Cost of Living Comparison Between Cincinnati, OH and Owensboro, KY Cost of Living Comparison Between Cincinnati, OH and Owensboro, KY

🙂 Solo nomad: Cincinnati, OH is 9.3% cheaper than Owensboro, KY without rent, and 12.3% more expensive with rent.

🙂 Family of 3: Cincinnati, OH is 4.9% cheaper than Owensboro, KY without rent, and 28.6% more expensive with rent.

Meal at Budget Restaurant

$14.92 $14.92

$17.66 $17.66

-15.52%

Three-Course Dinner for Two, Mid-Range

$60 $60

$59.9 $59.9

0.07%

Fast Food Meal (McDonalds, etc)

$7.82 $7.82

$10.09 $10.09

-22.50%

Cappuccino

$4.45 $4.45

$6.08 $6.08

-26.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 $2.16

$1.88 $1.88

14.89%

Water (0.33 liter bottle)

$2.06 $2.06

$1.3 $1.3

58.46%

Local Beer (0.5 liter draught)

$4.94 $4.94

$4.09 $4.09

20.78%

Imported Beer (0.33 liter bottle)

$6.97 $6.97

$4.86 $4.86

43.42%

Milk (1 liter)

$0.82 $0.82

$1.16 $1.16

-29.31%

White Bread (500g)

$3.26 $3.26

$3.4 $3.4

-4.12%

Rice (white) (1kg)

$3.76 $3.76

$4.32 $4.32

-12.96%

Eggs

$3.36 $3.36

$3.72 $3.72

-9.68%

Local Cheese (1kg)

$10.18 $10.18

$6.51 $6.51

56.37%

Chicken Fillets (1kg)

$9.74 $9.74

$10.97 $10.97

-11.21%

Beef Round Steak (1kg)

$15.19 $15.19

$8.98 $8.98

69.15%

Apples (1kg)

$4.65 $4.65

$4.36 $4.36

6.65%

Banana (1kg)

$1.39 $1.39

$1.29 $1.29

7.75%

Oranges (1kg)

$3.96 $3.96

$2.61 $2.61

51.72%

Tomato (1kg)

$4.95 $4.95

$3.56 $3.56

39.04%

Potato (1kg)

$2.11 $2.11

$2.25 $2.25

-6.22%

Onion (1kg)

$2.97 $2.97

$2.14 $2.14

38.79%

Lettuce (1 head)

$1.74 $1.74

$1.97 $1.97

-11.68%

Water (1.5 liter bottle)

$1.41 $1.41

$1.54 $1.54

-8.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.07 $9.07

$8.82 $8.82

2.83%

Wine (Bottle)

$13.77 $13.77

$7.78 $7.78

76.99%

Local Beer (0.5 liter bottle)

$2.01 $2.01

$2.02 $2.02

-0.50%

Imported Beer (0.33 liter bottle)

$1.77 $1.77

$4.46 $4.46

-60.31%

One-way Ticket (Public Transport)

$2.01 $2.01

$1.03 $1.03

95.15%

Public Transport Monthly Pass (Regular Price)

$78.4 $78.4

$30.31 $30.31

158.76%

Taxi Start (Normal Tariff)

$3.78 $3.78

$5.03 $5.03

-24.85%

Taxi (Normal Tariff) (1km)

$1.21 $1.21

$1.57 $1.57

-22.93%

Taxi 1hour Waiting (Normal Tariff)

$24.53 $24.53

$20.84 $20.84

17.71%

Gasoline (1 liter)

$0.81 $0.81

$0.79 $0.79

2.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$32.8K $32.8K

4.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$27.1K $27.1K

-6.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$173 $173

-31.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.9 $55.9

$59.1 $59.1

-5.35%

Internet (50+ Mbps, Unlimited Data)

$56.6 $56.6

$60.4 $60.4

-6.23%

Gym Membership (Monthly)

$31.17 $31.17

$50.8 $50.8

-38.59%

Tennis Court (1 Hour on Weekend)

$8.92 $8.92

$10.15 $10.15

-12.12%

Cinema Ticket

$13.61 $13.61

$13.27 $13.27

2.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,563 $1,563

$1,250 $1,250

25.02%

International Primary School, 1 Child (Yearly)

$17.6K $17.6K

$30.8K $30.8K

-42.92%

Jeans (Levis 501 Or Similar)

$41.51 $41.51

$60.2 $60.2

-31.04%

Summer Dress (H&M, Zara, etc)

$40.75 $40.75

$48.28 $48.28

-15.60%

Sport Shoes (Adidas, Nike)

$90.1 $90.1

$92.9 $92.9

-2.95%

Men's Leather Business Shoes

$101 $101

$134 $134

-24.30%

1-bedroom Apartment, City Center (Monthly)

$1,502 $1,502

$721 $721

108.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,045 $1,045

$790 $790

32.22%

3-bedroom Apartment, City Center (Monthly)

$2,854 $2,854

$1,075 $1,075

165.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,920 $1,920

$968 $968

98.29%

Buy Apartment in City Center (m2)

$2,797 $2,797

$1,691 $1,691

65.40%

Buy Apartment Outside City Center (m2)

$2,289 $2,289

$1,679 $1,679

36.34%

Average Monthly Net Salary (After Tax)

$3,969 $3,969

$3,366 $3,366

17.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.47

1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cincinnati, OH: November 30, 2025

Last update for Owensboro, KY: November 29, 2025

Digital Nomad Cost of Living Index

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