Last update: Oct 2026

Cost of Living Comparison Between Collado Villalba and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,754 in Collado Villalba, rent and utilities included – about $10,000 less a year. Rent and utilities account for about half of the difference.

85

Cost of Living Index in Collado Villalba
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Collado Villalba Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Collado Villalba

🇪🇸 Spain

$1,754

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Collado Villalba and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Collado Villalba and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,754 in Collado Villalba versus $918 in Cebu.

Collado Villalba $1,754
Cebu $918

Estimated couple costs with rent: $2,542 in Collado Villalba versus $1,409 in Cebu.

Collado Villalba $2,542
Cebu $1,409

Monthly costs for a family of three with rent: $3,329 in Collado Villalba versus $1,900 in Cebu.

Collado Villalba $3,329
Cebu $1,900

Living in Collado Villalba is roughly 91% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Collado Villalba is 30% above, Cebu is 32% below.

Meal at Budget Restaurant

$14.61 €13.00

$3.09 ₱194

372.82%

Three-Course Dinner for Two, Mid-Range

$42.63 €37.92

$24.22 ₱1,525

76.01%

Fast Food Meal (McDonalds, etc)

$9.24 €8.22

$3.92 ₱247

135.71%

Cappuccino

$1.58 €1.41

$2.51 ₱158

-37.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 €2.44

$1.59 ₱100

72.33%

Water (0.33 liter bottle)

$1.32 €1.18

$0.53 ₱33.43

149.06%

Local Beer (0.5 liter draught)

$3.28 €2.92

$1.78 ₱112

84.27%

Imported Beer (0.33 liter bottle)

$2.27 €2.02

$2.17 ₱137

4.61%

Milk (1 liter)

$1.04 €0.92

$1.92 ₱121

-45.83%

White Bread (500g)

$1.05 €0.93

$1.36 ₱85.4

-22.79%

Rice (white) (1kg)

$2.29 €2.03

$1.01 ₱63.5

126.73%

Eggs

$2.94 €2.62

$2.03 ₱128

44.83%

Local Cheese (1kg)

$25.83 €22.98

$9.86 ₱621

161.97%

Chicken Fillets (1kg)

$12.48 €11.10

$4.39 ₱277

184.28%

Beef Round Steak (1kg)

$25.39 €22.59

$7.60 ₱479

234.08%

Apples (1kg)

$2.76 €2.45

$3.30 ₱208

-16.36%

Banana (1kg)

$2.42 €2.15

$1.39 ₱87.8

74.10%

Oranges (1kg)

$2.21 €1.96

$2.33 ₱147

-5.15%

Tomato (1kg)

$4.87 €4.34

$1.50 ₱94.3

224.67%

Potato (1kg)

$2.14 €1.90

$2.36 ₱149

-9.32%

Onion (1kg)

$2.17 €1.93

$1.90 ₱119

14.21%

Lettuce (1 head)

$2.00 €1.78

$1.19 ₱74.9

68.07%

Water (1.5 liter bottle)

$0.59 €0.53

$0.63 ₱39.71

-6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$6.00 €5.34

$3.00 ₱189

100.00%

Wine (Bottle)

$9.91 €8.82

$6.03 ₱379

64.34%

Local Beer (0.5 liter bottle)

$1.03 €0.92

$1.23 ₱77.7

-16.26%

Imported Beer (0.33 liter bottle)

$2.13 €1.90

$1.75 ₱110

21.71%

One-way Ticket (Public Transport)

$1.67 €1.48

$0.25 ₱15.86

568.00%

Public Transport Monthly Pass (Regular Price)

$33.16 €29.49

$12.64 ₱796

162.34%

Taxi Start (Normal Tariff)

$4.53 €4.03

$0.77 ₱48.62

488.31%

Taxi (Normal Tariff) (1km)

$2.28 €2.03

$0.23 ₱14.53

891.30%

Taxi 1hour Waiting (Normal Tariff)

