Last update: Oct 2026

Cost of Living Comparison Between Cumberland, MD and Austin, TX

For one person, living is cheaper in Cumberland, MD: $2,420 a month against $2,698 in Austin, TX, rent and utilities included – about $3,300 less a year. The total is higher in Austin, TX despite lower rent and utilities.

117

Cost of Living Index in Cumberland, MD
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Cumberland, MD Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Cumberland, MD

🇺🇸 United States

$2,420

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Cumberland, MD and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cumberland, MD and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,420 in Cumberland, MD versus $2,698 in Austin, TX.

Cumberland, MD $2,420
Austin, TX $2,698

Estimated couple costs with rent: $3,405 in Cumberland, MD versus $4,160 in Austin, TX.

Cumberland, MD $3,405
Austin, TX $4,160

Monthly costs for a family of three with rent: $4,390 in Cumberland, MD versus $5,622 in Austin, TX.

Cumberland, MD $4,390
Austin, TX $5,622

Living in Cumberland, MD costs roughly 10% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cumberland, MD 79% above, Austin, TX 99% above.

Meal at Budget Restaurant

$6.85 $6.85

$20.63 $20.63

-66.80%

Three-Course Dinner for Two, Mid-Range

$45.78 $45.78

$84.6 $84.6

-45.87%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$12.07 $12.07

-18.31%

Cappuccino

$2.43 $2.43

$5.48 $5.48

-55.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 $1.29

$3.80 $3.80

-66.05%

Water (0.33 liter bottle)

$1.28 $1.28

$2.47 $2.47

-48.18%

Local Beer (0.5 liter draught)

$3.05 $3.05

$8.05 $8.05

-62.11%

Imported Beer (0.33 liter bottle)

$8.28 $8.28

$8.88 $8.88

-6.76%

Milk (1 liter)

$1.09 $1.09

$1.11 $1.11

-1.80%

White Bread (500g)

$2.22 $2.22

$3.72 $3.72

-40.32%

Rice (white) (1kg)

$3.89 $3.89

$3.37 $3.37

15.43%

Eggs

$7.62 $7.62

$4.32 $4.32

76.39%

Local Cheese (1kg)

$8.90 $8.90

$13.13 $13.13

-32.22%

Chicken Fillets (1kg)

$16.51 $16.51

$14.15 $14.15

16.68%

Beef Round Steak (1kg)

$19.36 $19.36

$16.33 $16.33

18.55%

Apples (1kg)

$4.43 $4.43

$4.55 $4.55

-2.64%

Banana (1kg)

$1.68 $1.68

$1.46 $1.46

15.07%

Oranges (1kg)

$6.06 $6.06

$4.71 $4.71

28.66%

Tomato (1kg)

$5.42 $5.42

$4.15 $4.15

30.60%

Potato (1kg)

$2.97 $2.97

$2.58 $2.58

15.12%

Onion (1kg)

$2.07 $2.07

$2.35 $2.35

-11.91%

Lettuce (1 head)

$2.17 $2.17

$1.77 $1.77

22.60%

Water (1.5 liter bottle)

$1.01 $1.01

$2.14 $2.14

-52.80%

Cigarettes 20 Pack (Marlboro, Camel)

$7.20 $7.20

$10.10 $10.10

-28.71%

Wine (Bottle)

$11.90 $11.90

$15.19 $15.19

-21.66%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.82 $2.82

-39.36%

Imported Beer (0.33 liter bottle)

$2.04 $2.04

$3.44 $3.44

-40.70%

One-way Ticket (Public Transport)

$2.01 $2.01

$1.54 $1.54

30.52%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$6.93 $6.93

$2.80 $2.80

147.50%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$1.60 $1.60

18.12%

Taxi 1hour Waiting (Normal Tariff)

$32.35 $32.35

$34.34 $34.34

-5.79%

Gasoline (1 liter)

$0.99 $0.99

$0.94 $0.94

5.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$34.0K $34.0K

-17.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$26.8K $26.8K

0.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 $298

$223 $223

33.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.95 $48.95

$58.9 $58.9

-16.89%

Internet (50+ Mbps, Unlimited Data)

$53.9 $53.9

$70.6 $70.6

-23.63%

Gym Membership (Monthly)

$42.03 $42.03

$57.7 $57.7

-27.16%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$16.74 $16.74

$14.26 $14.26

17.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$610 $610

$1,511 $1,511

-59.62%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$20.9K $20.9K

10.97%

Jeans (Levis 501 Or Similar)

$15.09 $15.09

$51.3 $51.3

-70.57%

Summer Dress (H&M, Zara, etc)

$35.06 $35.06

$44.17 $44.17

-20.62%

Sport Shoes (Adidas, Nike)

$34.31 $34.31

$87.0 $87.0

-60.56%

Men's Leather Business Shoes

$34.61 $34.61

$104 $104

-66.83%

1-bedroom Apartment, City Center (Monthly)

$1,615 $1,615

$1,940 $1,940

-16.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,310 $1,310

$1,316 $1,316

-0.49%

3-bedroom Apartment, City Center (Monthly)

$2,461 $2,461

$3,664 $3,664

-32.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,138 $2,138

$2,565 $2,565

-16.66%

Buy Apartment in City Center (m2)

$1,189 $1,189

$7,354 $7,354

-83.84%

Buy Apartment Outside City Center (m2)

$1,222 $1,222

$3,129 $3,129

-60.95%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

6.79

-19.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumberland, MD: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cumberland, MD

$1.3K 54.1%

Austin, TX

$1.3K 48.8% 0.5% $6.5

Monthly Utilities & Internet

Cumberland, MD

$401 16.6%

Austin, TX

$352 13.1% 12.1% $49

Groceries & Markets

Cumberland, MD

$400 16.5%

Austin, TX

$406 15.1% 1.4% $5.7

Eating Out

Cumberland, MD

$156 6.4%

Austin, TX

$350 13% 125% $194

Sport & Entertainment

Cumberland, MD

$76 3.1%

Austin, TX

$86 3.2% 14.2% $11

Clothing & Footwear

Cumberland, MD

$54 2.2%

Austin, TX

$129 4.8% 141% $75

Getting Around

Cumberland, MD

$24 * 1%

Austin, TX

$58 2.2% 137% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,615 in Cumberland, MD and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $46.00 in Cumberland, MD vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $400 vs $406 per month, with Cumberland, MD cheaper across the board.

Good to know

🇺🇸 Cumberland, MD

🇺🇸 Austin, TX

🕒 Local time

23:07 11:07 PM

22:07 10:07 PM

1 h behind Cumberland, MD

🌤 Weather

👥 Population

19,076

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Highest

Between locations

Cumberland, MD Austin, TX 2,010 km ≈ 3 h nonstop flight

From you

Cumberland, MD
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumberland, MD vs Austin, TX: Cost of Living - Frequently Asked Questions

Cumberland, MD wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cumberland, MD the obvious pick if budget is a priority.

You'd need roughly $3,630 in Cumberland, MD and $4,046 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,615 in Cumberland, MD versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $610 in Cumberland, MD versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cumberland, MD – a meal for two runs $46.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,420 in Cumberland, MD versus $2,698 in Austin, TX, a $2,500 budget is realistic in Cumberland, MD but tight or insufficient in Austin, TX. The gap between the two cities makes Cumberland, MD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cumberland, MD gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.