Last update: Oct 2026

Cost of Living Comparison Between Delhi and An Najaf

For one person, living is cheaper in Delhi: $522 a month against $586 in An Najaf, rent and utilities included – about $770 less a year. The total is higher in An Najaf despite lower rent and utilities.

25

Cost of Living Index in Delhi
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Delhi Living Index
29

Cost of Living Index in An Najaf
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An Najaf Living Index

Jump to prices

Delhi

🇮🇳 India

$522

/mo nomad

An Najaf

🇮🇶 Iraq

$586

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in An Najaf

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in An Najaf actually costs, broken down by who's living it.

A single person spends $522 per month in Delhi vs $586 in An Najaf, rent included.

Delhi $522
An Najaf $586

A couple spends around $872 per month in Delhi vs $888 in An Najaf, rent included.

Delhi $872
An Najaf $888

A family of three spends $1,222 per month in Delhi vs $1,190 in An Najaf, rent included.

Delhi $1,222
An Najaf $1,190

Delhi is about 11% cheaper than An Najaf, and outside of rent the biggest gap is in groceries.

Both Delhi and An Najaf are more affordable than the global median – Delhi 61% lower, An Najaf 57% lower.

Meal at Budget Restaurant

$3.70 ₹351

$4.06 IQD 6,132

-8.87%

Three-Course Dinner for Two, Mid-Range

$21.05 ₹1,999

$19.68 IQD 29.7K

6.96%

Fast Food Meal (McDonalds, etc)

$3.73 ₹354

$4.25 IQD 6,429

-12.24%

Cappuccino

$2.35 ₹223

$2.29 IQD 3,455

2.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.21

$0.33 IQD 494

12.12%

Water (0.33 liter bottle)

$0.15 ₹13.93

$0.20 IQD 302

-25.00%

Local Beer (0.5 liter draught)

$2.14 ₹203

$3.22 IQD 4,872

-33.54%

Imported Beer (0.33 liter bottle)

$3.06 ₹291

$1.98 IQD 2,989

54.55%

Milk (1 liter)

$0.69 ₹65.1

$0.90 IQD 1,363

-23.33%

White Bread (500g)

$0.53 ₹50.0

$0.68 IQD 1,022

-22.06%

Rice (white) (1kg)

$0.77 ₹73.1

$1.31 IQD 1,981

-41.22%

Eggs

$1.11 ₹105

$1.48 IQD 2,240

-25.00%

Local Cheese (1kg)

$4.63 ₹440

$3.41 IQD 5,154

35.78%

Chicken Fillets (1kg)

$3.52 ₹334

$4.07 IQD 6,157

-13.51%

Beef Round Steak (1kg)

$9.27 IQD 14.0K

Apples (1kg)

$2.00 ₹190

$1.01 IQD 1,530

98.02%

Banana (1kg)

$0.74 ₹70.5

$0.96 IQD 1,445

-22.92%

Oranges (1kg)

$0.97 ₹92.6

$0.88 IQD 1,333

10.23%

Tomato (1kg)

$0.53 ₹49.92

$0.63 IQD 950

-15.87%

Potato (1kg)

$0.30 ₹28.61

$0.58 IQD 880

-48.28%

Onion (1kg)

$0.40 ₹37.82

$0.56 IQD 841

-28.57%

Lettuce (1 head)

$0.42 ₹39.62

$0.58 IQD 875

-27.59%

Water (1.5 liter bottle)

$0.31 ₹29.81

$0.49 IQD 742

-36.73%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹469

$1.70 IQD 2,564

190.59%

Wine (Bottle)

$8.21 ₹779

$11.66 IQD 17.6K

-29.59%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$1.92 IQD 2,907

-17.71%

Imported Beer (0.33 liter bottle)

$2.69 ₹255

$1.93 IQD 2,923

39.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.46 ₹43.46

$0.33 IQD 492

39.39%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,498

$18.92 IQD 28.6K

-16.60%

Taxi Start (Normal Tariff)

