Last update: Oct 2026

Cost of Living Comparison Between Cumbaya and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Cumbaya: $889 a month against $936 in Chiang Mai, rent and utilities included – about $560 less a year. Higher rent and utilities in Chiang Mai outweigh lower spending on other living expenses.

43

Cost of Living Index in Cumbaya
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Cumbaya Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

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Cumbaya

🇪🇨 Ecuador

$889

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Cumbaya and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cumbaya and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $889 per month in Cumbaya vs $936 in Chiang Mai, rent included.

Cumbaya $889
Chiang Mai $936

A couple spends around $1,464 per month in Cumbaya vs $1,457 in Chiang Mai, rent included.

Cumbaya $1,464
Chiang Mai $1,457

A family of three spends $2,038 per month in Cumbaya vs $1,979 in Chiang Mai, rent included.

Cumbaya $2,038
Chiang Mai $1,979

Cumbaya is about 5% cheaper than Chiang Mai, and outside of rent the biggest gap is in transport.

Both Cumbaya and Chiang Mai are more affordable than the global median – Cumbaya 35% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$5.37 $5.37

$2.24 ฿75.7

139.73%

Three-Course Dinner for Two, Mid-Range

$55.0 $55.0

$19.00 ฿642

189.53%

Fast Food Meal (McDonalds, etc)

$7.66 $7.66

$5.55 ฿188

38.02%

Cappuccino

$3.33 $3.33

$1.67 ฿56.6

99.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 $1.43

$0.64 ฿21.56

123.44%

Water (0.33 liter bottle)

$1.09 $1.09

$0.31 ฿10.32

251.61%

Local Beer (0.5 liter draught)

$3.42 $3.42

$2.36 ฿79.6

44.92%

Imported Beer (0.33 liter bottle)

$6.12 $6.12

$3.66 ฿124

67.21%

Milk (1 liter)

$1.09 $1.09

$1.95 ฿65.8

-44.10%

White Bread (500g)

$1.54 $1.54

$1.44 ฿48.51

6.94%

Rice (white) (1kg)

$1.51 $1.51

$1.33 ฿45.07

13.53%

Eggs

$2.08 $2.08

$2.28 ฿77.1

-8.77%

Local Cheese (1kg)

$6.51 $6.51

$16.45 ฿556

-60.43%

Chicken Fillets (1kg)

$5.31 $5.31

$2.78 ฿94.0

91.01%

Beef Round Steak (1kg)

$7.50 $7.50

$9.31 ฿314

-19.44%

Apples (1kg)

$2.20 $2.20

$2.35 ฿79.5

-6.38%

Banana (1kg)

$1.18 $1.18

$0.97 ฿32.82

21.65%

Oranges (1kg)

$1.33 $1.33

$1.60 ฿53.9

-16.88%

Tomato (1kg)

$1.12 $1.12

$1.50 ฿50.7

-25.33%

Potato (1kg)

$1.26 $1.26

$1.28 ฿43.15

-1.56%

Onion (1kg)

$1.03 $1.03

$1.10 ฿37.22

-6.36%

Lettuce (1 head)

$0.90 $0.90

$0.71 ฿23.84

26.76%

Water (1.5 liter bottle)

$1.04 $1.04

$0.49 ฿16.38

112.24%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 $5.82

$4.14 ฿140

40.58%

Wine (Bottle)

$8.56 $8.56

$17.52 ฿592

-51.14%

Local Beer (0.5 liter bottle)

$1.57 $1.57

$1.61 ฿54.5

-2.48%

Imported Beer (0.33 liter bottle)

$3.10 $3.10

$2.78 ฿94.0

11.51%

One-way Ticket (Public Transport)

$0.36 $0.36

$0.87 ฿29.33

-58.62%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

Taxi Start (Normal Tariff)

$1.51 $1.51

$1.16 ฿39.08

30.17%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$0.53 ฿17.82

190.57%

Taxi 1hour Waiting (Normal Tariff)

$9.93 $9.93

$2.42 ฿81.8

310.33%

Gasoline (1 liter)

$0.83 $0.83

$1.45 ฿48.93

-42.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K $22.9K

$21.1K ฿711.2K

8.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K $30.2K

$26.9K ฿909.8K

12.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.72 $28.72

$62.2 ฿2,100

-53.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.72 $17.72

$12.17 ฿411

45.60%

Internet (50+ Mbps, Unlimited Data)

$28.01 $28.01

$20.12 ฿680

39.21%

Gym Membership (Monthly)

$27.41 $27.41

$37.31 ฿1,260

-26.53%

Tennis Court (1 Hour on Weekend)

$14.61 $14.61

$3.77 ฿127

287.53%

Cinema Ticket

$6.74 $6.74

$6.49 ฿219

3.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 $736

$736 ฿24.9K

0.03%

International Primary School, 1 Child (Yearly)

$9,063 $9,063

$14.8K ฿498.6K

-38.62%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$53.4 ฿1,802

30.69%

Summer Dress (H&M, Zara, etc)

$49.69 $49.69

$24.64 ฿832

101.66%

Sport Shoes (Adidas, Nike)

$115 $115

$91.5 ฿3,089

25.25%

Men's Leather Business Shoes

$107 $107

$71.9 ฿2,429

48.15%

1-bedroom Apartment, City Center (Monthly)

$377 $377

$482 ฿16.3K

-21.85%

1-bedroom Apartment, Outside City Center (Monthly)

$274 $274

$309 ฿10.4K

-11.43%

3-bedroom Apartment, City Center (Monthly)

$825 $825

$1,006 ฿34.0K

-17.98%

3-bedroom Apartment, Outside City Center (Monthly)

$498 $498

$633 ฿21.4K

-21.44%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

5.57

81.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cumbaya: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cumbaya

$274 30.8%

Chiang Mai

$309 33% 12.9% $35

Groceries & Markets

Cumbaya

$191 21.5%

Chiang Mai

$234 25.1% 22.5% $43

Clothing & Footwear

Cumbaya

$153 17.2%

Chiang Mai

$109 11.6% 29.1% $45

Eating Out

Cumbaya

$145 16.3%

Chiang Mai

$78 8.3% 46.6% $68

Monthly Utilities & Internet

Cumbaya

$74 8.4%

Chiang Mai

$94 10.1% 26.9% $20

Sport & Entertainment

Cumbaya

$41 4.6%

Chiang Mai

$50 5.4% 23% $9.4

Getting Around

Cumbaya

$11 * 1.2%

Chiang Mai

$61 6.6% 476% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $377 in Cumbaya versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55 in Cumbaya versus $19 in Chiang Mai. Groceries tell a different story – $191 in Cumbaya vs $234 in Chiang Mai – so Cumbaya wins on supermarket bills even if dining out costs more.

Good to know

🇪🇨 Cumbaya

🇹🇭 Chiang Mai

🕒 Local time

15:38 3:38 PM

03:38 3:38 AM

12 h ahead of Cumbaya

🌤 Weather

👥 Population

127,240

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.898 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

THB to USD in detail →

On the map

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Between locations

Cumbaya Chiang Mai 17,930 km ≈ 23 h nonstop flight

From you

Cumbaya
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cumbaya vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 5% more than Cumbaya, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,334 per month in Cumbaya and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments: a one-bedroom in the center costs $377 there versus $482 in Chiang Mai.

A mid-range dinner for two costs $55 in Cumbaya and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 23% more in Chiang Mai, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $889 in Cumbaya and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Cumbaya costs $889 versus $936 in Chiang Mai. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.