Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cupertino, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,358 in Cupertino, CA, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
164

Cost of Living Index in Cupertino, CA
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Cupertino, CA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Cupertino, CA

🇺🇸 United States

$3,358

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Cupertino, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cupertino, CA actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $3,358 in Cupertino, CA, rent included.

Toronto $2,561
Cupertino, CA $3,358

A couple spends around $3,694 per month in Toronto vs $5,303 in Cupertino, CA, rent included.

Toronto $3,694
Cupertino, CA $5,303

A family of three spends $4,826 per month in Toronto vs $7,248 in Cupertino, CA, rent included.

Toronto $4,826
Cupertino, CA $7,248

Toronto is about 24% cheaper than Cupertino, CA, and outside of rent the biggest gap is in eating out.

Both Toronto and Cupertino, CA sit above the global median – Toronto by 90%, Cupertino, CA by 149%.

Meal at Budget Restaurant

$17.18 CA$24.29

$25.18 $25.18

-31.77%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$50.1 $50.1

51.70%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.88 $9.88

6.68%

Cappuccino

$4.02 CA$5.68

$6.11 $6.11

-34.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.45 $2.45

-13.47%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.20 $2.20

-20.45%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.80 $6.80

-8.24%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.80 $7.80

-9.10%

Milk (1 liter)

$2.44 CA$3.45

$1.30 $1.30

87.69%

White Bread (500g)

$2.68 CA$3.78

$3.34 $3.34

-19.76%

Rice (white) (1kg)

$2.24 CA$3.17

$4.30 $4.30

-47.91%

Eggs

$3.56 CA$5.03

$5.09 $5.09

-30.06%

Local Cheese (1kg)

$9.09 CA$12.85

$6.65 $6.65

36.69%

Chicken Fillets (1kg)

$11.33 CA$16.01

$13.46 $13.46

-15.82%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.14 $13.14

10.58%

Apples (1kg)

$3.62 CA$5.12

$3.87 $3.87

-6.46%

Banana (1kg)

$1.21 CA$1.72

$2.13 $2.13

-43.19%

Oranges (1kg)

$3.60 CA$5.09

$2.23 $2.23

61.43%

Tomato (1kg)

$4.21 CA$5.96

$2.80 $2.80

50.36%

Potato (1kg)

$1.79 CA$2.53

$2.51 $2.51

-28.69%

Onion (1kg)

$1.59 CA$2.25

$3.15 $3.15

-49.52%

Lettuce (1 head)

$2.27 CA$3.21

$2.47 $2.47

-8.10%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.02 $1.02

22.55%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$11.68 $11.68

18.32%

Wine (Bottle)

$14.27 CA$20.18

$12.88 $12.88

10.79%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.91 $1.91

15.18%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.00 $2.00

21.50%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.96 $2.96

-19.26%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$139 $139

-20.17%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.22 $4.22

-31.04%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.08 $2.08

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$29.90 $29.90

-28.49%

Gasoline (1 liter)

$1.21 CA$1.71

$1.48 $1.48

-18.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.8K $36.8K

-23.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$27.1K $27.1K

-25.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$257 $257

-53.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$61.6 $61.6

-47.59%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$65.4 $65.4

-26.69%

Gym Membership (Monthly)

$38.48 CA$54.4

$35.40 $35.40

8.70%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$15.70 $15.70

-21.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$2,117 $2,117

-60.79%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$24.6K $24.6K

-6.25%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$57.3 $57.3

-11.44%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$35.32 $35.32

13.31%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$87.8 $87.8

11.62%

Men's Leather Business Shoes

$121 CA$171

$58.8 $58.8

105.19%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,591 $2,591

-38.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,920 $1,920

-26.55%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$4,925 $4,925

-45.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$4,292 $4,292

-49.87%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$7,633 $7,633

-51.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.53

-31.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Cupertino, CA: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Cupertino, CA

$1.9K 57.2% 36.1% $510

Groceries & Markets

Toronto

$340 13.3%

Cupertino, CA

$341 10.2% 0.4% $1.3

Eating Out

Toronto

$278 10.9%

Cupertino, CA

$373 11.1% 33.9% $94

Monthly Utilities & Internet

Toronto

$201 7.8%

Cupertino, CA

$384 11.4% 91.5% $183

Clothing & Footwear

Toronto

$139 5.4%

Cupertino, CA

$108 3.2% 22.7% $32

Getting Around

Toronto

$129 5.1%

Cupertino, CA

$165 4.9% 27.8% $36

Sport & Entertainment

Toronto

$63 2.5%

Cupertino, CA

$67 2% 5.6% $3.6

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $2,591 in Cupertino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 105% higher in Cupertino, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $50.0 in Cupertino, CA. Groceries tell a different story – $340 in Toronto vs $341 in Cupertino, CA – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Cupertino, CA

🕒 Local time

15:25 3:25 PM

12:25 12:25 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

58,302

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Cupertino, CA 3,630 km ≈ 5 h nonstop flight

From you

Toronto
Cupertino, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cupertino, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $3,358 in Cupertino, CA – roughly 31% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,841 per month in Toronto and $5,036 in Cupertino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 0% more in Cupertino, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Toronto and $50.0 in Cupertino, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $3,358 in Cupertino, CA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cupertino, CA makes more sense. Both are solid long-term options with distinct trade-offs.