Last update: Oct 2026

Cost of Living Comparison Between Clermont-Ferrand and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,630 in Clermont-Ferrand, rent and utilities included – about $8,500 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Clermont-Ferrand
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Clermont-Ferrand Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Clermont-Ferrand

🇫🇷 France

$1,630

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Clermont-Ferrand and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clermont-Ferrand and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,630 in Clermont-Ferrand versus $918 in Cebu.

Clermont-Ferrand $1,630
Cebu $918

Estimated couple costs with rent: $2,731 in Clermont-Ferrand versus $1,409 in Cebu.

Clermont-Ferrand $2,731
Cebu $1,409

Monthly costs for a family of three with rent: $3,831 in Clermont-Ferrand versus $1,900 in Cebu.

Clermont-Ferrand $3,831
Cebu $1,900

Living in Clermont-Ferrand is roughly 78% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Clermont-Ferrand is 21% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.86 €17.72

$3.09 ₱195

542.72%

Three-Course Dinner for Two, Mid-Range

$68.0 €60.7

$24.22 ₱1,526

180.76%

Fast Food Meal (McDonalds, etc)

$12.09 €10.78

$3.92 ₱247

208.42%

Cappuccino

$3.76 €3.35

$2.51 ₱158

49.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 €2.56

$1.59 ₱100

79.87%

Water (0.33 liter bottle)

$1.34 €1.20

$0.53 ₱33.47

152.83%

Local Beer (0.5 liter draught)

$7.42 €6.62

$1.78 ₱112

316.85%

Imported Beer (0.33 liter bottle)

$4.46 €3.98

$2.17 ₱137

105.53%

Milk (1 liter)

$1.39 €1.24

$1.92 ₱121

-27.60%

White Bread (500g)

$1.09 €0.97

$1.36 ₱85.5

-19.85%

Rice (white) (1kg)

$1.95 €1.74

$1.01 ₱63.6

93.07%

Eggs

$3.38 €3.01

$2.03 ₱128

66.50%

Local Cheese (1kg)

$19.00 €16.95

$9.86 ₱622

92.70%

Chicken Fillets (1kg)

$11.69 €10.43

$4.39 ₱277

166.29%

Beef Round Steak (1kg)

$15.80 €14.09

$7.60 ₱479

107.89%

Apples (1kg)

$3.26 €2.91

$3.30 ₱208

-1.21%

Banana (1kg)

$2.19 €1.95

$1.39 ₱87.9

57.55%

Oranges (1kg)

$2.83 €2.52

$2.33 ₱147

21.46%

Tomato (1kg)

$3.29 €2.94

$1.50 ₱94.4

119.33%

Potato (1kg)

$1.92 €1.71

$2.36 ₱149

-18.64%

Onion (1kg)

$1.90 €1.69

$1.90 ₱120

Lettuce (1 head)

$1.15 €1.03

$1.19 ₱75.0

-3.36%

Water (1.5 liter bottle)

$0.37 €0.33

$0.63 ₱39.75

-41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$14.27 €12.73

$3.00 ₱189

375.67%

Wine (Bottle)

$7.89 €7.04

$6.03 ₱380

30.85%

Local Beer (0.5 liter bottle)

$2.31 €2.06

$1.23 ₱77.8

87.80%

Imported Beer (0.33 liter bottle)

$2.26 €2.02

$1.75 ₱110

29.14%

One-way Ticket (Public Transport)

$1.81 €1.61

$0.25 ₱15.88

624.00%

Public Transport Monthly Pass (Regular Price)

$66.2 €59.1

$12.64 ₱796

424.05%

Taxi Start (Normal Tariff)

$8.97 €8.00

$0.77 ₱48.67

1064.94%

Taxi (Normal Tariff) (1km)

$2.45 €2.18

$0.23 ₱14.55

965.22%

Taxi 1hour Waiting (Normal Tariff)

$35.13 €31.34

$4.46 ₱281

687.67%

Gasoline (1 liter)

$2.16 €1.92

$1.31 ₱82.9

64.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €31.2K

$21.2K ₱1.3M

64.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K €28.6K

$19.1K ₱1.2M

67.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 €123

$120 ₱7,577

14.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.62 €8.58

$14.00 ₱883

-31.29%

Internet (50+ Mbps, Unlimited Data)

$30.69 €27.38

$27.54 ₱1,736

11.44%

Gym Membership (Monthly)

$38.69 €34.51

$32.33 ₱2,037

19.67%

Tennis Court (1 Hour on Weekend)

$13.77 €12.28

$6.65 ₱419

107.07%

Cinema Ticket

$9.11 €8.13

$5.65 ₱356

61.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.4K

International Primary School, 1 Child (Yearly)

$7,918 ₱499.1K

Jeans (Levis 501 Or Similar)

$66.7 €59.5

$49.33 ₱3,109

35.19%

Summer Dress (H&M, Zara, etc)

$38.63 €34.46

$25.24 ₱1,591

53.05%

Sport Shoes (Adidas, Nike)

$93.0 €82.9

$77.0 ₱4,851

20.80%

Men's Leather Business Shoes

$145 €129

$57.2 ₱3,605

153.64%

1-bedroom Apartment, City Center (Monthly)

$629 €561

$500 ₱31.5K

25.99%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €469

$309 ₱19.5K

70.39%

3-bedroom Apartment, City Center (Monthly)

$1,679 €1,497

$1,078 ₱67.9K

55.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,281 €1,143

$615 ₱38.8K

108.29%

Buy Apartment in City Center (m2)

$2,789 €2,487

$2,886 ₱181.9K

-3.38%

Buy Apartment Outside City Center (m2)

$1,681 €1,499

$1,917 ₱120.8K

-12.30%

Average Monthly Net Salary (After Tax)

$2,240 €1,998

$346 ₱21.8K

547.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clermont-Ferrand: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clermont-Ferrand

$526 32.3%

Cebu

$309 33.6% 41.3% $217

Groceries & Markets

Clermont-Ferrand

$317 19.4%

Cebu

$206 22.4% 35% $111

Eating Out

Clermont-Ferrand

$303 18.6%

Cebu

$88 9.6% 70.9% $215

Monthly Utilities & Internet

Clermont-Ferrand

$178 10.9%

Cebu

$162 17.6% 9.3% $17

Clothing & Footwear

Clermont-Ferrand

$155 9.5%

Cebu

$94 10.2% 39.2% $61

Getting Around

Clermont-Ferrand

$95 5.8%

Cebu

$16 1.7% 83.6% $79

Sport & Entertainment

Clermont-Ferrand

$57 3.5%

Cebu

$44 4.8% 23.4% $13

Cost Breakdown

A one-bedroom apartment in the center runs $629 in Clermont-Ferrand and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Clermont-Ferrand pays 547% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Clermont-Ferrand vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $317 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Clermont-Ferrand

🇵🇭 Cebu

🕒 Local time

04:55 4:55 AM

10:55 10:55 AM

6 h ahead of Clermont-Ferrand

🌤 Weather

👥 Population

147,327

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Clermont-Ferrand Cebu 11,440 km ≈ 15 h nonstop flight

From you

Clermont-Ferrand
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clermont-Ferrand vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 78% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 547% higher in Clermont-Ferrand, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $629 in Clermont-Ferrand versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 54% higher in Clermont-Ferrand. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,630 per month in Clermont-Ferrand versus $918 in Cebu – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,630 in Clermont-Ferrand, a $1,500 budget is realistic in Cebu but tight or insufficient in Clermont-Ferrand. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Clermont-Ferrand, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Clermont-Ferrand and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 78% less than in Clermont-Ferrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.