Last update: Oct 2026

Cost of Living Comparison Between Coffs Harbour and Bali

For one person, living is cheaper in Bali: $1,236 a month against $2,422 in Coffs Harbour, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Coffs Harbour
Learn more

Coffs Harbour Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Coffs Harbour

🇦🇺 Australia

$2,422

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Coffs Harbour and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Coffs Harbour and in Bali actually costs, broken down by who's living it.

A single person spends $2,422 per month in Coffs Harbour vs $1,236 in Bali, rent included.

Coffs Harbour $2,422
Bali $1,236

A couple spends around $3,551 per month in Coffs Harbour vs $2,086 in Bali, rent included.

Coffs Harbour $3,551
Bali $2,086

A family of three spends $4,680 per month in Coffs Harbour vs $2,937 in Bali, rent included.

Coffs Harbour $4,680
Bali $2,937

Coffs Harbour costs about 96% more than Bali, and outside of rent the biggest gap is in eating out.

Coffs Harbour sits 79% above the global median, while Bali is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.90 A$20.00

$2.76 Rp 49.7K

403.62%

Three-Course Dinner for Two, Mid-Range

$105 A$151

$29.80 Rp 536.4K

251.07%

Fast Food Meal (McDonalds, etc)

$9.16 A$13.18

$4.63 Rp 83.3K

97.84%

Cappuccino

$3.70 A$5.32

$2.32 Rp 41.7K

59.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.03

$1.40 Rp 25.1K

100.00%

Water (0.33 liter bottle)

$1.94 A$2.80

$0.64 Rp 11.5K

203.12%

Local Beer (0.5 liter draught)

$5.07 A$7.29

$2.19 Rp 39.4K

131.51%

Imported Beer (0.33 liter bottle)

$5.53 A$7.96

$3.58 Rp 64.5K

54.47%

Milk (1 liter)

$1.52 A$2.18

$1.49 Rp 26.7K

2.01%

White Bread (500g)

$2.73 A$3.92

$2.21 Rp 39.8K

23.53%

Rice (white) (1kg)

$2.33 A$3.35

$1.17 Rp 21.1K

99.15%

Eggs

$3.40 A$4.89

$2.02 Rp 36.4K

68.32%

Local Cheese (1kg)

$9.04 A$13.00

$16.52 Rp 297.4K

-45.28%

Chicken Fillets (1kg)

$7.15 A$10.28

$3.68 Rp 66.2K

94.29%

Beef Round Steak (1kg)

$14.16 A$20.38

$11.67 Rp 210.0K

21.34%

Apples (1kg)

$3.81 A$5.49

$3.44 Rp 62.0K

10.76%

Banana (1kg)

$3.03 A$4.37

$1.46 Rp 26.2K

107.53%

Oranges (1kg)

$3.47 A$5.00

$2.24 Rp 40.3K

54.91%

Tomato (1kg)

$4.25 A$6.12

$1.82 Rp 32.8K

133.52%

Potato (1kg)

$1.35 A$1.95

$1.79 Rp 32.2K

-24.58%

Onion (1kg)

$2.50 A$3.59

$2.27 Rp 40.9K

10.13%

Lettuce (1 head)

$2.41 A$3.47

$0.99 Rp 17.8K

143.43%

Water (1.5 liter bottle)

$2.33 A$3.35

$0.51 Rp 9,186

356.86%

Cigarettes 20 Pack (Marlboro, Camel)

$31.57 A$45.43

$2.15 Rp 38.7K

1368.37%

Wine (Bottle)

$14.01 A$20.16

$21.44 Rp 386.0K

-34.65%

Local Beer (0.5 liter bottle)

$5.90 A$8.49

$2.29 Rp 41.1K

157.64%

Imported Beer (0.33 liter bottle)

$6.76 A$9.72

$2.86 Rp 51.5K

136.36%

One-way Ticket (Public Transport)

$4.84 A$6.97

$0.26 Rp 4,713

1761.54%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

Taxi Start (Normal Tariff)

$2.10 A$3.03

$0.48 Rp 8,646

337.50%

Taxi (Normal Tariff) (1km)

