Last update: Oct 2026

Cost of Living Comparison Between Coffs Harbour and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $2,468 in Coffs Harbour, rent and utilities included – about $18,400 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Coffs Harbour
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Coffs Harbour Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Coffs Harbour

🇦🇺 Australia

$2,468

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Coffs Harbour and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coffs Harbour and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,468 per month in Coffs Harbour vs $936 in Chiang Mai, rent included.

Coffs Harbour $2,468
Chiang Mai $936

A couple spends around $3,579 per month in Coffs Harbour vs $1,457 in Chiang Mai, rent included.

Coffs Harbour $3,579
Chiang Mai $1,457

A family of three spends $4,690 per month in Coffs Harbour vs $1,979 in Chiang Mai, rent included.

Coffs Harbour $4,690
Chiang Mai $1,979

Coffs Harbour costs about 164% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Coffs Harbour sits 81% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.25 A$20.25

$2.24 ฿75.7

536.16%

Three-Course Dinner for Two, Mid-Range

$104 A$147

$19.00 ฿642

445.89%

Fast Food Meal (McDonalds, etc)

$8.87 A$12.61

$5.55 ฿188

59.82%

Cappuccino

$3.77 A$5.36

$1.67 ฿56.6

125.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 A$4.07

$0.64 ฿21.56

346.87%

Water (0.33 liter bottle)

$1.95 A$2.77

$0.31 ฿10.32

529.03%

Local Beer (0.5 liter draught)

$5.37 A$7.64

$2.36 ฿79.6

127.54%

Imported Beer (0.33 liter bottle)

$5.48 A$7.79

$3.66 ฿124

49.73%

Milk (1 liter)

$1.52 A$2.16

$1.95 ฿65.8

-22.05%

White Bread (500g)

$2.64 A$3.74

$1.44 ฿48.51

83.33%

Rice (white) (1kg)

$2.40 A$3.41

$1.33 ฿45.07

80.45%

Eggs

$3.36 A$4.77

$2.28 ฿77.1

47.37%

Local Cheese (1kg)

$8.69 A$12.35

$16.45 ฿556

-47.17%

Chicken Fillets (1kg)

$7.11 A$10.11

$2.78 ฿94.0

155.76%

Beef Round Steak (1kg)

$13.76 A$19.56

$9.31 ฿314

47.80%

Apples (1kg)

$3.98 A$5.65

$2.35 ฿79.5

69.36%

Banana (1kg)

$3.09 A$4.39

$0.97 ฿32.82

218.56%

Oranges (1kg)

$3.47 A$4.93

$1.60 ฿53.9

116.88%

Tomato (1kg)

$4.16 A$5.91

$1.50 ฿50.7

177.33%

Potato (1kg)

$1.43 A$2.03

$1.28 ฿43.15

11.72%

Onion (1kg)

$2.44 A$3.47

$1.10 ฿37.22

121.82%

Lettuce (1 head)

$2.52 A$3.58

$0.71 ฿23.84

254.93%

Water (1.5 liter bottle)

$2.37 A$3.37

$0.49 ฿16.38

383.67%

Cigarettes 20 Pack (Marlboro, Camel)

$32.01 A$45.48

$4.14 ฿140

673.19%

Wine (Bottle)

$14.22 A$20.20

$17.52 ฿592

-18.84%

Local Beer (0.5 liter bottle)

$6.05 A$8.59

$1.61 ฿54.5

275.78%

Imported Beer (0.33 liter bottle)

$6.63 A$9.41

$2.78 ฿94.0

138.49%

One-way Ticket (Public Transport)

$4.72 A$6.71

$0.87 ฿29.33

442.53%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

Taxi Start (Normal Tariff)

$2.11 A$3.00

$1.16 ฿39.08

81.90%

Taxi (Normal Tariff) (1km)

$1.59 A$2.26

$0.53 ฿17.82

200.00%

Taxi 1hour Waiting (Normal Tariff)

