Cost of Living Comparison Between Cumbaya and Phuket Cost of Living Comparison Between Cumbaya and Phuket

Monthly Cost of Living

A single person spends $816 per month in Cumbaya vs $1,265 in Phuket, rent included.

A couple spends around $1,385 per month in Cumbaya vs $2,089 in Phuket, rent included.

A family of three spends $1,954 per month in Cumbaya vs $2,913 in Phuket, rent included.

Cumbaya is about 35% cheaper than Phuket, driven mainly by Groceries & Markets.

Both Cumbaya and Phuket are more affordable than the global median – Cumbaya 41% lower, Phuket 8% lower.

Meal at Budget Restaurant

$5.02 $5.02

$4.66 ฿154

7.73%

Three-Course Dinner for Two, Mid-Range

$53.0 $53.0

$32.22 ฿1,065

64.59%

Fast Food Meal (McDonalds, etc)

$7.52 $7.52

$8.68 ฿287

-13.36%

Cappuccino

$3.46 $3.46

$2.90 ฿95.8

19.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 $1.41

$0.84 ฿27.89

67.86%

Water (0.33 liter bottle)

$1.17 $1.17

$0.49 ฿16.16

138.78%

Local Beer (0.5 liter draught)

$3.44 $3.44

$2.48 ฿82.0

38.71%

Imported Beer (0.33 liter bottle)

$4.95 $4.95

$3.73 ฿123

32.71%

Milk (1 liter)

$1.14 $1.14

$1.89 ฿62.3

-39.68%

White Bread (500g)

$1.62 $1.62

$1.41 ฿46.54

14.89%

Rice (white) (1kg)

$1.52 $1.52

$1.62 ฿53.6

-6.17%

Eggs

$2.09 $2.09

$2.24 ฿74.1

-6.70%

Local Cheese (1kg)

$6.58 $6.58

$19.84 ฿656

-66.83%

Chicken Fillets (1kg)

$5.59 $5.59

$3.48 ฿115

60.63%

Beef Round Steak (1kg)

$7.84 $7.84

$11.37 ฿376

-31.05%

Apples (1kg)

$2.32 $2.32

$2.90 ฿95.8

-20.00%

Banana (1kg)

$1.19 $1.19

$1.72 ฿57.0

-30.81%

Oranges (1kg)

$1.33 $1.33

$2.27 ฿75.1

-41.41%

Tomato (1kg)

$1.08 $1.08

$2.13 ฿70.4

-49.30%

Potato (1kg)

$1.20 $1.20

$1.47 ฿48.72

-18.37%

Onion (1kg)

$1.03 $1.03

$1.42 ฿46.92

-27.46%

Lettuce (1 head)

$0.85 $0.85

$1.10 ฿36.25

-22.73%

Water (1.5 liter bottle)

$1.05 $1.05

$0.60 ฿19.76

75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 $5.89

$4.31 ฿142

36.66%

Wine (Bottle)

$9.82 $9.82

$18.60 ฿615

-47.20%

Local Beer (0.5 liter bottle)

$1.56 $1.56

$1.80 ฿59.5

-13.33%

Imported Beer (0.33 liter bottle)

$3.06 $3.06

$2.97 ฿98.0

3.03%

One-way Ticket (Public Transport)

$0.36 $0.36

$2.25 ฿74.2

-84.00%

Public Transport Monthly Pass (Regular Price)

$20.40 $20.40

$23.49 ฿776

-13.15%

Taxi Start (Normal Tariff)

$1.53 $1.53

$3.10 ฿102

-50.65%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$1.08 ฿35.56

37.04%

Taxi 1hour Waiting (Normal Tariff)

$9.93 $9.93

$3.87 ฿128

156.59%

Gasoline (1 liter)

$0.80 $0.80

$1.43 ฿47.16

-44.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K $20.8K

$27.8K ฿918.0K

-25.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$27.0K ฿891.5K

4.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.32 $28.32

$105 ฿3,462

-72.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.02 $18.02

$11.39 ฿376

58.21%

Internet (50+ Mbps, Unlimited Data)

$28.57 $28.57

$17.54 ฿580

62.88%

Gym Membership (Monthly)

$29.88 $29.88

$54.3 ฿1,795

-45.01%

Tennis Court (1 Hour on Weekend)

$16.49 $16.49

$11.44 ฿378

44.14%

Cinema Ticket

$6.78 $6.78

$7.78 ฿257

-12.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$215 $215

$576 ฿19.0K

-62.77%

International Primary School, 1 Child (Yearly)

$9,041 $9,041

$11.6K ฿382.7K

-21.94%

Jeans (Levis 501 Or Similar)

$64.8 $64.8

$63.6 ฿2,103

1.78%

Summer Dress (H&M, Zara, etc)

$49.01 $49.01

$29.10 ฿961

68.42%

Sport Shoes (Adidas, Nike)

$115 $115

$96.2 ฿3,179

20.01%

Men's Leather Business Shoes

$110 $110

$90.0 ฿2,974

22.09%

1-bedroom Apartment, City Center (Monthly)

$301 $301

$733 ฿24.2K

-58.95%

1-bedroom Apartment, Outside City Center (Monthly)

$189 $189

$501 ฿16.5K

-62.21%

3-bedroom Apartment, City Center (Monthly)

$665 $665

$2,126 ฿70.2K

-68.71%

3-bedroom Apartment, Outside City Center (Monthly)

$417 $417

$1,252 ฿41.4K

-66.67%

Buy Apartment in City Center (m2)

$1,200 $1,200

$3,534 ฿116.8K

-66.04%

Buy Apartment Outside City Center (m2)

$764 $764

$2,622 ฿86.6K

-70.88%

Average Monthly Net Salary (After Tax)

$508 ฿16.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

5.57

81.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumbaya: September 6, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A central one-bedroom costs $301 in Cumbaya versus $733 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53.0 in Cumbaya versus $32.00 in Phuket. Groceries tell a different story – $198 in Cumbaya vs $275 in Phuket – so Cumbaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumbaya vs Phuket: Cost of Living - Frequently Asked Questions

Phuket costs about 55% more than Cumbaya, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,224 per month in Cumbaya and $1,898 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 15% less in Cumbaya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $215 per month in Cumbaya and $576 in Phuket. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cumbaya, where all-in costs run around $816, than in Phuket at $1,265. In Cumbaya it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cumbaya costs $816 versus $1,265 in Phuket. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cumbaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.