Last update: Oct 2026

Cost of Living Comparison Between Cupertino, CA and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $3,358 in Cupertino, CA, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

164

Cost of Living Index in Cupertino, CA
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Cupertino, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Cupertino, CA

🇺🇸 United States

$3,358

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Cupertino, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cupertino, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $3,358 per month in Cupertino, CA vs $2,561 in Toronto, rent included.

Cupertino, CA $3,358
Toronto $2,561

A couple spends around $5,303 per month in Cupertino, CA vs $3,694 in Toronto, rent included.

Cupertino, CA $5,303
Toronto $3,694

A family of three spends $7,248 per month in Cupertino, CA vs $4,826 in Toronto, rent included.

Cupertino, CA $7,248
Toronto $4,826

Cupertino, CA costs about 31% more than Toronto, and outside of rent the biggest gap is in eating out.

Both Cupertino, CA and Toronto sit above the global median – Cupertino, CA by 149%, Toronto by 90%.

Meal at Budget Restaurant

$25.18 $25.18

$17.18 CA$24.29

46.57%

Three-Course Dinner for Two, Mid-Range

$50.1 $50.1

$76.0 CA$107

-34.08%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$10.54 CA$14.89

-6.26%

Cappuccino

$6.11 $6.11

$4.02 CA$5.68

51.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 $2.45

$2.12 CA$3.00

15.57%

Water (0.33 liter bottle)

$2.20 $2.20

$1.75 CA$2.48

25.71%

Local Beer (0.5 liter draught)

$6.80 $6.80

$6.24 CA$8.83

8.97%

Imported Beer (0.33 liter bottle)

$7.80 $7.80

$7.09 CA$10.02

10.01%

Milk (1 liter)

$1.30 $1.30

$2.44 CA$3.45

-46.72%

White Bread (500g)

$3.34 $3.34

$2.68 CA$3.78

24.63%

Rice (white) (1kg)

$4.30 $4.30

$2.24 CA$3.17

91.96%

Eggs

$5.09 $5.09

$3.56 CA$5.03

42.98%

Local Cheese (1kg)

$6.65 $6.65

$9.09 CA$12.85

-26.84%

Chicken Fillets (1kg)

$13.46 $13.46

$11.33 CA$16.01

18.80%

Beef Round Steak (1kg)

$13.14 $13.14

$14.53 CA$20.55

-9.57%

Apples (1kg)

$3.87 $3.87

$3.62 CA$5.12

6.91%

Banana (1kg)

$2.13 $2.13

$1.21 CA$1.72

76.03%

Oranges (1kg)

$2.23 $2.23

$3.60 CA$5.09

-38.06%

Tomato (1kg)

$2.80 $2.80

$4.21 CA$5.96

-33.49%

Potato (1kg)

$2.51 $2.51

$1.79 CA$2.53

40.22%

Onion (1kg)

$3.15 $3.15

$1.59 CA$2.25

98.11%

Lettuce (1 head)

$2.47 $2.47

$2.27 CA$3.21

8.81%

Water (1.5 liter bottle)

$1.02 $1.02

$1.25 CA$1.77

-18.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.68 $11.68

$13.82 CA$19.53

-15.48%

Wine (Bottle)

$12.88 $12.88

$14.27 CA$20.18

-9.74%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.20 CA$3.10

-13.18%

Imported Beer (0.33 liter bottle)

$2.00 $2.00

$2.43 CA$3.44

-17.70%

One-way Ticket (Public Transport)

$2.96 $2.96

$2.39 CA$3.38

23.85%

Public Transport Monthly Pass (Regular Price)

$139 $139

$111 CA$157

25.26%

Taxi Start (Normal Tariff)

$4.22 $4.22

$2.91 CA$4.12

45.02%

Taxi (Normal Tariff) (1km)

$2.08 $2.08

$1.20 CA$1.69

73.33%

Taxi 1hour Waiting (Normal Tariff)

$29.90 $29.90

$21.38 CA$30.23

39.85%

Gasoline (1 liter)

$1.48 $1.48

$1.21 CA$1.71

22.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$28.2K CA$39.8K

30.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$20.3K CA$28.6K

33.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 $257

$120 CA$170

113.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.6 $61.6

$32.26 CA$45.60

90.79%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$47.93 CA$67.8

36.41%

Gym Membership (Monthly)

$35.40 $35.40

$38.48 CA$54.4

-8.00%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$15.70 $15.70

$12.38 CA$17.50

26.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,117 $2,117

$830 CA$1,173

155.03%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$23.1K CA$32.6K

6.66%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$50.7 CA$71.7

12.92%

Summer Dress (H&M, Zara, etc)

$35.32 $35.32

$40.02 CA$56.6

-11.74%

Sport Shoes (Adidas, Nike)

$87.8 $87.8

$98.0 CA$139

-10.41%

Men's Leather Business Shoes

$58.8 $58.8

$121 CA$171

-51.26%

1-bedroom Apartment, City Center (Monthly)

$2,591 $2,591

$1,592 CA$2,251

62.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,920 $1,920

$1,410 CA$1,994

36.15%

3-bedroom Apartment, City Center (Monthly)

$4,925 $4,925

$2,670 CA$3,775

84.45%

3-bedroom Apartment, Outside City Center (Monthly)

$4,292 $4,292

$2,152 CA$3,042

99.46%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$7,633 $7,633

$3,727 CA$5,269

104.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

4.47

46.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cupertino, CA: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cupertino, CA

$1.9K 57.2%

Toronto

$1.4K 55.1% 26.5% $510

Monthly Utilities & Internet

Cupertino, CA

$384 11.4%

Toronto

$201 7.8% 47.8% $183

Eating Out

Cupertino, CA

$373 11.1%

Toronto

$278 10.9% 25.3% $94

Groceries & Markets

Cupertino, CA

$341 10.2%

Toronto

$340 13.3% 0.4% $1.3

Getting Around

Cupertino, CA

$165 4.9%

Toronto

$129 5.1% 21.8% $36

Clothing & Footwear

Cupertino, CA

$108 3.2%

Toronto

$139 5.4% 29.4% $32

Sport & Entertainment

Cupertino, CA

$67 2%

Toronto

$63 2.5% 5.3% $3.6

Cost Breakdown

A central one-bedroom costs $2,591 in Cupertino, CA versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 105% higher in Cupertino, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Cupertino, CA versus $76.0 in Toronto. Groceries tell a different story – $341 in Cupertino, CA vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Cupertino, CA

🇨🇦 Toronto

🕒 Local time

12:01 12:01 PM

15:01 3:01 PM

3 h ahead of Cupertino, CA

🌤 Weather

👥 Population

58,302

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Cupertino, CA Toronto 3,630 km ≈ 5 h nonstop flight

From you

Cupertino, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cupertino, CA vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,358 in Cupertino, CA, $2,561 in Toronto – roughly 31% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,036 per month in Cupertino, CA and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 0% more in Cupertino, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $50.0 in Cupertino, CA and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,358 in Cupertino, CA and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cupertino, CA makes more sense. Both are solid long-term options with distinct trade-offs.