Last update: Oct 2026

Cost of Living Comparison Between Clovis, NM and Lima

For one person, living is cheaper in Lima: $1,012 a month against $2,024 in Clovis, NM, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Clovis, NM
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Clovis, NM Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Clovis, NM

🇺🇸 United States

$2,024

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Clovis, NM and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clovis, NM and in Lima actually costs, broken down by who's living it.

A single person spends $2,024 per month in Clovis, NM vs $1,012 in Lima, rent included.

Clovis, NM $2,024
Lima $1,012

A couple spends around $2,914 per month in Clovis, NM vs $1,589 in Lima, rent included.

Clovis, NM $2,914
Lima $1,589

A family of three spends $3,805 per month in Clovis, NM vs $2,167 in Lima, rent included.

Clovis, NM $3,805
Lima $2,167

Clovis, NM costs about 100% more than Lima, and outside of rent the biggest gap is in groceries.

Clovis, NM sits 50% above the global median, while Lima is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.20 $17.20

$4.40 PEN 15.10

290.91%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$35.17 PEN 121

116.72%

Fast Food Meal (McDonalds, etc)

$10.45 $10.45

$6.89 PEN 23.65

51.67%

Cappuccino

$5.75 $5.75

$3.26 PEN 11.20

76.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 $2.91

$1.12 PEN 3.84

159.82%

Water (0.33 liter bottle)

$2.32 $2.32

$0.62 PEN 2.11

274.19%

Local Beer (0.5 liter draught)

$5.53 $5.53

$2.65 PEN 9.09

108.68%

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$4.41 PEN 15.15

61.90%

Milk (1 liter)

$0.73 $0.73

$1.63 PEN 5.61

-55.21%

White Bread (500g)

$4.22 $4.22

$2.56 PEN 8.78

64.84%

Rice (white) (1kg)

$5.62 $5.62

$1.35 PEN 4.65

316.30%

Eggs

$4.15 $4.15

$2.90 PEN 9.96

43.10%

Local Cheese (1kg)

$16.80 $16.80

$8.85 PEN 30.38

89.83%

Chicken Fillets (1kg)

$21.18 $21.18

$5.98 PEN 20.52

254.18%

Beef Round Steak (1kg)

$16.69 $16.69

$9.78 PEN 33.59

70.65%

Apples (1kg)

$3.18 $3.18

$2.05 PEN 7.02

55.12%

Banana (1kg)

$1.26 $1.26

$1.06 PEN 3.66

18.87%

Oranges (1kg)

$2.92 $2.92

$1.35 PEN 4.64

116.30%

Tomato (1kg)

$2.10 $2.10

$1.50 PEN 5.15

40.00%

Potato (1kg)

$1.54 $1.54

$0.88 PEN 3.03

75.00%

Onion (1kg)

$2.03 $2.03

$0.92 PEN 3.15

120.65%

Lettuce (1 head)

$1.86 $1.86

$0.89 PEN 3.07

108.99%

Water (1.5 liter bottle)

$2.51 $2.51

$0.90 PEN 3.10

178.89%

Cigarettes 20 Pack (Marlboro, Camel)

$10.45 $10.45

$5.90 PEN 20.27

77.12%

Wine (Bottle)

$16.06 $16.06

$8.52 PEN 29.26

88.50%

Local Beer (0.5 liter bottle)

$2.03 $2.03

$1.88 PEN 6.45

7.98%

Imported Beer (0.33 liter bottle)

$4.18 $4.18

$3.22 PEN 11.05

29.81%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.86 PEN 92.2

Taxi Start (Normal Tariff)

$3.81 PEN 13.09

Taxi (Normal Tariff) (1km)

$2.02 PEN 6.93

Taxi 1hour Waiting (Normal Tariff)

$7.11 PEN 24.41

Gasoline (1 liter)

$1.02 $1.02

$1.72 PEN 5.91

-40.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K $31.2K

$22.3K PEN 76.6K

39.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$25.5K PEN 87.6K

-2.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 $251

$73.1 PEN 251

243.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.35 $45.35

$16.35 PEN 56.2

177.37%

Internet (50+ Mbps, Unlimited Data)

$95.3 $95.3

$27.47 PEN 94.3

246.92%

Gym Membership (Monthly)

$31.90 PEN 110

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

Cinema Ticket

$17.95 $17.95

$7.05 PEN 24.23

154.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 $1,338

$182 PEN 627

633.33%

International Primary School, 1 Child (Yearly)

$15.4K $15.4K

$13.0K PEN 44.8K

18.30%

Jeans (Levis 501 Or Similar)

$60.2 $60.2

$53.8 PEN 185

11.90%

Summer Dress (H&M, Zara, etc)

$57.2 $57.2

$34.32 PEN 118

66.75%

Sport Shoes (Adidas, Nike)

$81.0 $81.0

$82.8 PEN 284

-2.19%

Men's Leather Business Shoes

$78.2 PEN 269

1-bedroom Apartment, City Center (Monthly)

$952 $952

$721 PEN 2,476

31.98%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$343 PEN 1,179

123.73%

3-bedroom Apartment, City Center (Monthly)

$1,316 $1,316

$1,219 PEN 4,186

7.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,121 $1,121

$651 PEN 2,235

72.24%

Buy Apartment in City Center (m2)

$1,406 $1,406

$2,414 PEN 8,292

-41.78%

Buy Apartment Outside City Center (m2)

$1,373 $1,373

$1,357 PEN 4,660

1.17%

Average Monthly Net Salary (After Tax)

$5,252 $5,252

$648 PEN 2,226

710.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

8.94

-46.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clovis, NM: October 10, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clovis, NM

$768 38%

Lima

$343 33.9% 55.3% $425

Groceries & Markets

Clovis, NM

$438 21.6%

Lima

$226 22.3% 48.4% $212

Monthly Utilities & Internet

Clovis, NM

$392 19.4%

Lima

$117 11.6% 70.1% $275

Eating Out

Clovis, NM

$301 14.9%

Lima

$124 12.3% 58.8% $177

Clothing & Footwear

Clovis, NM

$89 * 4.4%

Lima

$112 11.1% 25.6% $23

Sport & Entertainment

Clovis, NM

$36 * 1.8%

Lima

$46 4.6% 28.1% $10

Getting Around

Clovis, NM

- * 0%

Lima

$43 4.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $952 in Clovis, NM versus $721 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 710% higher in Clovis, NM, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Clovis, NM versus $35.00 in Lima. Monthly groceries follow the same trend: $438 vs $226 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Clovis, NM

🇵🇪 Lima

🕒 Local time

17:37 5:37 PM

18:37 6:37 PM

1 h ahead of Clovis, NM

🌤 Weather

👥 Population

38,567

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 18, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Clovis, NM Lima 5,860 km ≈ 8 h nonstop flight

From you

Clovis, NM
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clovis, NM vs Lima: Cost of Living - Frequently Asked Questions

Clovis, NM costs about 100% more than Lima, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,035 per month in Clovis, NM and $1,518 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Clovis, NM and $35.00 in Lima. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 94% more in Clovis, NM, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,012, than in Clovis, NM at $2,024. In Lima it covers expenses comfortably, while in Clovis, NM it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lima costs $1,012 versus $2,024 in Clovis, NM. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Clovis, NM makes more sense. Both are solid long-term options with distinct trade-offs.