Last update: Oct 2026

Cost of Living Comparison Between Delhi and Jammu

For one person, living is cheaper in Jammu: $353 a month against $526 in Delhi, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Delhi
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Delhi Living Index
17

Cost of Living Index in Jammu
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Jammu Living Index

Jump to prices

Delhi

🇮🇳 India

$526

/mo nomad

Jammu

🇮🇳 India

$353

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Jammu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Jammu actually costs, broken down by who's living it.

A single person spends $526 per month in Delhi vs $353 in Jammu, rent included.

Delhi $526
Jammu $353

A couple spends around $882 per month in Delhi vs $574 in Jammu, rent included.

Delhi $882
Jammu $574

A family of three spends $1,239 per month in Delhi vs $795 in Jammu, rent included.

Delhi $1,239
Jammu $795

Delhi costs about 49% more than Jammu, and outside of rent the biggest gap is in groceries.

Both Delhi and Jammu are more affordable than the global median – Delhi 61% lower, Jammu 74% lower.

Meal at Budget Restaurant

$3.70 ₹352

$3.60 ₹342

2.78%

Three-Course Dinner for Two, Mid-Range

$21.33 ₹2,026

$11.66 ₹1,107

82.93%

Fast Food Meal (McDonalds, etc)

$3.69 ₹351

$3.77 ₹358

-2.12%

Cappuccino

$2.30 ₹218

$1.06 ₹101

116.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.82

$0.33 ₹31.53

18.18%

Water (0.33 liter bottle)

$0.15 ₹14.05

$0.11 ₹10.74

36.36%

Local Beer (0.5 liter draught)

$2.05 ₹195

$1.54 ₹147

33.12%

Imported Beer (0.33 liter bottle)

$3.13 ₹297

$3.25 ₹308

-3.69%

Milk (1 liter)

$0.69 ₹65.9

$0.67 ₹63.3

2.99%

White Bread (500g)

$0.58 ₹54.6

$0.38 ₹35.75

52.63%

Rice (white) (1kg)

$0.78 ₹74.0

$0.83 ₹78.7

-6.02%

Eggs

$1.15 ₹109

$0.94 ₹89.7

22.34%

Local Cheese (1kg)

$4.28 ₹407

$3.96 ₹376

8.08%

Chicken Fillets (1kg)

$3.52 ₹334

$1.51 ₹144

133.11%

Apples (1kg)

$1.93 ₹184

$1.12 ₹106

72.32%

Banana (1kg)

$0.79 ₹75.1

$0.99 ₹94.0

-20.20%

Oranges (1kg)

$1.01 ₹95.6

$0.73 ₹69.6

38.36%

Tomato (1kg)

$0.53 ₹50.0

$0.53 ₹49.87

Potato (1kg)

$0.28 ₹26.21

$0.34 ₹32.33

-17.65%

Onion (1kg)

$0.37 ₹35.46

$0.51 ₹48.30

-27.45%

Lettuce (1 head)

$0.44 ₹41.89

$0.60 ₹56.7

-26.67%

Water (1.5 liter bottle)

$0.31 ₹29.89

$0.29 ₹27.34

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹470

$4.28 ₹407

15.65%

Wine (Bottle)

$8.57 ₹814

$7.79 ₹740

10.01%

Local Beer (0.5 liter bottle)

$1.61 ₹152

$1.36 ₹129

18.38%

Imported Beer (0.33 liter bottle)

$2.66 ₹253

$3.19 ₹303

-16.61%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.40 ₹608

$2.85 ₹271

124.56%

One-way Ticket (Public Transport)

$0.51 ₹48.63

$0.27 ₹25.85

88.89%

Public Transport Monthly Pass (Regular Price)

$15.59 ₹1,481

$3.23 ₹307

382.66%

Taxi Start (Normal Tariff)

$1.04 ₹98.4

$1.53 ₹146

-32.03%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.79

$0.25 ₹23.69

8.00%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.81 ₹171

-14.92%

Gasoline (1 liter)

