Last update: Oct 2026

Cost of Living Comparison Between Cincinnati, OH and Bedford

For one person, living is cheaper in Bedford: $2,117 a month against $2,280 in Cincinnati, OH, rent and utilities included – about $2,000 less a year. The total is higher in Cincinnati, OH despite lower rent and utilities.

Cincinnati, OH, United States
Bedford, United Kingdom
Cincinnati, OH
🇺🇸 United States
$2,280
/mo nomad
Bedford
🇬🇧 United Kingdom
$2,117
/mo nomad
Monthly Cost of Living

How much you'll spend in Cincinnati, OH and in Bedford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cincinnati, OH and in Bedford actually costs, broken down by who's living it.

A single person spends $2,280 per month in Cincinnati, OH vs $2,117 in Bedford, rent included.

  • Cincinnati, OH $2,280
  • Bedford $2,117

A couple spends around $3,396 per month in Cincinnati, OH vs $3,333 in Bedford, rent included.

  • Cincinnati, OH $3,396
  • Bedford $3,333

A family of three spends $4,512 per month in Cincinnati, OH vs $4,549 in Bedford, rent included.

  • Cincinnati, OH $4,512
  • Bedford $4,549

Cincinnati, OH costs about 8% more than Bedford, and outside of rent the biggest gap is in groceries.

Both Cincinnati, OH and Bedford sit above the global median – Cincinnati, OH by 69%, Bedford by 57%.

Currency
🍽 Eating Out
Cincinnati, OH
Bedford
Difference
Meal at Budget Restaurant
$15.21 $15.21
$19.85 £14.78
-23.38%
Three-Course Dinner for Two, Mid-Range
$55.2 $55.2
$88.8 £66.1
-37.86%
Fast Food Meal (McDonalds, etc)
$8.99 $8.99
$10.89 £8.11
-17.45%
Cappuccino
$4.93 $4.93
$4.54 £3.38
8.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 $2.29
$2.00 £1.49
14.50%
Water (0.33 liter bottle)
$1.72 $1.72
$1.18 £0.88
45.76%
Local Beer (0.5 liter draught)
$5.11 $5.11
$6.72 £5.00
-23.96%
Imported Beer (0.33 liter bottle)
$7.71 $7.71
$5.98 £4.45
28.93%
🛒 Groceries & Markets
Cincinnati, OH
Bedford
Difference
Milk (1 liter)
$0.91 $0.91
$1.73 £1.28
-47.40%
White Bread (500g)
$3.25 $3.25
$1.49 £1.11
118.12%
Rice (white) (1kg)
$4.02 $4.02
$1.64 £1.22
145.12%
Eggs
$4.17 $4.17
$3.81 £2.84
9.45%
Local Cheese (1kg)
$12.77 $12.77
$9.42 £7.01
35.56%
Chicken Fillets (1kg)
$11.09 $11.09
$8.63 £6.42
28.51%
Beef Round Steak (1kg)
$16.02 $16.02
$12.96 £9.65
23.61%
Apples (1kg)
$5.53 $5.53
$3.35 £2.50
65.07%
Banana (1kg)
$1.59 $1.59
$1.34 £1.00
18.66%
Oranges (1kg)
$4.46 $4.46
$2.54 £1.89
75.59%
Tomato (1kg)
$4.75 $4.75
$3.12 £2.32
52.24%
Potato (1kg)
$2.51 $2.51
$1.34 £1.00
87.31%
Onion (1kg)
$3.19 $3.19
$1.36 £1.01
134.56%
Lettuce (1 head)
$2.05 $2.05
$1.04 £0.78
97.12%
Water (1.5 liter bottle)
$1.93 $1.93
$1.35 £1.00
42.96%
Cigarettes 20 Pack (Marlboro, Camel)
$10.00 $10.00
$23.59 £17.56
-57.61%
Wine (Bottle)
$15.21 $15.21
$10.80 £8.04
40.83%
Local Beer (0.5 liter bottle)
$2.05 $2.05
$2.66 £1.98
-22.93%
Imported Beer (0.33 liter bottle)
$2.98 $2.98
$2.46 £1.83
21.14%
🚌 Getting Around
Cincinnati, OH
Bedford
Difference
One-way Ticket (Public Transport)
$2.72 $2.72
$2.61 £1.94
4.21%
Public Transport Monthly Pass (Regular Price)
$107 $107
-
-
Taxi Start (Normal Tariff)
$3.71 $3.71
$5.05 £3.76
-26.53%
Taxi (Normal Tariff) (1km)
$1.26 $1.26
$1.64 £1.22
-23.17%
Taxi 1hour Waiting (Normal Tariff)
$24.82 $24.82
$20.36 £15.15
21.91%
Gasoline (1 liter)
$1.09 $1.09
$1.97 £1.46
-44.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K $36.5K
$39.2K £29.2K
-6.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$40.4K £30.1K
-34.32%
🧾 Monthly Utilities & Internet
Cincinnati, OH
Bedford
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$152 $152
$316 £235
-52.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$79.2 $79.2
$17.74 £13.20
346.67%
Internet (50+ Mbps, Unlimited Data)
$71.6 $71.6
$39.87 £29.68
79.53%
🎉 Sport & Entertainment
Cincinnati, OH
Bedford
Difference
Gym Membership (Monthly)
$32.53 $32.53
$38.18 £28.42
-14.80%
Tennis Court (1 Hour on Weekend)
$13.65 $13.65
-
-
Cinema Ticket
$15.07 $15.07
$16.11 £11.99
-6.46%
🧸 Childcare & Education
Cincinnati, OH
Bedford
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,327 $1,327
$1,366 £1,017
-2.85%
International Primary School, 1 Child (Yearly)
$25.3K $25.3K
$23.7K £17.6K
6.68%
👕👟 Clothing & Footwear
Cincinnati, OH
Bedford
Difference
Jeans (Levis 501 Or Similar)
$44.91 $44.91
$23.98 £17.85
87.28%
Summer Dress (H&M, Zara, etc)
$44.15 $44.15
$25.73 £19.15
71.59%
Sport Shoes (Adidas, Nike)
$85.8 $85.8
$79.6 £59.3
7.70%
Men's Leather Business Shoes
$107 $107
$88.8 £66.1
20.57%
🏠 Accommodation & Living
Cincinnati, OH
Bedford
Difference
1-bedroom Apartment, City Center (Monthly)
$1,497 $1,497
$1,126 £838
33.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,008 $1,008
$965 £718
4.44%
3-bedroom Apartment, City Center (Monthly)
$3,044 $3,044
$2,461 £1,832
23.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,750 $1,750
$2,037 £1,516
-14.06%
Buy Apartment in City Center (m2)
$3,529 $3,529
-
-
Buy Apartment Outside City Center (m2)
$1,993 $1,993
-
-
💵 Salaries & Financials
Cincinnati, OH
Bedford
Difference
Average Monthly Net Salary (After Tax)
$4,191 $4,191
$3,303 £2,459
26.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.84
4.67
46.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cincinnati, OH: October 31, 2026

