Last update: Oct 2026

Cost of Living Comparison Between Concord, CA and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $3,079 in Concord, CA, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

151

Cost of Living Index in Concord, CA
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Concord, CA Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Concord, CA

🇺🇸 United States

$3,079

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Concord, CA and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concord, CA and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,079 in Concord, CA versus $2,018 in Montreal.

Concord, CA $3,079
Montreal $2,018

Estimated couple costs with rent: $4,627 in Concord, CA versus $3,085 in Montreal.

Concord, CA $4,627
Montreal $3,085

Monthly costs for a family of three with rent: $6,175 in Concord, CA versus $4,152 in Montreal.

Concord, CA $6,175
Montreal $4,152

Living in Concord, CA is roughly 53% more expensive than in Montreal, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Concord, CA 128% above, Montreal 49% above.

Meal at Budget Restaurant

$24.98 $24.98

$18.82 CA$26.61

32.73%

Three-Course Dinner for Two, Mid-Range

$79.0 $79.0

$70.3 CA$99.4

12.36%

Fast Food Meal (McDonalds, etc)

$15.14 $15.14

$10.66 CA$15.06

42.03%

Cappuccino

$5.98 $5.98

$3.84 CA$5.43

55.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 $3.27

$1.92 CA$2.71

70.31%

Water (0.33 liter bottle)

$2.62 $2.62

$1.54 CA$2.18

70.13%

Local Beer (0.5 liter draught)

$9.03 $9.03

$6.23 CA$8.81

44.94%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$7.10 CA$10.03

15.92%

Milk (1 liter)

$1.32 $1.32

$2.31 CA$3.27

-42.86%

White Bread (500g)

$4.33 $4.33

$3.14 CA$4.44

37.90%

Rice (white) (1kg)

$4.70 $4.70

$3.21 CA$4.54

46.42%

Eggs

$5.53 $5.53

$3.52 CA$4.97

57.10%

Local Cheese (1kg)

$24.74 $24.74

$12.81 CA$18.11

93.13%

Chicken Fillets (1kg)

$11.65 $11.65

$11.46 CA$16.20

1.66%

Beef Round Steak (1kg)

$13.28 $13.28

$13.39 CA$18.92

-0.82%

Apples (1kg)

$5.39 $5.39

$3.14 CA$4.43

71.66%

Banana (1kg)

$2.54 $2.54

$1.44 CA$2.03

76.39%

Oranges (1kg)

$4.76 $4.76

$3.47 CA$4.91

37.18%

Tomato (1kg)

$5.88 $5.88

$3.07 CA$4.34

91.53%

Potato (1kg)

$3.40 $3.40

$1.90 CA$2.69

78.95%

Onion (1kg)

$3.85 $3.85

$1.77 CA$2.50

117.51%

Lettuce (1 head)

$2.46 $2.46

$2.34 CA$3.31

5.13%

Water (1.5 liter bottle)

$2.63 $2.63

$1.55 CA$2.19

69.68%

Cigarettes 20 Pack (Marlboro, Camel)

$7.56 $7.56

$11.38 CA$16.09

-33.57%

Wine (Bottle)

$12.82 $12.82

$10.63 CA$15.03

20.60%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.27 CA$3.21

-12.78%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$2.82 CA$3.99

-12.41%

One-way Ticket (Public Transport)

$2.49 $2.49

$2.66 CA$3.76

-6.39%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$77.3 CA$109

-23.21%

Taxi Start (Normal Tariff)

$3.47 $3.47

$3.20 CA$4.53

8.44%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.48 CA$2.09

29.05%

Taxi 1hour Waiting (Normal Tariff)

$39.88 $39.88

$32.88 CA$46.48

21.29%

Gasoline (1 liter)

$1.47 $1.47

$1.34 CA$1.90

9.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$28.2K CA$39.8K

7.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$19.6K CA$27.8K

35.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 $139

$76.0 CA$107

83.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.06 $43.06

$33.95 CA$48.00

26.83%

Internet (50+ Mbps, Unlimited Data)

$63.6 $63.6

$42.31 CA$59.8

50.41%

Gym Membership (Monthly)

$98.4 $98.4

$29.76 CA$42.07

230.78%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$14.83 $14.83

$11.15 CA$15.77

33.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,270 $2,270

$507 CA$717

347.63%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$16.1K CA$22.7K

49.47%

Jeans (Levis 501 Or Similar)

$51.5 $51.5

$57.6 CA$81.4

-10.56%

Summer Dress (H&M, Zara, etc)

$40.78 $40.78

$37.58 CA$53.1

8.52%

Sport Shoes (Adidas, Nike)

$73.9 $73.9

$91.9 CA$130

-19.58%

Men's Leather Business Shoes

$61.0 $61.0

$110 CA$155

-44.33%

1-bedroom Apartment, City Center (Monthly)

$2,315 $2,315

$1,260 CA$1,782

83.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,658 $1,658

$948 CA$1,340

74.98%

3-bedroom Apartment, City Center (Monthly)

$3,534 $3,534

$2,137 CA$3,021

65.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,968 $2,968

$1,614 CA$2,281

83.92%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$4,847 $4,847

$2,827 CA$3,997

71.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

4.48

48.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concord, CA: October 13, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concord, CA

$1.7K 53.9%

Montreal

$948 47% 42.9% $711

Groceries & Markets

Concord, CA

$460 14.9%

Montreal

$346 17.2% 24.7% $114

Eating Out

Concord, CA

$402 13.1%

Montreal

$288 14.3% 28.4% $114

Monthly Utilities & Internet

Concord, CA

$246 8%

Montreal

$152 7.5% 38.1% $94

Sport & Entertainment

Concord, CA

$128 4.2%

Montreal

$52 2.6% 59.4% $76

Clothing & Footwear

Concord, CA

$102 3.3%

Montreal

$133 6.6% 30.6% $31

Getting Around

Concord, CA

$82 2.7%

Montreal

$99 4.9% 19.7% $16

Cost Breakdown

A one-bedroom apartment in the center runs $2,315 in Concord, CA and $1,260 in Montreal. Housing cost is often the main lever when comparing two cities.

Concord, CA pays 71% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Concord, CA vs $70.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $460 vs $346 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Concord, CA

🇨🇦 Montreal

🕒 Local time

11:30 11:30 AM

14:30 2:30 PM

3 h ahead of Concord, CA

🌤 Weather

👥 Population

42,695

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Concord, CA Montreal 4,040 km ≈ 6 h nonstop flight

From you

Concord, CA
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concord, CA vs Montreal: Cost of Living - Frequently Asked Questions

Concord, CA and Montreal differ by about 53% in total monthly costs ($3,079 vs $2,018 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 71% higher in Concord, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,315 in Concord, CA versus $1,260 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Montreal – a meal for two runs $70.0 versus $79.0 in Concord, CA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,079 per month in Concord, CA versus $2,018 in Montreal – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,018 in Montreal versus $3,079 in Concord, CA, a $2,000 budget is realistic in Montreal but tight or insufficient in Concord, CA. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concord, CA and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 53% less than in Concord, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.