$1.11 ₹106

$1.11 ₹105

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$11.4K ₹1.1M

0.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$22.6K ₹2.1M

-16.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.45 ₹4,031

$47.18 ₹4,480

-10.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.20 ₹399

$3.21 ₹305

30.84%

Internet (50+ Mbps, Unlimited Data)

$6.89 ₹654

$6.40 ₹608

7.66%

Gym Membership (Monthly)

$20.09 ₹1,908

$13.65 ₹1,296

47.18%

Tennis Court (1 Hour on Weekend)

$7.89 ₹749

$6.59 ₹625

19.73%

Cinema Ticket

$5.31 ₹504

$2.62 ₹249

102.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$101 ₹9,571

$36.62 ₹3,477

175.23%

International Primary School, 1 Child (Yearly)

$2,315 ₹219.8K

$1,077 ₹102.3K

114.96%

Jeans (Levis 501 Or Similar)

$24.64 ₹2,340

$25.90 ₹2,459

-4.86%

Summer Dress (H&M, Zara, etc)

$28.82 ₹2,737

$31.86 ₹3,025

-9.54%

Sport Shoes (Adidas, Nike)

$53.6 ₹5,088

$41.61 ₹3,952

28.77%

Men's Leather Business Shoes

$44.17 ₹4,194

$28.08 ₹2,667

57.30%

1-bedroom Apartment, City Center (Monthly)

$271 ₹25.8K

$93.5 ₹8,876

190.21%

1-bedroom Apartment, Outside City Center (Monthly)

$157 ₹14.9K

$53.5 ₹5,076

193.68%

3-bedroom Apartment, City Center (Monthly)

$744 ₹70.6K

$245 ₹23.3K

203.47%

3-bedroom Apartment, Outside City Center (Monthly)

$405 ₹38.4K

$160 ₹15.2K

152.61%

Buy Apartment in City Center (m2)

$2,574 ₹244.4K

$969 ₹92.0K

165.62%

Buy Apartment Outside City Center (m2)

$1,003 ₹95.2K

$534 ₹50.7K

87.81%

Average Monthly Net Salary (After Tax)

$615 ₹58.4K

$490 ₹46.6K

25.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

11.75

-29.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 18, 2026

Last update for Jammu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$157 29.9%

Jammu

$53 15.1% 65.9% $104

Groceries & Markets

Delhi

$110 20.8%

Jammu

$91 25.7% 17.2% $19

Eating Out

Delhi

$87 16.5%

Jammu

$69 19.5% 20.8% $18

Clothing & Footwear

Delhi

$68 12.9%

Jammu

$57 16.2% 15.7% $11

Monthly Utilities & Internet

Delhi

$54 10.2%

Jammu

$57 16.1% 6.1% $3.3

Sport & Entertainment

Delhi

$31 5.8%

Jammu

$19 5.4% 38.5% $12

Getting Around

Delhi

$20 3.8%

Jammu

$7.1 2% 64.6% $13

Cost Breakdown

A central one-bedroom costs $271 in Delhi versus $93.5 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Delhi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Delhi versus $12.00 in Jammu. Monthly groceries follow the same trend: $110 vs $91.0 – making Jammu the more affordable choice for daily food spending.

Good to know

🇮🇳 Delhi

🇮🇳 Jammu

🕒 Local time

18:49 6:49 PM

Same time as Delhi

🌤 Weather

👥 Population

16,787,941 Capital

502,197

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Delhi Jammu 510 km ≈ 1 h 15 min nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Jammu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $526 in Delhi, $353 in Jammu – roughly 49% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $789 per month in Delhi and $530 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Delhi and $12.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $526 in Delhi and $353 in Jammu. That's a gap of about 49%.

$1,000 covers both cities comfortably – all-in costs are $526 in Delhi and $353 in Jammu, leaving budget for savings and extras in both cases.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delhi makes more sense. Both are solid long-term options with distinct trade-offs.