Last update: Oct 2026

Cost of Living Comparison Between Delhi and Dharwad

For one person, living is cheaper in Dharwad: $374 a month against $537 in Delhi, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Delhi
Learn more

Delhi Living Index
18

Cost of Living Index in Dharwad
Learn more

Dharwad Living Index

Jump to prices

Delhi

🇮🇳 India

$537

/mo nomad

Dharwad

🇮🇳 India

$374

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Dharwad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Dharwad actually costs, broken down by who's living it.

A single person spends $537 per month in Delhi vs $374 in Dharwad, rent included.

Delhi $537
Dharwad $374

A couple spends around $908 per month in Delhi vs $592 in Dharwad, rent included.

Delhi $908
Dharwad $592

A family of three spends $1,279 per month in Delhi vs $809 in Dharwad, rent included.

Delhi $1,279
Dharwad $809

Delhi costs about 43% more than Dharwad, and outside of rent the biggest gap is in eating out.

Both Delhi and Dharwad are more affordable than the global median – Delhi 60% lower, Dharwad 72% lower.

Meal at Budget Restaurant

$4.05 ₹383

$3.31 ₹313

22.36%

Three-Course Dinner for Two, Mid-Range

$21.39 ₹2,021

$7.24 ₹684

195.44%

Fast Food Meal (McDonalds, etc)

$3.86 ₹364

$3.76 ₹355

2.66%

Cappuccino

$2.41 ₹228

$1.64 ₹155

46.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹34.99

$0.38 ₹35.84

-2.63%

Water (0.33 liter bottle)

$0.16 ₹14.94

$0.10 ₹9.65

60.00%

Local Beer (0.5 liter draught)

$2.07 ₹196

$1.55 ₹146

33.55%

Imported Beer (0.33 liter bottle)

$3.13 ₹296

$2.93 ₹277

6.83%

Milk (1 liter)

$0.71 ₹66.6

$0.68 ₹64.3

4.41%

White Bread (500g)

$0.58 ₹54.5

$0.44 ₹41.66

31.82%

Rice (white) (1kg)

$0.76 ₹71.4

$0.69 ₹64.9

10.14%

Eggs

$1.17 ₹111

$0.84 ₹79.7

39.29%

Local Cheese (1kg)

$4.26 ₹403

$4.64 ₹438

-8.19%

Chicken Fillets (1kg)

$3.34 ₹316

$2.92 ₹276

14.38%

Apples (1kg)

$2.03 ₹192

$1.87 ₹177

8.56%

Banana (1kg)

$0.75 ₹70.5

$0.63 ₹59.3

19.05%

Oranges (1kg)

$1.03 ₹97.1

$0.94 ₹88.9

9.57%

Tomato (1kg)

$0.53 ₹49.95

$0.45 ₹42.55

17.78%

Potato (1kg)

$0.28 ₹26.08

$0.35 ₹33.52

-20.00%

Onion (1kg)

$0.41 ₹39.18

$0.38 ₹35.44

7.89%

Lettuce (1 head)

$0.41 ₹38.69

$0.47 ₹44.11

-12.77%

Water (1.5 liter bottle)

$0.29 ₹27.10

$0.31 ₹29.58

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.20 ₹491

$4.99 ₹472

4.21%

Wine (Bottle)

$8.60 ₹813

$7.48 ₹706

14.97%

Local Beer (0.5 liter bottle)

$1.62 ₹153

$1.66 ₹157

-2.41%

Imported Beer (0.33 liter bottle)

$2.57 ₹243

$2.74 ₹258

-6.20%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.70 ₹632

$5.06 ₹478

32.41%

One-way Ticket (Public Transport)

$0.44 ₹41.34

$0.21 ₹19.76

109.52%

Public Transport Monthly Pass (Regular Price)

$13.29 ₹1,255

$7.05 ₹666

88.51%

Taxi Start (Normal Tariff)

$1.03 ₹97.3

$0.80 ₹75.8

28.75%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.69

$0.27 ₹25.67

-7.41%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₹197

$1.60 ₹151

30.00%

Gasoline (1 liter)