$1.07 ₹102

$1.34 IQD 2,022

-20.15%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

$1.29 IQD 1,942

-79.07%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$5.36 IQD 8,095

-70.52%

Gasoline (1 liter)

$1.07 ₹101

$0.39 IQD 584

174.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$12.0K IQD 18.1M

-11.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$16.7K IQD 25.3M

13.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.37 ₹4,024

$34.90 IQD 52.7K

21.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.03 ₹383

$14.79 IQD 22.3K

-72.75%

Internet (50+ Mbps, Unlimited Data)

$6.95 ₹660

$32.93 IQD 49.8K

-78.89%

Gym Membership (Monthly)

$19.18 ₹1,821

$25.24 IQD 38.1K

-24.01%

Tennis Court (1 Hour on Weekend)

$7.92 ₹752

Cinema Ticket

$5.27 ₹500

$8.38 IQD 12.7K

-37.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 ₹9,525

$147 IQD 222.3K

-31.82%

International Primary School, 1 Child (Yearly)

$2,247 ₹213.4K

$799 IQD 1.2M

181.26%

Jeans (Levis 501 Or Similar)

$24.11 ₹2,290

$14.90 IQD 22.5K

61.81%

Summer Dress (H&M, Zara, etc)

$27.85 ₹2,645

$23.76 IQD 35.9K

17.21%

Sport Shoes (Adidas, Nike)

$52.4 ₹4,977

$60.5 IQD 91.5K

-13.41%

Men's Leather Business Shoes

$42.90 ₹4,074

$41.72 IQD 63.0K

2.83%

1-bedroom Apartment, City Center (Monthly)

$267 ₹25.4K

$235 IQD 354.8K

13.85%

1-bedroom Apartment, Outside City Center (Monthly)

$156 ₹14.8K

$124 IQD 187.9K

25.41%

3-bedroom Apartment, City Center (Monthly)

$734 ₹69.7K

$319 IQD 481.5K

130.42%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₹37.5K

$194 IQD 292.4K

103.82%

Buy Apartment in City Center (m2)

$2,507 ₹238.0K

$1,118 IQD 1.7M

124.30%

Buy Apartment Outside City Center (m2)

$1,020 ₹96.8K

$455 IQD 687.3K

124.19%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

$659 IQD 996.4K

-7.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

4.12

102.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 12, 2026

Last update for An Najaf: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$156 29.9%

An Najaf

$124 21.2% 20.3% $32

Groceries & Markets

Delhi

$109 20.9%

An Najaf

$151 25.7% 38.4% $42

Eating Out

Delhi

$88 16.8%

An Najaf

$95 16.2% 7.9% $7

Clothing & Footwear

Delhi

$66 12.7%

An Najaf

$63 10.8% 4.3% $2.9

Monthly Utilities & Internet

Delhi

$53 10.2%

An Najaf

$83 14.1% 54.9% $29

Sport & Entertainment

Delhi

$30 5.7%

An Najaf

$42 7.2% 41.4% $12

Getting Around

Delhi

$20 3.8%

An Najaf

$28 4.8% 39.7% $8

Cost Breakdown

A central one-bedroom costs $267 in Delhi versus $235 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in An Najaf, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Delhi versus $20.00 in An Najaf. Groceries tell a different story – $109 in Delhi vs $151 in An Najaf – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Delhi

🇮🇶 An Najaf

🕒 Local time

01:32 1:32 AM

23:02 11:02 PM

2 h 30 min behind Delhi

🌤 Weather

👥 Population

16,787,941 Capital

1,221,248

💱 Currency

Indian Rupee INR ₹

Iraqi Dinar IQD ع.د

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Delhi An Najaf 3,170 km ≈ 4 h 30 min nonstop flight

From you

Delhi
An Najaf

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs An Najaf: Cost of Living - Frequently Asked Questions

An Najaf costs about 12% more than Delhi, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $783 per month in Delhi and $879 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $522 in Delhi and $586 in An Najaf. That's a gap of about 12%.

Public transport costs about 20% less in Delhi. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $522 in Delhi and $586 in An Najaf, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, An Najaf makes more sense. Both are solid long-term options with distinct trade-offs.