$1.55 A$2.24

$0.43 Rp 7,705

260.47%

Taxi 1hour Waiting (Normal Tariff)

$35.59 A$51.2

$5.64 Rp 101.6K

531.03%

Gasoline (1 liter)

$1.29 A$1.86

$0.82 Rp 14.8K

57.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K A$38.2K

$23.7K Rp 426.6M

11.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K A$47.0K

$31.7K Rp 571.3M

3.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 A$253

$81.3 Rp 1.5M

115.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.55 A$15.18

$6.53 Rp 117.6K

61.56%

Internet (50+ Mbps, Unlimited Data)

$53.5 A$77.0

$18.31 Rp 329.7K

192.24%

Gym Membership (Monthly)

$108 A$155

$46.85 Rp 843.4K

129.71%

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

Cinema Ticket

$13.84 A$19.92

$3.69 Rp 66.5K

275.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,176 A$3,131

$445 Rp 8.0M

388.87%

International Primary School, 1 Child (Yearly)

$11.8K A$17.0K

$5,218 Rp 93.9M

126.43%

Jeans (Levis 501 Or Similar)

$74.9 A$108

$42.66 Rp 767.8K

75.55%

Summer Dress (H&M, Zara, etc)

$54.0 A$77.7

$33.40 Rp 601.2K

61.68%

Sport Shoes (Adidas, Nike)

$104 A$150

$75.0 Rp 1.4M

38.69%

Men's Leather Business Shoes

$120 A$173

$73.7 Rp 1.3M

62.84%

1-bedroom Apartment, City Center (Monthly)

$1,387 A$1,997

$996 Rp 17.9M

39.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,259 A$1,812

$596 Rp 10.7M

111.30%

3-bedroom Apartment, City Center (Monthly)

$2,108 A$3,033

$3,054 Rp 55.0M

-30.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,939 A$2,790

$1,511 Rp 27.2M

28.36%

Buy Apartment in City Center (m2)

$3,557 A$5,119

$2,430 Rp 43.7M

46.36%

Buy Apartment Outside City Center (m2)

$3,546 A$5,102

$1,963 Rp 35.3M

80.63%

Average Monthly Net Salary (After Tax)

$3,275 A$4,713

$220 Rp 4.0M

1386.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

13.78

-58.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Coffs Harbour: October 12, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Coffs Harbour

$1.3K 52%

Bali

$596 48.2% 52.7% $663

Groceries & Markets

Coffs Harbour

$361 14.9%

Bali

$277 22.4% 23.3% $84

Monthly Utilities & Internet

Coffs Harbour

$240 9.9%

Bali

$106 8.6% 55.7% $133

Eating Out

Coffs Harbour

$238 9.8%

Bali

$90 7.3% 62.2% $148

Clothing & Footwear

Coffs Harbour

$159 6.6%

Bali

$101 8.2% 36.3% $58

Sport & Entertainment

Coffs Harbour

$135 5.6%

Bali

$54 4.4% 59.9% $81

Getting Around

Coffs Harbour

$29 * 1.2%

Bali

$12 0.9% 60.2% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,387 in Coffs Harbour versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1387% higher in Coffs Harbour, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $105 in Coffs Harbour versus $30.00 in Bali. Monthly groceries follow the same trend: $361 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Coffs Harbour

🇮🇩 Bali

🕒 Local time

06:06 6:06 AM

03:06 3:06 AM

3 h behind Coffs Harbour

🌤 Weather

👥 Population

78,759

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Coffs Harbour Bali 4,620 km ≈ 6 h nonstop flight

From you

Coffs Harbour
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Coffs Harbour vs Bali: Cost of Living - Frequently Asked Questions

Coffs Harbour costs about 96% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,632 per month in Coffs Harbour and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,422 in Coffs Harbour and $1,236 in Bali. That's a gap of about 96%.

Kindergarten costs $2,176 per month in Coffs Harbour and $445 in Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Coffs Harbour at $2,422. In Bali it covers expenses comfortably, while in Coffs Harbour it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,422 in Coffs Harbour. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Coffs Harbour makes more sense. Both are solid long-term options with distinct trade-offs.