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Cost of Living Comparison Between Cincinnati, OH and Utica, NY Cost of Living Comparison Between Cincinnati, OH and Utica, NY

😐 Solo nomad: Cincinnati, OH is 3% more expensive than Utica, NY without rent, and 11.4% cheaper with rent.
🙂 Family of 3: Cincinnati, OH is 3.7% cheaper than Utica, NY without rent, and 15.5% cheaper with rent.
Currency
🍽 Eating Out
Cincinnati, OH
Utica, NY
Difference
Meal at Budget Restaurant
$14.92 $14.92
$16.3 $16.3
-8.47%
Three-Course Dinner for Two, Mid-Range
$60 $60
$75 $75
-20.06%
Fast Food Meal (McDonalds, etc)
$7.82 $7.82
$11.45 $11.45
-31.70%
Cappuccino
$4.45 $4.45
$5.11 $5.11
-12.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 $2.16
$2.36 $2.36
-8.47%
Water (0.33 liter bottle)
$2.06 $2.06
$1.64 $1.64
25.61%
Local Beer (0.5 liter draught)
$4.94 $4.94
$4.38 $4.38
12.79%
Imported Beer (0.33 liter bottle)
$6.97 $6.97
$5.99 $5.99
16.36%
🛒 Groceries & Markets
Cincinnati, OH
Utica, NY
Difference
Milk (1 liter)
$0.82 $0.82
$0.89 $0.89
-7.87%
White Bread (500g)
$3.26 $3.26
$2.97 $2.97
9.76%
Rice (white) (1kg)
$3.76 $3.76
$4.37 $4.37
-13.96%
Eggs
$3.36 $3.36
$4.06 $4.06
-17.24%
Local Cheese (1kg)
$10.18 $10.18
$13.27 $13.27
-23.29%
Chicken Fillets (1kg)
$9.74 $9.74
$8.59 $8.59
13.39%
Beef Round Steak (1kg)
$15.19 $15.19
$11.89 $11.89
27.75%
Apples (1kg)
$4.65 $4.65
$3.96 $3.96
17.42%
Banana (1kg)
$1.39 $1.39
$1.63 $1.63
-14.72%
Oranges (1kg)
$3.96 $3.96
$4.14 $4.14
-4.35%
Tomato (1kg)
$4.95 $4.95
$5.82 $5.82
-14.95%
Potato (1kg)
$2.11 $2.11
$1.62 $1.62
30.25%
Onion (1kg)
$2.97 $2.97
$2.12 $2.12
40.09%
Lettuce (1 head)
$1.74 $1.74
$2.36 $2.36
-26.27%
Water (1.5 liter bottle)
$1.41 $1.41
$2.44 $2.44
-42.21%
Cigarettes 20 Pack (Marlboro, Camel)
$9.07 $9.07
$13.82 $13.82
-34.37%
Wine (Bottle)
$13.77 $13.77
$12.96 $12.96
6.25%
Local Beer (0.5 liter bottle)
$2.01 $2.01
$1.77 $1.77
13.56%
Imported Beer (0.33 liter bottle)
$1.77 $1.77
$3.56 $3.56
-50.28%
🚌 Getting Around
Cincinnati, OH
Utica, NY
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
$1.48 $1.48
35.81%
Public Transport Monthly Pass (Regular Price)
$78.4 $78.4
$43.06 $43.06
82.14%
Taxi Start (Normal Tariff)
$3.78 $3.78
$5.43 $5.43
-30.39%
Taxi (Normal Tariff) (1km)
$1.21 $1.21
$2.28 $2.28
-46.93%
Taxi 1hour Waiting (Normal Tariff)
$24.53 $24.53
$44.16 $44.16
-44.45%
Gasoline (1 liter)
$0.81 $0.81
$0.9 $0.9
-10.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K $34.3K
$31.9K $31.9K
7.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$24.3K $24.3K
3.81%
🧾 Monthly Utilities & Internet
Cincinnati, OH
Utica, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 $118
$204 $204
-42.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.9 $55.9
$47.27 $47.27
18.24%
Internet (50+ Mbps, Unlimited Data)
$56.6 $56.6
$62 $62
-8.69%
🎉 Sport & Entertainment
Cincinnati, OH
Utica, NY
Difference
Gym Membership (Monthly)
$31.17 $31.17
$40.45 $40.45
-22.94%
Tennis Court (1 Hour on Weekend)
$8.92 $8.92
-
-
Cinema Ticket
$13.61 $13.61
$14.03 $14.03
-2.99%
🧸 Childcare & Education
Cincinnati, OH
Utica, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,563 $1,563
$798 $798
95.80%
International Primary School, 1 Child (Yearly)
$17.6K $17.6K
$28.7K $28.7K
-38.81%
👕👟 Clothing & Footwear
Cincinnati, OH
Utica, NY
Difference
Jeans (Levis 501 Or Similar)
$41.51 $41.51
$45.74 $45.74
-9.25%
Summer Dress (H&M, Zara, etc)
$40.75 $40.75
$46.7 $46.7
-12.74%
Sport Shoes (Adidas, Nike)
$90.1 $90.1
$83.6 $83.6
7.85%
Men's Leather Business Shoes
$101 $101
$90.7 $90.7
11.39%
🏠 Accommodation & Living
Cincinnati, OH
Utica, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,502 $1,502
$1,215 $1,215
23.64%
1-bedroom Apartment, Outside City Center (Monthly)
$1,045 $1,045
$1,275 $1,275
-18.05%
3-bedroom Apartment, City Center (Monthly)
$2,854 $2,854
$1,841 $1,841
55.05%
3-bedroom Apartment, Outside City Center (Monthly)
$1,920 $1,920
$2,533 $2,533
-24.23%
Buy Apartment in City Center (m2)
$2,797 $2,797
$1,664 $1,664
68.12%
Buy Apartment Outside City Center (m2)
$2,289 $2,289
$1,627 $1,627
40.67%
💵 Salaries & Financials
Cincinnati, OH
Utica, NY
Difference
Average Monthly Net Salary (After Tax)
$3,969 $3,969
$3,513 $3,513
12.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
6.53
0.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cincinnati, OH: November 30, 2025

Last update for Utica, NY: November 30, 2025

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