$23.07 €20.52

$4.46 ₱281

417.26%

Gasoline (1 liter)

$1.81 €1.61

$1.31 ₱82.8

38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €31.4K

$21.2K ₱1.3M

65.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K €26.3K

$19.1K ₱1.2M

54.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 €174

$120 ₱7,569

62.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.01 €17.80

$14.00 ₱882

42.93%

Internet (50+ Mbps, Unlimited Data)

$30.66 €27.27

$27.54 ₱1,734

11.33%

Gym Membership (Monthly)

$44.45 €39.54

$32.33 ₱2,035

37.49%

Tennis Court (1 Hour on Weekend)

$15.89 €14.14

$6.65 ₱419

138.95%

Cinema Ticket

$9.96 €8.86

$5.65 ₱356

76.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 €160

$275 ₱17.3K

-34.67%

International Primary School, 1 Child (Yearly)

$6,010 €5,346

$7,918 ₱498.5K

-24.10%

Jeans (Levis 501 Or Similar)

$71.7 €63.8

$49.33 ₱3,106

45.33%

Summer Dress (H&M, Zara, etc)

$36.89 €32.81

$25.24 ₱1,589

46.16%

Sport Shoes (Adidas, Nike)

$76.9 €68.4

$77.0 ₱4,846

-0.03%

Men's Leather Business Shoes

$94.9 €84.4

$57.2 ₱3,601

65.84%

1-bedroom Apartment, City Center (Monthly)

$915 €814

$500 ₱31.5K

83.18%

1-bedroom Apartment, Outside City Center (Monthly)

$686 €610

$309 ₱19.4K

122.20%

3-bedroom Apartment, City Center (Monthly)

$1,371 €1,220

$1,078 ₱67.9K

27.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,012 €901

$615 ₱38.7K

64.57%

Buy Apartment in City Center (m2)

$3,233 €2,876

$2,886 ₱181.7K

12.03%

Buy Apartment Outside City Center (m2)

$2,203 €1,960

$1,917 ₱120.7K

14.97%

Average Monthly Net Salary (After Tax)

$2,486 €2,211

$346 ₱21.8K

618.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

7.2

-57.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Collado Villalba: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Collado Villalba

$686 39.1%

Cebu

$309 33.6% 55% $377

Groceries & Markets

Collado Villalba

$374 21.4%

Cebu

$206 22.4% 45% $169

Monthly Utilities & Internet

Collado Villalba

$246 14%

Cebu

$162 17.6% 34.3% $84

Eating Out

Collado Villalba

$201 11.5%

Cebu

$88 9.6% 56% $113

Clothing & Footwear

Collado Villalba

$126 7.2%

Cebu

$94 10.2% 25.6% $32

Sport & Entertainment

Collado Villalba

$64 3.7%

Cebu

$44 4.8% 32.2% $21

Getting Around

Collado Villalba

$56 3.2%

Cebu

$16 1.7% 72.1% $40

Cost Breakdown

A one-bedroom apartment in the center runs $915 in Collado Villalba and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Collado Villalba pays 619% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Collado Villalba vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $374 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Collado Villalba

🇵🇭 Cebu

🕒 Local time

14:40 2:40 PM

20:40 8:40 PM

6 h ahead of Collado Villalba

🌤 Weather

👥 Population

65,657

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Collado Villalba Cebu 12,230 km ≈ 16 h nonstop flight

From you

Collado Villalba
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Collado Villalba vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 91% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 619% higher in Collado Villalba, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $915 in Collado Villalba versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,754 per month in Collado Villalba versus $918 in Cebu – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 162% less than in Collado Villalba. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,754 in Collado Villalba, a $1,500 budget is realistic in Cebu but tight or insufficient in Collado Villalba. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Collado Villalba, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Collado Villalba and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 91% less than in Collado Villalba. Beyond cost, consider language, visa policies, and how big the international community is in each city.