Last update: Oct 2026

Cost of Living Comparison Between Delhi and San Fernando

For one person, living is cheaper in Delhi: $522 a month against $703 in San Fernando, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Delhi
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Delhi Living Index
34

Cost of Living Index in San Fernando
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San Fernando Living Index

Jump to prices

Delhi

🇮🇳 India

$522

/mo nomad

San Fernando

🇵🇭 Philippines

$703

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in San Fernando actually costs, broken down by who's living it.

A single person spends $522 per month in Delhi vs $703 in San Fernando, rent included.

Delhi $522
San Fernando $703

A couple spends around $872 per month in Delhi vs $1,059 in San Fernando, rent included.

Delhi $872
San Fernando $1,059

A family of three spends $1,222 per month in Delhi vs $1,415 in San Fernando, rent included.

Delhi $1,222
San Fernando $1,415

Delhi is about 26% cheaper than San Fernando, and outside of rent the biggest gap is in groceries.

Both Delhi and San Fernando are more affordable than the global median – Delhi 61% lower, San Fernando 48% lower.

Meal at Budget Restaurant

$3.70 ₹351

$4.01 ₱252

-7.73%

Three-Course Dinner for Two, Mid-Range

$21.05 ₹1,999

$16.71 ₱1,052

25.97%

Fast Food Meal (McDonalds, etc)

$3.73 ₹354

$2.88 ₱181

29.51%

Cappuccino

$2.35 ₹223

$1.77 ₱112

32.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.21

$0.38 ₱23.97

-2.63%

Water (0.33 liter bottle)

$0.15 ₹13.93

$0.31 ₱19.32

-51.61%

Local Beer (0.5 liter draught)

$2.14 ₹203

$0.97 ₱61.2

120.62%

Imported Beer (0.33 liter bottle)

$3.06 ₹291

$1.25 ₱78.5

144.80%

Milk (1 liter)

$0.69 ₹65.1

$1.70 ₱107

-59.41%

White Bread (500g)

$0.53 ₹50.0

$1.11 ₱70.1

-52.25%

Rice (white) (1kg)

$0.77 ₹73.1

$0.99 ₱62.2

-22.22%

Eggs

$1.11 ₹105

$2.00 ₱126

-44.50%

Local Cheese (1kg)

$4.63 ₹440

$4.95 ₱311

-6.46%

Chicken Fillets (1kg)

$3.52 ₹334

$3.37 ₱212

4.45%

Beef Round Steak (1kg)

$7.79 ₱490

Apples (1kg)

$2.00 ₹190

$2.19 ₱138

-8.68%

Banana (1kg)

$0.74 ₹70.5

$1.26 ₱79.2

-41.27%

Oranges (1kg)

$0.97 ₹92.6

$2.32 ₱146

-58.19%

Tomato (1kg)

$0.53 ₹49.92

$1.07 ₱67.1

-50.47%

Potato (1kg)

$0.30 ₹28.61

$1.69 ₱106

-82.25%

Onion (1kg)

$0.40 ₹37.82

$1.57 ₱99.0

-74.52%

Lettuce (1 head)

$0.42 ₹39.62

$0.62 ₱39.14

-32.26%

Water (1.5 liter bottle)

$0.31 ₹29.81

$0.53 ₱33.09

-41.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹469

$2.97 ₱187

66.33%

Wine (Bottle)

$8.21 ₹779

$8.92 ₱561

-7.96%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$0.97 ₱60.8

62.89%

Imported Beer (0.33 liter bottle)

$2.69 ₹255

$1.30 ₱81.7

106.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.46 ₹43.46

$0.26 ₱16.12

76.92%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,498

$11.02 ₱694

43.19%

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.67 ₱41.89

59.70%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

$0.23 ₱14.36

17.39%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$0.94 ₱59.3

68.09%

Gasoline (1 liter)

$1.07 ₹101

$1.01 ₱63.8

5.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$21.3K ₱1.3M

-49.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$19.0K ₱1.2M

-0.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.37 ₹4,024

$141 ₱8,907

-70.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.03 ₹383

$17.77 ₱1,119

-77.32%

Internet (50+ Mbps, Unlimited Data)

$6.95 ₹660

$23.40 ₱1,473

-70.30%

Gym Membership (Monthly)

$19.18 ₹1,821

$32.05 ₱2,018

-40.16%

Tennis Court (1 Hour on Weekend)

$7.92 ₹752

$4.68 ₱295

69.23%

Cinema Ticket

$5.27 ₹500

$4.82 ₱303

9.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 ₹9,525

$80.0 ₱5,033

25.45%

International Primary School, 1 Child (Yearly)

$2,247 ₹213.4K

$1,118 ₱70.4K

100.89%

Jeans (Levis 501 Or Similar)

$24.11 ₹2,290

$19.46 ₱1,225

23.90%

Summer Dress (H&M, Zara, etc)

$27.85 ₹2,645

$16.21 ₱1,021

71.81%

Sport Shoes (Adidas, Nike)

$52.4 ₹4,977

$32.14 ₱2,023

63.07%

Men's Leather Business Shoes

$42.90 ₹4,074

$48.08 ₱3,027

-10.77%

1-bedroom Apartment, City Center (Monthly)

$267 ₹25.4K

$262 ₱16.5K

2.00%

1-bedroom Apartment, Outside City Center (Monthly)

$156 ₹14.8K

$170 ₱10.7K

-8.37%

3-bedroom Apartment, City Center (Monthly)

$734 ₹69.7K

$523 ₱32.9K

40.48%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₹37.5K

$356 ₱22.4K

10.73%

Buy Apartment in City Center (m2)

$2,507 ₹238.0K

$2,438 ₱153.5K

2.81%

Buy Apartment Outside City Center (m2)

$1,020 ₹96.8K

$994 ₱62.6K

2.63%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

$339 ₱21.3K

79.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

38.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 12, 2026

Last update for San Fernando: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$156 29.9%

San Fernando

$170 24.2% 9.1% $14

Groceries & Markets

Delhi

$109 20.9%

San Fernando

$170 24.3% 56.5% $62

Eating Out

Delhi

$88 16.8%

San Fernando

$72 10.3% 18% $16

Clothing & Footwear

Delhi

$66 12.7%

San Fernando

$52 7.4% 21.3% $14

Monthly Utilities & Internet

Delhi

$53 10.2%

San Fernando

$183 26% 242% $129

Sport & Entertainment

Delhi

$30 5.7%

San Fernando

$42 5.9% 40.3% $12

Getting Around

Delhi

$20 3.8%

San Fernando

$14 2% 30.9% $6.2

Cost Breakdown

A central one-bedroom costs $267 in Delhi versus $262 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 79% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21.00 in Delhi versus $17.00 in San Fernando. Groceries tell a different story – $109 in Delhi vs $170 in San Fernando – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Delhi

🇵🇭 San Fernando

🕒 Local time

20:37 8:37 PM

23:07 11:07 PM

2 h 30 min ahead of Delhi

🌤 Weather

👥 Population

16,787,941 Capital

354,666

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

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Between locations

Delhi San Fernando 4,710 km ≈ 6 h nonstop flight

From you

Delhi
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs San Fernando: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $522 in Delhi, $703 in San Fernando – roughly 35% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $783 per month in Delhi and $1,055 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Delhi and $17.00 in San Fernando. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $522 in Delhi and $703 in San Fernando. That's a gap of about 35%.

$1,200 covers both cities comfortably – all-in costs are $522 in Delhi and $703 in San Fernando, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Fernando makes more sense. Both are solid long-term options with distinct trade-offs.