$1.12 ₹106

$1.13 ₹106

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$11.4K ₹1.1M

0.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$19.6K ₹1.9M

-1.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.54 ₹3,735

$34.36 ₹3,246

15.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ₹407

$3.17 ₹300

35.96%

Internet (50+ Mbps, Unlimited Data)

$6.66 ₹629

$5.62 ₹531

18.51%

Gym Membership (Monthly)

$26.46 ₹2,500

$13.98 ₹1,321

89.27%

Tennis Court (1 Hour on Weekend)

$8.22 ₹776

$6.46 ₹611

27.24%

Cinema Ticket

$5.36 ₹506

$2.87 ₹271

86.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$104 ₹9,801

$45.89 ₹4,335

126.08%

International Primary School, 1 Child (Yearly)

$10.8K ₹1.0M

$1,414 ₹133.6K

665.33%

Jeans (Levis 501 Or Similar)

$24.48 ₹2,312

$21.93 ₹2,072

11.63%

Summer Dress (H&M, Zara, etc)

$28.28 ₹2,671

$23.56 ₹2,226

20.03%

Sport Shoes (Adidas, Nike)

$52.0 ₹4,915

$39.27 ₹3,710

32.49%

Men's Leather Business Shoes

$43.51 ₹4,111

$28.39 ₹2,682

53.26%

1-bedroom Apartment, City Center (Monthly)

$278 ₹26.2K

$119 ₹11.3K

132.98%

1-bedroom Apartment, Outside City Center (Monthly)

$165 ₹15.5K

$76.5 ₹7,229

115.02%

3-bedroom Apartment, City Center (Monthly)

$821 ₹77.5K

$263 ₹24.9K

211.62%

3-bedroom Apartment, Outside City Center (Monthly)

$434 ₹41.0K

$185 ₹17.5K

134.65%

Buy Apartment in City Center (m2)

$2,670 ₹252.2K

$932 ₹88.1K

186.40%

Buy Apartment Outside City Center (m2)

$1,130 ₹106.8K

$536 ₹50.6K

110.89%

Average Monthly Net Salary (After Tax)

$566 ₹53.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.35

8.86

-5.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 31, 2026

Last update for Dharwad: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$165 30.7%

Dharwad

$77 20.4% 53.5% $88

Groceries & Markets

Delhi

$109 20.2%

Dharwad

$101 27% 6.9% $7.4

Eating Out

Delhi

$92 17.1%

Dharwad

$73 19.5% 20.4% $19

Clothing & Footwear

Delhi

$67 12.4%

Dharwad

$51 13.6% 23.7% $16

Monthly Utilities & Internet

Delhi

$51 9.4%

Dharwad

$43 11.5% 14.6% $7.4

Sport & Entertainment

Delhi

$37 6.9%

Dharwad

$20 5.3% 47% $17

Getting Around

Delhi

$17 3.2%

Dharwad

$10 2.7% 42% $7.3

Cost Breakdown

A central one-bedroom costs $278 in Delhi versus $119 in Dharwad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21 in Delhi versus $7 in Dharwad. Monthly groceries follow the same trend: $109 vs $101 – making Dharwad the more affordable choice for daily food spending.

Good to know

🇮🇳 Delhi

🇮🇳 Dharwad

🕒 Local time

14:54 2:54 PM

Same time as Delhi

🌤 Weather

👥 Population

16,787,941 Capital

100,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Between locations

Delhi Dharwad 1,490 km ≈ 2 h 15 min nonstop flight

From you

Delhi
Dharwad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Dharwad: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $537 in Delhi, $374 in Dharwad – Dharwad comes out roughly 30% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $805 per month in Delhi and $562 in Dharwad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dharwad, especially for central apartments: a one-bedroom in the center costs $119 there versus $278 in Delhi.

A mid-range dinner for two costs $21 in Delhi and $7 in Dharwad. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $537 in Delhi and $374 in Dharwad. That makes Dharwad about 30% cheaper.

$1,200 covers both cities comfortably – all-in costs are $537 in Delhi and $374 in Dharwad, leaving budget for savings and extras in both cases.

Families tend to lean toward Dharwad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Dharwad is the easier option financially – housing and daily costs are lower, and overall it costs about 30% less, which matters a lot on a fixed budget or early-career salary.