Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cumberland, MD

For one person, living is cheaper in Cumberland, MD: $2,420 a month against $2,698 in Austin, TX, rent and utilities included – about $3,300 less a year. The total is higher in Austin, TX despite lower rent and utilities.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
117

Cost of Living Index in Cumberland, MD
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Cumberland, MD Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Cumberland, MD

🇺🇸 United States

$2,420

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cumberland, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cumberland, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,420 in Cumberland, MD.

Austin, TX $2,698
Cumberland, MD $2,420

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,405 in Cumberland, MD.

Austin, TX $4,160
Cumberland, MD $3,405

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,390 in Cumberland, MD.

Austin, TX $5,622
Cumberland, MD $4,390

Living in Austin, TX is roughly 11% more expensive than in Cumberland, MD, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Cumberland, MD 79% above.

Meal at Budget Restaurant

$20.63 $20.63

$6.85 $6.85

201.17%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$45.78 $45.78

84.73%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.86 $9.86

22.41%

Cappuccino

$5.48 $5.48

$2.43 $2.43

125.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$1.29 $1.29

194.57%

Water (0.33 liter bottle)

$2.47 $2.47

$1.28 $1.28

92.97%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.05 $3.05

163.93%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$8.28 $8.28

7.25%

Milk (1 liter)

$1.11 $1.11

$1.09 $1.09

1.83%

White Bread (500g)

$3.72 $3.72

$2.22 $2.22

67.57%

Rice (white) (1kg)

$3.37 $3.37

$3.89 $3.89

-13.37%

Eggs

$4.32 $4.32

$7.62 $7.62

-43.31%

Local Cheese (1kg)

$13.13 $13.13

$8.90 $8.90

47.53%

Chicken Fillets (1kg)

$14.15 $14.15

$16.51 $16.51

-14.29%

Beef Round Steak (1kg)

$16.33 $16.33

$19.36 $19.36

-15.65%

Apples (1kg)

$4.55 $4.55

$4.43 $4.43

2.71%

Banana (1kg)

$1.46 $1.46

$1.68 $1.68

-13.10%

Oranges (1kg)

$4.71 $4.71

$6.06 $6.06

-22.28%

Tomato (1kg)

$4.15 $4.15

$5.42 $5.42

-23.43%

Potato (1kg)

$2.58 $2.58

$2.97 $2.97

-13.13%

Onion (1kg)

$2.35 $2.35

$2.07 $2.07

13.53%

Lettuce (1 head)

$1.77 $1.77

$2.17 $2.17

-18.43%

Water (1.5 liter bottle)

$2.14 $2.14

$1.01 $1.01

111.88%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$7.20 $7.20

40.28%

Wine (Bottle)

$15.19 $15.19

$11.90 $11.90

27.65%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.71 $1.71

64.91%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.04 $2.04

68.63%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.01 $2.01

-23.38%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$6.93 $6.93

-59.60%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.89 $1.89

-15.34%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$32.35 $32.35

6.15%

Gasoline (1 liter)

$0.94 $0.94

$0.99 $0.99

-5.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$28.1K $28.1K

20.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.9K $26.9K

-0.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$298 $298

-25.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$48.95 $48.95

20.33%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$53.9 $53.9

30.94%

Gym Membership (Monthly)

$57.7 $57.7

$42.03 $42.03

37.28%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$16.74 $16.74

-14.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$610 $610

147.62%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$23.2K $23.2K

-9.89%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$15.09 $15.09

239.76%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$35.06 $35.06

25.98%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$34.31 $34.31

153.54%

Men's Leather Business Shoes

$104 $104

$34.61 $34.61

201.50%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,615 $1,615

20.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,310 $1,310

0.49%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,461 $2,461

48.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,138 $2,138

19.98%

Buy Apartment in City Center (m2)

$7,354 $7,354

$1,189 $1,189

518.70%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$1,222 $1,222

156.10%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.5

23.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Cumberland, MD: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Cumberland, MD

$1.3K 54.1% 0.5% $6.5

Groceries & Markets

Austin, TX

$406 15.1%

Cumberland, MD

$400 16.5% 1.4% $5.7

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Cumberland, MD

$401 16.6% 13.8% $49

Eating Out

Austin, TX

$350 13%

Cumberland, MD

$156 6.4% 55.5% $194

Clothing & Footwear

Austin, TX

$129 4.8%

Cumberland, MD

$54 2.2% 58.5% $75

Sport & Entertainment

Austin, TX

$86 3.2%

Cumberland, MD

$76 3.1% 12.4% $11

Getting Around

Austin, TX

$58 2.2%

Cumberland, MD

$24 * 1% 57.8% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,615 in Cumberland, MD. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $46.00 in Cumberland, MD for a mid-range dinner for two. Groceries echo the gap at $406 vs $400 per month, with Cumberland, MD cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Cumberland, MD

🕒 Local time

22:39 10:39 PM

23:39 11:39 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

19,076

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Cumberland, MD 2,010 km ≈ 3 h nonstop flight

From you

Austin, TX
Cumberland, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cumberland, MD: Cost of Living - Frequently Asked Questions

Cumberland, MD wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cumberland, MD the obvious pick if budget is a priority.

You'd need roughly $4,046 in Austin, TX and $3,630 in Cumberland, MD to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,940 in Austin, TX versus $1,615 in Cumberland, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $610 in Cumberland, MD. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cumberland, MD – a meal for two runs $46.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,420 in Cumberland, MD versus $2,698 in Austin, TX, a $2,500 budget is realistic in Cumberland, MD but tight or insufficient in Austin, TX. The gap between the two cities makes Cumberland, MD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cumberland, MD gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.