Cost of Living Comparison Between Delhi and Belgaum Cost of Living Comparison Between Delhi and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $527 in Delhi versus $311 in Belgaum.

Estimated couple costs with rent: $880 in Delhi versus $530 in Belgaum.

Monthly costs for a family of three with rent: $1,232 in Delhi versus $749 in Belgaum.

Living in Delhi is roughly 69% more expensive than in Belgaum, driven mainly by Eating Out.

Both cities sit below the global median: Delhi 61% lower, Belgaum 77% lower.

Meal at Budget Restaurant

$3.66 ₹351

$1.81 ₹173

102.21%

Three-Course Dinner for Two, Mid-Range

$20.58 ₹1,974

$10.48 ₹1,005

96.37%

Fast Food Meal (McDonalds, etc)

$3.87 ₹371

$2.69 ₹257

43.87%

Cappuccino

$2.37 ₹227

$1.66 ₹159

42.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.47

$0.33 ₹32.07

15.15%

Water (0.33 liter bottle)

$0.16 ₹15.65

$0.10 ₹9.46

60.00%

Local Beer (0.5 liter draught)

$2.06 ₹197

$0.98 ₹94.3

110.20%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$2.17 ₹208

42.40%

Milk (1 liter)

$0.69 ₹66.1

$0.73 ₹69.6

-5.48%

White Bread (500g)

$0.52 ₹49.80

$0.47 ₹44.84

10.64%

Rice (white) (1kg)

$0.79 ₹75.7

$0.55 ₹52.7

43.64%

Eggs

$1.12 ₹107

$0.76 ₹72.8

47.37%

Local Cheese (1kg)

$4.42 ₹424

$4.24 ₹407

4.25%

Chicken Fillets (1kg)

$3.40 ₹326

$2.58 ₹247

31.78%

Apples (1kg)

$2.01 ₹193

$1.61 ₹155

24.84%

Banana (1kg)

$0.74 ₹71.3

$0.67 ₹64.0

10.45%

Oranges (1kg)

$0.98 ₹94.0

$1.47 ₹141

-33.33%

Tomato (1kg)

$0.54 ₹52.1

$0.31 ₹29.78

74.19%

Potato (1kg)

$0.29 ₹27.69

$0.34 ₹32.84

-14.71%

Onion (1kg)

$0.41 ₹39.12

$0.33 ₹31.95

24.24%

Lettuce (1 head)

$0.49 ₹46.61

$0.27 ₹26.14

81.48%

Water (1.5 liter bottle)

$0.29 ₹27.54

$0.29 ₹27.69

Cigarettes 20 Pack (Marlboro, Camel)

$4.96 ₹475

$4.16 ₹398

19.23%

Wine (Bottle)

$8.59 ₹824

$3.70 ₹355

132.16%

Local Beer (0.5 liter bottle)

$1.67 ₹160

$1.32 ₹127

26.52%

Imported Beer (0.33 liter bottle)

$2.71 ₹260

$2.03 ₹194

33.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.18 ₹592

$4.38 ₹420

41.10%

One-way Ticket (Public Transport)

$0.44 ₹41.88

$0.22 ₹21.11

100.00%

Public Transport Monthly Pass (Regular Price)

$15.54 ₹1,490

$14.81 ₹1,420

4.93%

Taxi Start (Normal Tariff)

$0.96 ₹91.8

$1.06 ₹101

-9.43%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.82

$0.50 ₹47.88

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹153

$0.85 ₹81.1

87.06%

Gasoline (1 liter)

$1.10 ₹105

$1.06 ₹102

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$10.9K ₹1.0M

4.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$18.2K ₹1.7M

5.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.81 ₹4,009

$30.47 ₹2,921

37.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.10 ₹393

$3.17 ₹304

29.34%

Internet (50+ Mbps, Unlimited Data)

$6.84 ₹656

$5.36 ₹514

27.61%

Gym Membership (Monthly)

$19.63 ₹1,882

$4.87 ₹467

303.08%

Tennis Court (1 Hour on Weekend)

$8.42 ₹807

$5.64 ₹541

49.29%

Cinema Ticket

$5.12 ₹491

$2.05 ₹197

149.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.2 ₹9,513

$20.53 ₹1,968

383.29%

International Primary School, 1 Child (Yearly)

$2,050 ₹196.6K

$868 ₹83.2K

136.25%

Jeans (Levis 501 Or Similar)

$25.16 ₹2,413

$13.63 ₹1,307

84.59%

Summer Dress (H&M, Zara, etc)

$28.75 ₹2,756

$32.21 ₹3,088

-10.74%

Sport Shoes (Adidas, Nike)

$52.9 ₹5,067

$31.56 ₹3,026

67.46%

Men's Leather Business Shoes

$46.54 ₹4,462

$22.15 ₹2,124

110.11%

1-bedroom Apartment, City Center (Monthly)

$270 ₹25.9K

$118 ₹11.3K

128.33%

1-bedroom Apartment, Outside City Center (Monthly)

$152 ₹14.6K

$63.1 ₹6,049

141.31%

3-bedroom Apartment, City Center (Monthly)

$690 ₹66.2K

$260 ₹24.9K

165.62%

3-bedroom Apartment, Outside City Center (Monthly)

$370 ₹35.5K

$196 ₹18.8K

88.45%

Buy Apartment in City Center (m2)

$2,525 ₹242.1K

$589 ₹56.5K

328.78%

Buy Apartment Outside City Center (m2)

$950 ₹91.1K

$404 ₹38.8K

134.98%

Average Monthly Net Salary (After Tax)

$582 ₹55.8K

$307 ₹29.4K

89.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.6

10.75

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: September 13, 2026

Last update for Belgaum: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Delhi and $118 in Belgaum. Housing cost is often the main lever when comparing two cities.

Delhi pays 90% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Delhi vs $10.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $109 vs $87.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Belgaum: Cost of Living - Frequently Asked Questions

Delhi and Belgaum differ by about 69% in total monthly costs ($527 vs $311 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 90% higher in Delhi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $270 in Delhi versus $118 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $10.00 versus $21.00 in Delhi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $527 per month in Delhi versus $311 in Belgaum – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Delhi and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 69% less than in Delhi. Beyond cost, consider language, visa policies, and how big the international community is in each city.