Last update: Oct 2026

Cost of Living Comparison Between Delhi and Belgaum

For one person, living is cheaper in Belgaum: $332 a month against $537 in Delhi, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

26

Cost of Living Index in Delhi
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Delhi Living Index
16

Cost of Living Index in Belgaum
Learn more

Belgaum Living Index

Jump to prices

Delhi

🇮🇳 India

$537

/mo nomad

Belgaum

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $537 in Delhi versus $332 in Belgaum.

Delhi $537
Belgaum $332

Estimated couple costs with rent: $908 in Delhi versus $558 in Belgaum.

Delhi $908
Belgaum $558

Monthly costs for a family of three with rent: $1,279 in Delhi versus $784 in Belgaum.

Delhi $1,279
Belgaum $784

Living in Delhi is roughly 62% more expensive than in Belgaum, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Delhi 60% lower, Belgaum 75% lower.

Meal at Budget Restaurant

$4.05 ₹383

$1.89 ₹178

114.29%

Three-Course Dinner for Two, Mid-Range

$21.39 ₹2,021

$10.75 ₹1,015

98.98%

Fast Food Meal (McDonalds, etc)

$3.86 ₹364

$2.61 ₹247

47.89%

Cappuccino

$2.41 ₹228

$1.61 ₹152

49.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹34.99

$0.36 ₹34.15

2.78%

Water (0.33 liter bottle)

$0.16 ₹14.94

$0.11 ₹10.51

45.45%

Local Beer (0.5 liter draught)

$2.07 ₹196

$0.93 ₹88.1

122.58%

Imported Beer (0.33 liter bottle)

$3.13 ₹296

$2.26 ₹213

38.50%

Milk (1 liter)

$0.71 ₹66.6

$0.71 ₹66.9

White Bread (500g)

$0.58 ₹54.5

$0.51 ₹48.35

13.73%

Rice (white) (1kg)

$0.76 ₹71.4

$0.62 ₹59.0

22.58%

Eggs

$1.17 ₹111

$0.77 ₹73.0

51.95%

Local Cheese (1kg)

$4.26 ₹403

$4.88 ₹461

-12.70%

Chicken Fillets (1kg)

$3.34 ₹316

$3.01 ₹284

10.96%

Apples (1kg)

$2.03 ₹192

$1.60 ₹151

26.87%

Banana (1kg)

$0.75 ₹70.5

$0.64 ₹60.6

17.19%

Oranges (1kg)

$1.03 ₹97.1

$1.52 ₹143

-32.24%

Tomato (1kg)

$0.53 ₹49.95

$0.31 ₹29.71

70.97%

Potato (1kg)

$0.28 ₹26.08

$0.38 ₹36.06

-26.32%

Onion (1kg)

$0.41 ₹39.18

$0.40 ₹37.56

2.50%

Lettuce (1 head)

$0.41 ₹38.69

$0.25 ₹23.43

64.00%

Water (1.5 liter bottle)

$0.29 ₹27.10

$0.31 ₹29.75

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.20 ₹491

$3.80 ₹359

36.84%

Wine (Bottle)

$8.60 ₹813

$5.44 ₹514

58.09%

Local Beer (0.5 liter bottle)

$1.62 ₹153

$1.40 ₹132

15.71%

Imported Beer (0.33 liter bottle)

$2.57 ₹243

$2.13 ₹201

20.66%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.70 ₹632

$2.62 ₹247

155.73%

One-way Ticket (Public Transport)

$0.44 ₹41.34

$0.20 ₹18.87

120.00%

Public Transport Monthly Pass (Regular Price)

$13.29 ₹1,255

$14.87 ₹1,404

-10.63%

Taxi Start (Normal Tariff)

$1.03 ₹97.3

$1.08 ₹102

-4.63%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.69

$0.51 ₹48.36

-50.98%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₹197

$0.87 ₹81.8

139.08%

Gasoline (1 liter)

$1.12 ₹106

$1.10 ₹104

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$10.9K ₹1.0M

5.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$18.4K ₹1.7M

4.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.54 ₹3,735

$29.82 ₹2,817

32.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ₹407

$3.14 ₹296

37.26%

Internet (50+ Mbps, Unlimited Data)

$6.66 ₹629

$5.66 ₹535

17.67%

Gym Membership (Monthly)

$26.46 ₹2,500

$4.64 ₹438

470.26%

Tennis Court (1 Hour on Weekend)

$8.22 ₹776

$6.55 ₹619

25.50%

Cinema Ticket

$5.36 ₹506

$2.08 ₹197

157.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$104 ₹9,801

$20.95 ₹1,979

395.23%

International Primary School, 1 Child (Yearly)

$10.8K ₹1.0M

$858 ₹81.0K

1162.01%

Jeans (Levis 501 Or Similar)

$24.48 ₹2,312

$13.53 ₹1,278

80.93%

Summer Dress (H&M, Zara, etc)

$28.28 ₹2,671

$35.81 ₹3,383

-21.03%

Sport Shoes (Adidas, Nike)

$52.0 ₹4,915

$43.50 ₹4,109

19.61%

Men's Leather Business Shoes

$43.51 ₹4,111

$23.60 ₹2,230

84.36%

1-bedroom Apartment, City Center (Monthly)

$278 ₹26.2K

$122 ₹11.5K

128.25%

1-bedroom Apartment, Outside City Center (Monthly)

$165 ₹15.5K

$64.0 ₹6,042

157.24%

3-bedroom Apartment, City Center (Monthly)

$821 ₹77.5K

$262 ₹24.8K

212.97%

3-bedroom Apartment, Outside City Center (Monthly)

$434 ₹41.0K

$194 ₹18.3K

123.53%

Buy Apartment in City Center (m2)

$2,670 ₹252.2K

$594 ₹56.1K

349.40%

Buy Apartment Outside City Center (m2)

$1,130 ₹106.8K

$404 ₹38.1K

180.03%

Average Monthly Net Salary (After Tax)

$566 ₹53.4K

$306 ₹28.9K

84.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.35

10.75

-22.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 31, 2026

Last update for Belgaum: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$165 30.7%

Belgaum

$64 19.3% 61.1% $101

Groceries & Markets

Delhi

$109 20.2%

Belgaum

$96 28.9% 11.8% $13

Eating Out

Delhi

$92 17.1%

Belgaum

$53 16.1% 41.8% $38

Clothing & Footwear

Delhi

$67 12.4%

Belgaum

$52 15.8% 21.5% $14

Monthly Utilities & Internet

Delhi

$51 9.4%

Belgaum

$39 11.6% 23.5% $12

Sport & Entertainment

Delhi

$37 6.9%

Belgaum

$8.8 2.7% 76.3% $28

Getting Around

Delhi

$17 3.2%

Belgaum

$19 5.8% 11.4% $2

Cost Breakdown

A one-bedroom apartment in the center runs $278 in Delhi and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

Delhi pays 85% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $21 in Delhi vs $11 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $109 vs $96 per month, with Belgaum cheaper across the board.

Good to know

🇮🇳 Delhi

🇮🇳 Belgaum

🕒 Local time

09:28 9:28 AM

Same time as Delhi

🌤 Weather

👥 Population

16,787,941 Capital

600,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Between locations

Delhi Belgaum 1,450 km ≈ 2 h 15 min nonstop flight

From you

Delhi
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Belgaum: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $537 in Delhi and $332 in Belgaum, so Belgaum is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 85% higher in Delhi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $278 in Delhi versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $11 versus $21 in Delhi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $537 per month in Delhi versus $332 in Belgaum – Belgaum is about 38% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Belgaum wins on affordability, Delhi on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.