$35.69 A$50.7

$2.42 ฿81.8

1374.79%

Gasoline (1 liter)

$1.32 A$1.87

$1.45 ฿48.93

-8.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K A$41.1K

$21.1K ฿711.2K

37.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K A$37.9K

$26.9K ฿909.8K

-0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 A$248

$62.2 ฿2,100

181.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.59 A$15.05

$12.17 ฿411

-12.98%

Internet (50+ Mbps, Unlimited Data)

$53.9 A$76.6

$20.12 ฿680

167.79%

Gym Membership (Monthly)

$108 A$153

$37.31 ฿1,260

188.74%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$13.45 A$19.11

$6.49 ฿219

107.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,183 A$3,102

$736 ฿24.9K

196.60%

International Primary School, 1 Child (Yearly)

$11.8K A$16.7K

$14.8K ฿498.6K

-20.31%

Jeans (Levis 501 Or Similar)

$77.2 A$110

$53.4 ฿1,802

44.56%

Summer Dress (H&M, Zara, etc)

$53.5 A$76.1

$24.64 ฿832

117.29%

Sport Shoes (Adidas, Nike)

$103 A$146

$91.5 ฿3,089

12.13%

Men's Leather Business Shoes

$124 A$176

$71.9 ฿2,429

71.80%

1-bedroom Apartment, City Center (Monthly)

$1,399 A$1,988

$482 ฿16.3K

190.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,302 A$1,850

$309 ฿10.4K

321.39%

3-bedroom Apartment, City Center (Monthly)

$2,111 A$2,999

$1,006 ฿34.0K

109.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,945 A$2,764

$633 ฿21.4K

207.05%

Buy Apartment in City Center (m2)

$3,566 A$5,066

$2,363 ฿79.8K

50.88%

Buy Apartment Outside City Center (m2)

$3,623 A$5,149

$1,589 ฿53.7K

128.03%

Average Monthly Net Salary (After Tax)

$3,275 A$4,653

$590 ฿19.9K

455.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

5.57

2.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coffs Harbour: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Coffs Harbour

$1.3K 52.7%

Chiang Mai

$309 33% 76.3% $993

Groceries & Markets

Coffs Harbour

$360 14.6%

Chiang Mai

$234 25.1% 35% $126

Eating Out

Coffs Harbour

$243 9.8%

Chiang Mai

$78 8.3% 68.1% $165

Monthly Utilities & Internet

Coffs Harbour

$239 9.7%

Chiang Mai

$94 10.1% 60.5% $145

Clothing & Footwear

Coffs Harbour

$161 6.5%

Chiang Mai

$109 11.6% 32.3% $52

Sport & Entertainment

Coffs Harbour

$135 5.5%

Chiang Mai

$50 5.4% 62.7% $84

Getting Around

Coffs Harbour

$29 * 1.2%

Chiang Mai

$61 6.6% 112% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,399 in Coffs Harbour versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Coffs Harbour are about 5.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Coffs Harbour versus $19 in Chiang Mai. Monthly groceries follow the same trend: $360 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇦🇺 Coffs Harbour

🇹🇭 Chiang Mai

🕒 Local time

03:54 3:54 AM

23:54 11:54 PM

4 h behind Coffs Harbour

🌤 Weather

👥 Population

78,759

127,240

💱 Currency

Australian Dollar AUD $

Thai Baht THB ฿

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to AUD in detail →

On the map

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Between locations

Coffs Harbour Chiang Mai 7,960 km ≈ 10 h nonstop flight

From you

Coffs Harbour
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coffs Harbour vs Chiang Mai: Cost of Living - Frequently Asked Questions

Coffs Harbour costs about 164% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,703 per month in Coffs Harbour and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,399 in Coffs Harbour.

A mid-range dinner for two costs $104 in Coffs Harbour and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 54% more in Coffs Harbour, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $2,468 in Coffs Harbour and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Coffs Harbour makes more sense. Both are solid long-term options with distinct trade-offs.