Last update: Oct 2026

Cost of Living Comparison Between Cupertino, CA and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $3,358 in Cupertino, CA, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

164

Cost of Living Index in Cupertino, CA
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Cupertino, CA Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Cupertino, CA

🇺🇸 United States

$3,358

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Cupertino, CA and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cupertino, CA and in Montreal actually costs, broken down by who's living it.

A single person spends $3,358 per month in Cupertino, CA vs $2,018 in Montreal, rent included.

Cupertino, CA $3,358
Montreal $2,018

A couple spends around $5,303 per month in Cupertino, CA vs $3,085 in Montreal, rent included.

Cupertino, CA $5,303
Montreal $3,085

A family of three spends $7,248 per month in Cupertino, CA vs $4,152 in Montreal, rent included.

Cupertino, CA $7,248
Montreal $4,152

Cupertino, CA costs about 66% more than Montreal, and outside of rent the biggest gap is in eating out.

Both Cupertino, CA and Montreal sit above the global median – Cupertino, CA by 149%, Montreal by 49%.

Meal at Budget Restaurant

$25.18 $25.18

$18.82 CA$26.61

33.79%

Three-Course Dinner for Two, Mid-Range

$50.1 $50.1

$70.3 CA$99.4

-28.75%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$10.66 CA$15.06

-7.32%

Cappuccino

$6.11 $6.11

$3.84 CA$5.43

59.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 $2.45

$1.92 CA$2.71

27.60%

Water (0.33 liter bottle)

$2.20 $2.20

$1.54 CA$2.18

42.86%

Local Beer (0.5 liter draught)

$6.80 $6.80

$6.23 CA$8.81

9.15%

Imported Beer (0.33 liter bottle)

$7.80 $7.80

$7.10 CA$10.03

9.86%

Milk (1 liter)

$1.30 $1.30

$2.31 CA$3.27

-43.72%

White Bread (500g)

$3.34 $3.34

$3.14 CA$4.44

6.37%

Rice (white) (1kg)

$4.30 $4.30

$3.21 CA$4.54

33.96%

Eggs

$5.09 $5.09

$3.52 CA$4.97

44.60%

Local Cheese (1kg)

$6.65 $6.65

$12.81 CA$18.11

-48.09%

Chicken Fillets (1kg)

$13.46 $13.46

$11.46 CA$16.20

17.45%

Beef Round Steak (1kg)

$13.14 $13.14

$13.39 CA$18.92

-1.87%

Apples (1kg)

$3.87 $3.87

$3.14 CA$4.43

23.25%

Banana (1kg)

$2.13 $2.13

$1.44 CA$2.03

47.92%

Oranges (1kg)

$2.23 $2.23

$3.47 CA$4.91

-35.73%

Tomato (1kg)

$2.80 $2.80

$3.07 CA$4.34

-8.79%

Potato (1kg)

$2.51 $2.51

$1.90 CA$2.69

32.11%

Onion (1kg)

$3.15 $3.15

$1.77 CA$2.50

77.97%

Lettuce (1 head)

$2.47 $2.47

$2.34 CA$3.31

5.56%

Water (1.5 liter bottle)

$1.02 $1.02

$1.55 CA$2.19

-34.19%

Cigarettes 20 Pack (Marlboro, Camel)

$11.68 $11.68

$11.38 CA$16.09

2.64%

Wine (Bottle)

$12.88 $12.88

$10.63 CA$15.03

21.17%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.27 CA$3.21

-15.86%

Imported Beer (0.33 liter bottle)

$2.00 $2.00

$2.82 CA$3.99

-29.08%

One-way Ticket (Public Transport)

$2.96 $2.96

$2.66 CA$3.76

11.28%

Public Transport Monthly Pass (Regular Price)

$139 $139

$77.3 CA$109

79.78%

Taxi Start (Normal Tariff)

$4.22 $4.22

$3.20 CA$4.53

31.87%

Taxi (Normal Tariff) (1km)

$2.08 $2.08

$1.48 CA$2.09

40.54%

Taxi 1hour Waiting (Normal Tariff)

$29.90 $29.90

$32.88 CA$46.48

-9.06%

Gasoline (1 liter)

$1.48 $1.48

$1.34 CA$1.90

10.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$28.2K CA$39.8K

30.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.6K CA$27.8K

37.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 $257

$76.0 CA$107

238.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.6 $61.6

$33.95 CA$48.00

81.30%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$42.31 CA$59.8

54.53%

Gym Membership (Monthly)

$35.40 $35.40

$29.76 CA$42.07

18.95%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$15.70 $15.70

$11.15 CA$15.77

40.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,117 $2,117

$507 CA$717

317.41%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$16.1K CA$22.7K

53.44%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$57.6 CA$81.4

-0.50%

Summer Dress (H&M, Zara, etc)

$35.32 $35.32

$37.58 CA$53.1

-6.01%

Sport Shoes (Adidas, Nike)

$87.8 $87.8

$91.9 CA$130

-4.49%

Men's Leather Business Shoes

$58.8 $58.8

$110 CA$155

-46.34%

1-bedroom Apartment, City Center (Monthly)

$2,591 $2,591

$1,260 CA$1,782

105.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,920 $1,920

$948 CA$1,340

102.64%

3-bedroom Apartment, City Center (Monthly)

$4,925 $4,925

$2,137 CA$3,021

130.46%

3-bedroom Apartment, Outside City Center (Monthly)

$4,292 $4,292

$1,614 CA$2,281

165.96%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$7,633 $7,633

$2,827 CA$3,997

169.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

4.48

45.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cupertino, CA: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cupertino, CA

$1.9K 57.2%

Montreal

$948 47% 50.7% $973

Monthly Utilities & Internet

Cupertino, CA

$384 11.4%

Montreal

$152 7.5% 60.4% $232

Eating Out

Cupertino, CA

$373 11.1%

Montreal

$288 14.3% 22.7% $85

Groceries & Markets

Cupertino, CA

$341 10.2%

Montreal

$346 17.2% 1.6% $5.4

Getting Around

Cupertino, CA

$165 4.9%

Montreal

$99 4.9% 40.4% $67

Clothing & Footwear

Cupertino, CA

$108 3.2%

Montreal

$133 6.6% 24% $26

Sport & Entertainment

Cupertino, CA

$67 2%

Montreal

$52 2.6% 22.1% $15

Cost Breakdown

A central one-bedroom costs $2,591 in Cupertino, CA versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 170% higher in Cupertino, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Cupertino, CA versus $70.0 in Montreal. Monthly groceries follow the same trend: $341 vs $346 – making Cupertino, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Cupertino, CA

🇨🇦 Montreal

🕒 Local time

12:29 12:29 PM

15:29 3:29 PM

3 h ahead of Cupertino, CA

🌤 Weather

👥 Population

58,302

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Cupertino, CA Montreal 4,080 km ≈ 6 h nonstop flight

From you

Cupertino, CA
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cupertino, CA vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,358 in Cupertino, CA, $2,018 in Montreal – roughly 66% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,036 per month in Cupertino, CA and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Cupertino, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $50.0 in Cupertino, CA and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Cupertino, CA at $3,358. In Montreal it covers expenses comfortably, while in Cupertino, CA it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,018 in Montreal to $3,358 in Cupertino, CA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cupertino, CA makes more sense. Both are solid long-term options with distinct trade-offs.