Cost of Living Comparison Between Delhi and Belgaum Cost of Living Comparison Between Delhi and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $530 in Delhi versus $359 in Belgaum.

Estimated couple costs with rent: $864 in Delhi versus $602 in Belgaum.

Monthly costs for a family of three with rent: $1,197 in Delhi versus $844 in Belgaum.

Living in Delhi is roughly 48% more expensive than in Belgaum, driven mainly by Eating Out.

Both cities sit below the global median: Delhi 60% lower, Belgaum 73% lower.

Meal at Budget Restaurant

$4.57 ₹436

$2.28 ₹218

100.44%

Three-Course Dinner for Two, Mid-Range

$20.03 ₹1,910

$11.64 ₹1,110

72.08%

Fast Food Meal (McDonalds, etc)

$4.05 ₹387

$3.11 ₹296

30.23%

Cappuccino

$2.02 ₹192

$2.05 ₹196

-1.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹45.28

$0.41 ₹38.63

14.63%

Water (0.33 liter bottle)

$0.14 ₹13.38

$0.12 ₹11.02

16.67%

Local Beer (0.5 liter draught)

$2.12 ₹202

$1.07 ₹102

98.13%

Imported Beer (0.33 liter bottle)

$3.57 ₹340

$3.01 ₹287

18.60%

Milk (1 liter)

$0.74 ₹71.0

$0.70 ₹66.7

5.71%

White Bread (500g)

$0.60 ₹57.6

$0.30 ₹28.22

100.00%

Rice (white) (1kg)

$0.85 ₹81.3

$0.62 ₹59.3

37.10%

Eggs

$1.18 ₹113

$0.77 ₹73.8

53.25%

Local Cheese (1kg)

$4.49 ₹429

$4.91 ₹468

-8.55%

Chicken Fillets (1kg)

$3.42 ₹326

$2.85 ₹272

20.00%

Apples (1kg)

$2.13 ₹203

$1.62 ₹155

31.48%

Banana (1kg)

$0.84 ₹79.9

$1.08 ₹103

-22.22%

Oranges (1kg)

$1.01 ₹96.6

$1.81 ₹173

-44.20%

Tomato (1kg)

$0.61 ₹58.1

$0.33 ₹31.73

84.85%

Potato (1kg)

$0.39 ₹37.19

$0.42 ₹40.49

-7.14%

Onion (1kg)

$0.54 ₹51.5

$0.42 ₹40.53

28.57%

Lettuce (1 head)

$0.60 ₹57.0

$0.49 ₹46.44

22.45%

Water (1.5 liter bottle)

$0.34 ₹32.27

$0.34 ₹32.32

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 ₹386

$4.68 ₹447

-13.46%

Wine (Bottle)

$9.32 ₹889

$5.20 ₹496

79.23%

Local Beer (0.5 liter bottle)

$1.87 ₹178

$1.42 ₹135

31.69%

Imported Beer (0.33 liter bottle)

$2.73 ₹260

$2.23 ₹213

22.42%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.40 ₹515

$5.08 ₹484

6.30%

One-way Ticket (Public Transport)

$0.50 ₹48.05

$0.19 ₹18.14

163.16%

Public Transport Monthly Pass (Regular Price)

$11.57 ₹1,103

$8.86 ₹845

30.59%

Taxi Start (Normal Tariff)

$0.61 ₹58.0

$1.14 ₹109

-46.49%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.79

$0.59 ₹55.9

-49.15%

Taxi 1hour Waiting (Normal Tariff)

$1.25 ₹119

$1.47 ₹140

-14.97%

Gasoline (1 liter)

$1.18 ₹113

$1.22 ₹116

-3.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$14.0K ₹1.3M

23.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₹2.3M

$20.3K ₹1.9M

16.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.6 ₹6,260

$50.9 ₹4,855

28.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.23 ₹403

$3.31 ₹316

27.79%

Internet (50+ Mbps, Unlimited Data)

$8.23 ₹785

$6.87 ₹655

19.80%

Gym Membership (Monthly)

$20.36 ₹1,942

$6.78 ₹646

200.29%

Tennis Court (1 Hour on Weekend)

$9.84 ₹939

$7.42 ₹708

32.61%

Cinema Ticket

$4.52 ₹431

$1.85 ₹176

144.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$80.6 ₹7,691

$23.63 ₹2,254

241.26%

International Primary School, 1 Child (Yearly)

$2,027 ₹193.3K

$1,147 ₹109.4K

76.63%

Jeans (Levis 501 Or Similar)

$28.26 ₹2,695

$19.25 ₹1,836

46.81%

Summer Dress (H&M, Zara, etc)

$30.88 ₹2,945

$25.37 ₹2,419

21.72%

Sport Shoes (Adidas, Nike)

$49.52 ₹4,723

$31.86 ₹3,038

55.43%

Men's Leather Business Shoes

$36.35 ₹3,466

$23.62 ₹2,253

53.90%

1-bedroom Apartment, City Center (Monthly)

$240 ₹22.9K

$133 ₹12.7K

80.64%

1-bedroom Apartment, Outside City Center (Monthly)

$137 ₹13.0K

$69.9 ₹6,671

95.45%

3-bedroom Apartment, City Center (Monthly)

$584 ₹55.7K

$286 ₹27.3K

103.83%

3-bedroom Apartment, Outside City Center (Monthly)

$321 ₹30.6K

$214 ₹20.4K

49.88%

Buy Apartment in City Center (m2)

$2,337 ₹222.9K

$574 ₹54.7K

307.35%

Buy Apartment Outside City Center (m2)

$956 ₹91.2K

$395 ₹37.7K

141.86%

Average Monthly Net Salary (After Tax)

$547 ₹52.2K

$474 ₹45.2K

15.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

-16.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: July 25, 2026

Last update for Belgaum: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $240 in Delhi and $133 in Belgaum. Housing cost is often the main lever when comparing two cities.

Delhi pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Delhi vs $12.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $117 vs $98.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Belgaum: Cost of Living - Frequently Asked Questions

Delhi and Belgaum differ by about 48% in total monthly costs ($530 vs $359 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 15% higher in Delhi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $240 in Delhi versus $133 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $20.00 in Delhi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $530 per month in Delhi versus $359 in Belgaum – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Delhi and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 48% less than in Delhi. Beyond cost, consider language, visa policies, and how big the international community is in each city.