113 €101

$49.33 ₱3,106

129.84%

Summer Dress (H&M, Zara, etc)

$47.62 €42.35

$25.24 ₱1,589

88.67%

Sport Shoes (Adidas, Nike)

$117 €104

$77.0 ₱4,846

52.60%

Men's Leather Business Shoes

$139 €124

$57.2 ₱3,601

143.34%

1-bedroom Apartment, City Center (Monthly)

$895 €796

$500 ₱31.5K

79.17%

1-bedroom Apartment, Outside City Center (Monthly)

$740 €658

$309 ₱19.4K

139.60%

3-bedroom Apartment, City Center (Monthly)

$1,796 €1,597

$1,078 ₱67.9K

66.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 €1,195

$615 ₱38.7K

118.39%

Buy Apartment in City Center (m2)

$2,920 €2,597

$2,886 ₱181.7K

1.18%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,419 €2,152

$346 ₱21.8K

599.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.8

7.2

-61.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Den Helder: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Den Helder

$740 36.9%

Cebu

$309 33.6% 58.3% $431

Groceries & Markets

Den Helder

$288 14.4%

Cebu

$206 22.4% 28.4% $82

Eating Out

Den Helder

$286 14.3%

Cebu

$88 9.6% 69.2% $198

Monthly Utilities & Internet

Den Helder

$239 11.9%

Cebu

$162 17.6% 32.3% $77

Getting Around

Den Helder

$211 10.5%

Cebu

$16 1.7% 92.6% $195

Clothing & Footwear

Den Helder

$188 9.4%

Cebu

$94 10.2% 50% $94

Sport & Entertainment

Den Helder

$52 2.6%

Cebu

$44 4.8% 16.7% $8.8

Cost Breakdown

A one-bedroom apartment in the center runs $895 in Den Helder and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Den Helder pays 599% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Den Helder vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Den Helder

🇵🇭 Cebu

🕒 Local time

13:31 1:31 PM

19:31 7:31 PM

6 h ahead of Den Helder

🌤 Weather

👥 Population

56,296

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Den Helder Cebu 10,940 km ≈ 14 h nonstop flight

From you

Den Helder
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Den Helder vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 118% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 599% higher in Den Helder, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $895 in Den Helder versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,004 per month in Den Helder versus $918 in Cebu – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1117% less than in Den Helder. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,004 in Den Helder, a $1,500 budget is realistic in Cebu but tight or insufficient in Den Helder. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Den Helder, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Den Helder and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 118% less than in Den Helder. Beyond cost, consider language, visa policies, and how big the international community is in each city.