Last update: Oct 2026

Cost of Living Comparison Between Deinze and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,177 in Deinze, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Deinze
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Deinze Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Deinze

🇧🇪 Belgium

$2,177

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Deinze and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Deinze and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,177 in Deinze versus $918 in Cebu.

Deinze $2,177
Cebu $918

Estimated couple costs with rent: $3,142 in Deinze versus $1,409 in Cebu.

Deinze $3,142
Cebu $1,409

Monthly costs for a family of three with rent: $4,107 in Deinze versus $1,900 in Cebu.

Deinze $4,107
Cebu $1,900

Living in Deinze is roughly 137% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Deinze is 61% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.34 €19.87

$3.09 ₱194

622.98%

Three-Course Dinner for Two, Mid-Range

$103 €91.3

$24.22 ₱1,525

323.74%

Fast Food Meal (McDonalds, etc)

$11.06 €9.83

$3.92 ₱247

182.14%

Cappuccino

$4.35 €3.87

$2.51 ₱158

73.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.41 €3.03

$1.59 ₱100

114.47%

Water (0.33 liter bottle)

$2.88 €2.56

$0.53 ₱33.43

443.40%

Local Beer (0.5 liter draught)

$5.65 €5.03

$1.78 ₱112

217.42%

Imported Beer (0.33 liter bottle)

$5.60 €4.98

$2.17 ₱137

158.06%

Milk (1 liter)

$1.20 €1.07

$1.92 ₱121

-37.50%

White Bread (500g)

$2.71 €2.41

$1.36 ₱85.4

99.26%

Rice (white) (1kg)

$2.03 €1.80

$1.01 ₱63.5

100.99%

Eggs

$4.02 €3.57

$2.03 ₱128

98.03%

Local Cheese (1kg)

$18.62 €16.57

$9.86 ₱621

88.84%

Chicken Fillets (1kg)

$12.24 €10.89

$4.39 ₱277

178.82%

Beef Round Steak (1kg)

$19.32 €17.19

$7.60 ₱479

154.21%

Apples (1kg)

$2.73 €2.43

$3.30 ₱208

-17.27%

Banana (1kg)

$2.29 €2.03

$1.39 ₱87.8

64.75%

Oranges (1kg)

$2.60 €2.31

$2.33 ₱147

11.59%

Tomato (1kg)

$2.73 €2.43

$1.50 ₱94.3

82.00%

Potato (1kg)

$2.29 €2.04

$2.36 ₱149

-2.97%

Onion (1kg)

$1.74 €1.55

$1.90 ₱119

-8.42%

Lettuce (1 head)

$1.49 €1.32

$1.19 ₱74.9

25.21%

Water (1.5 liter bottle)

$1.09 €0.97

$0.63 ₱39.71

73.02%

Cigarettes 20 Pack (Marlboro, Camel)

$13.42 €11.93

$3.00 ₱189

347.33%

Wine (Bottle)

$7.16 €6.37

$6.03 ₱379

18.74%

Local Beer (0.5 liter bottle)

$1.93 €1.72

$1.23 ₱77.7

56.91%

Imported Beer (0.33 liter bottle)

$2.28 €2.02

$1.75 ₱110

30.29%

One-way Ticket (Public Transport)

$2.88 €2.56

$0.25 ₱15.86

1052.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$10.13 €9.01

$0.77 ₱48.62

1215.58%

Taxi (Normal Tariff) (1km)

$2.51 €2.23

$0.23 ₱14.53

991.30%

Taxi 1hour Waiting (Normal Tariff)

$25.42 €22.61

$4.46 ₱281

469.96%

Gasoline (1 liter)

$2.04 €1.82

$1.31 ₱82.8

55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.1K

$21.2K ₱1.3M

70.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K €29.7K

$19.1K ₱1.2M

74.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 €201

$120 ₱7,569

87.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.36 €19.00

$14.00 ₱882

52.57%

Internet (50+ Mbps, Unlimited Data)

$50.2 €44.61

$27.54 ₱1,734

82.10%

Gym Membership (Monthly)

$37.01 €32.92

$32.33 ₱2,035

14.48%

Tennis Court (1 Hour on Weekend)

$19.37 €17.23

$6.65 ₱419

191.28%

Cinema Ticket

$15.53 €13.81

$5.65 ₱356

174.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 €503

$275 ₱17.3K

105.34%

International Primary School, 1 Child (Yearly)

$16.4K €14.6K

$7,918 ₱498.5K

107.66%

Jeans (Levis 501 Or Similar)

$96.4 €85.8

$49.33 ₱3,106

95.44%

Summer Dress (H&M, Zara, etc)

$39.65 €35.27

$25.24 ₱1,589

57.09%

Sport Shoes (Adidas, Nike)

$108 €96.3

$77.0 ₱4,846

40.68%

Men's Leather Business Shoes

$148 €132

$57.2 ₱3,601

158.69%

1-bedroom Apartment, City Center (Monthly)

$974 €866

$500 ₱31.5K

94.97%

1-bedroom Apartment, Outside City Center (Monthly)

$924 €822

$309 ₱19.4K

199.36%

3-bedroom Apartment, City Center (Monthly)

$1,187 €1,055

$1,078 ₱67.9K

10.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,166 €1,037

$615 ₱38.7K

89.58%

Buy Apartment in City Center (m2)

$4,158 €3,699

$2,886 ₱181.7K

44.08%

Buy Apartment Outside City Center (m2)

$2,922 €2,599

$1,917 ₱120.7K

52.47%

Average Monthly Net Salary (After Tax)

$2,302 €2,047

$346 ₱21.8K

565.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.52

7.2

-51.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Deinze: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Deinze

$924 42.5%

Cebu

$309 33.6% 66.6% $616

Groceries & Markets

Deinze

$348 16%

Cebu

$206 22.4% 40.8% $142

Eating Out

Deinze

$329 15.1%

Cebu

$88 9.6% 73.1% $240

Monthly Utilities & Internet

Deinze

$297 13.7%

Cebu

$162 17.6% 45.6% $136

Clothing & Footwear

Deinze

$177 8.1%

Cebu

$94 10.2% 46.8% $83

Sport & Entertainment

Deinze

$68 3.1%

Cebu

$44 4.8% 35.9% $24

Getting Around

Deinze

$34 * 1.6%

Cebu

$16 1.7% 54.4% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $974 in Deinze and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Deinze pays 565% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $103 in Deinze vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $348 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Deinze

🇵🇭 Cebu

🕒 Local time

04:22 4:22 AM

10:22 10:22 AM

6 h ahead of Deinze

🌤 Weather

👥 Population

29,815

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Deinze Cebu 11,120 km ≈ 14 h nonstop flight

From you

Deinze
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Deinze vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 137% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 565% higher in Deinze, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $974 in Deinze versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 69% higher in Deinze. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,177 per month in Deinze versus $918 in Cebu – a 137% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,177 in Deinze, a $1,500 budget is realistic in Cebu but tight or insufficient in Deinze. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Deinze, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Deinze and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 137% less than in Deinze. Beyond cost, consider language, visa policies, and how big the international community is in each city.