Last update: Oct 2026

Cost of Living Comparison Between Cleveland, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,168 in Cleveland, TN, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Cleveland, TN
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Cleveland, TN Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cleveland, TN

🇺🇸 United States

$2,168

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cleveland, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cleveland, TN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,168 in Cleveland, TN versus $1,349 in Ubud, Bali.

Cleveland, TN $2,168
Ubud, Bali $1,349

Estimated couple costs with rent: $3,263 in Cleveland, TN versus $2,305 in Ubud, Bali.

Cleveland, TN $3,263
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,359 in Cleveland, TN versus $3,261 in Ubud, Bali.

Cleveland, TN $4,359
Ubud, Bali $3,261

Living in Cleveland, TN is roughly 61% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$11.33 $11.33

$3.32 Rp 60.2K

241.27%

Three-Course Dinner for Two, Mid-Range

$38.11 $38.11

$35.64 Rp 645.8K

6.93%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$5.53 Rp 100.3K

78.84%

Cappuccino

$4.87 $4.87

$2.72 Rp 49.3K

79.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$1.70 Rp 30.8K

42.35%

Water (0.33 liter bottle)

$1.64 $1.64

$0.76 Rp 13.8K

115.79%

Local Beer (0.5 liter draught)

$5.83 $5.83

$2.65 Rp 48.1K

120.00%

Imported Beer (0.33 liter bottle)

$7.34 $7.34

$4.38 Rp 79.4K

67.58%

Milk (1 liter)

$0.80 $0.80

$1.49 Rp 27.0K

-46.31%

White Bread (500g)

$2.26 $2.26

$2.28 Rp 41.2K

-0.88%

Rice (white) (1kg)

$2.72 $2.72

$1.19 Rp 21.6K

128.57%

Eggs

$2.53 $2.53

$2.04 Rp 36.9K

24.02%

Local Cheese (1kg)

$8.67 $8.67

$17.70 Rp 320.8K

-51.02%

Chicken Fillets (1kg)

$5.65 $5.65

$3.96 Rp 71.8K

42.68%

Beef Round Steak (1kg)

$10.47 $10.47

$12.19 Rp 220.9K

-14.11%

Apples (1kg)

$3.82 $3.82

$3.66 Rp 66.2K

4.37%

Banana (1kg)

$1.35 $1.35

$1.52 Rp 27.5K

-11.18%

Oranges (1kg)

$3.46 $3.46

$2.23 Rp 40.4K

55.16%

Tomato (1kg)

$3.02 $3.02

$1.97 Rp 35.7K

53.30%

Potato (1kg)

$1.49 $1.49

$1.85 Rp 33.5K

-19.46%

Onion (1kg)

$2.31 $2.31

$2.42 Rp 43.9K

-4.55%

Lettuce (1 head)

$2.22 $2.22

$0.99 Rp 17.9K

124.24%

Water (1.5 liter bottle)

$1.82 $1.82

$0.51 Rp 9,303

256.86%

Cigarettes 20 Pack (Marlboro, Camel)

$7.72 $7.72

$2.22 Rp 40.3K

247.75%

Wine (Bottle)

$14.07 $14.07

$22.24 Rp 403.0K

-36.74%

Local Beer (0.5 liter bottle)

$1.73 $1.73

$2.26 Rp 41.0K

-23.45%

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$2.97 Rp 53.8K

7.74%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.25 Rp 4,548

676.00%

Public Transport Monthly Pass (Regular Price)

$93.2 $93.2

$7.82 Rp 141.8K

1091.18%

Taxi Start (Normal Tariff)

$2.08 $2.08

$0.44 Rp 7,964

372.73%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$0.43 Rp 7,793

346.51%

Taxi 1hour Waiting (Normal Tariff)

$31.86 $31.86

$5.41 Rp 98.0K

488.91%

Gasoline (1 liter)

$0.97 $0.97

$0.82 Rp 14.9K

18.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$23.8K Rp 432.0M

9.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$31.7K Rp 575.3M

-20.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$79.1 Rp 1.4M

114.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.1 $66.1

$6.45 Rp 116.8K

925.12%

Internet (50+ Mbps, Unlimited Data)

$46.46 $46.46

$18.58 Rp 336.7K

150.05%

Gym Membership (Monthly)

$24.66 $24.66

$49.48 Rp 896.7K

-50.16%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$9.89 $9.89

$4.27 Rp 77.4K

131.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,568 $1,568

$491 Rp 8.9M

219.65%

International Primary School, 1 Child (Yearly)

$8,544 $8,544

$5,674 Rp 102.8M

50.58%

Jeans (Levis 501 Or Similar)

$33.25 $33.25

$44.64 Rp 808.9K

-25.52%

Summer Dress (H&M, Zara, etc)

$53.0 $53.0

$34.95 Rp 633.4K

51.50%

Sport Shoes (Adidas, Nike)

$87.8 $87.8

$79.9 Rp 1.4M

9.94%

Men's Leather Business Shoes

$91.3 $91.3

$79.4 Rp 1.4M

14.97%

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$1,125 Rp 20.4M

42.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,093 $1,093

$671 Rp 12.2M

62.84%

3-bedroom Apartment, City Center (Monthly)

$2,430 $2,430

$3,565 Rp 64.6M

-31.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,145 $2,145

$1,723 Rp 31.2M

24.49%

Buy Apartment in City Center (m2)

$2,228 $2,228

$2,732 Rp 49.5M

-18.44%

Buy Apartment Outside City Center (m2)

$2,194 $2,194

$2,284 Rp 41.4M

-3.93%

Average Monthly Net Salary (After Tax)

$3,647 $3,647

$164 Rp 3.0M

2125.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.82

13.78

-57.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cleveland, TN: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cleveland, TN

$1.1K 50.5%

Ubud, Bali

$672 49.8% 38.6% $422

Monthly Utilities & Internet

Cleveland, TN

$282 13%

Ubud, Bali

$104 7.7% 63.1% $178

Groceries & Markets

Cleveland, TN

$276 12.8%

Ubud, Bali

$288 21.4% 4.3% $12

Eating Out

Cleveland, TN

$239 11%

Ubud, Bali

$108 8% 54.9% $131

Clothing & Footwear

Cleveland, TN

$119 5.5%

Ubud, Bali

$108 8% 10% $12

Getting Around

Cleveland, TN

$113 5.2%

Ubud, Bali

$11 0.9% 89.9% $101

Sport & Entertainment

Cleveland, TN

$44 2.1%

Ubud, Bali

$58 4.3% 30.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,600 in Cleveland, TN and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cleveland, TN pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Cleveland, TN vs $36 in Ubud, Bali. Groceries flip the comparison at $276 vs $288, with Cleveland, TN cheaper for home cooking.

Good to know

🇺🇸 Cleveland, TN

🇮🇩 Ubud, Bali

🕒 Local time

11:08 11:08 AM

00:08 12:08 AM

13 h ahead of Cleveland, TN

🌤 Weather

👥 Population

367,991

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Cleveland, TN Ubud, Bali 16,410 km ≈ 21 h nonstop flight

From you

Cleveland, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cleveland, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 38% lower than in Cleveland, TN. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Cleveland, TN is about 22 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,600 in Cleveland, TN versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,568 in Cleveland, TN versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Cleveland, TN pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cleveland, TN and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Cleveland, TN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.