Last update for Bedford: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cincinnati, OH
$1K
Bedford
$965 4.2% $43
Groceries & Markets
Cincinnati, OH
$387
Bedford
$282 27.2% $105
Monthly Utilities & Internet
Cincinnati, OH
$302
Bedford
$374 23.5% $71
Eating Out
Cincinnati, OH
$265
Bedford
$304 14.9% $39
Getting Around
Cincinnati, OH
$128
Bedford
$24 * 81.6% $105
Clothing & Footwear
Cincinnati, OH
$127
Bedford
$98 22.6% $29
Sport & Entertainment
Cincinnati, OH
$63
Bedford
$70 12.3% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,497 in Cincinnati, OH versus $1,126 in Bedford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Cincinnati, OH. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55 in Cincinnati, OH versus $89 in Bedford. Groceries tell a different story – $387 in Cincinnati, OH vs $282 in Bedford – so Bedford wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Cincinnati, OH
🇬🇧 Bedford
🕒 Local time
06:36 6:36 AM
11:36 11:36 AM
5 h ahead of Cincinnati, OH
🌤 Weather
👥 Population
298,800
80,000
💱 Currency
Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

British Pound exchange rates as of November 4, 2026: 1 USD = 0.744 GBP (1 GBP = 1.34 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Cincinnati, OH Bedford 6,320 km ≈ 8 h nonstop flight
From you
  • Cincinnati, OH
  • Bedford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cincinnati, OH vs Bedford: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cincinnati, OH or Bedford?
Cincinnati, OH costs about 8% more than Bedford, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cincinnati, OH and in Bedford?
For a comfortable life, plan on about $3,420 per month in Cincinnati, OH and $3,175 in Bedford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cincinnati, OH or Bedford?
Rent is clearly cheaper in Bedford, especially for central apartments: a one-bedroom in the center costs $1,126 there versus $1,497 in Cincinnati, OH.
How much does it cost to live in Cincinnati, OH compared to Bedford?
Monthly expenses with rent come to $2,280 in Cincinnati, OH and $2,117 in Bedford. That makes Bedford about 7% cheaper.
How do childcare costs compare in Cincinnati, OH and in Bedford?
Kindergarten costs $1,327 per month in Cincinnati, OH and $1,366 in Bedford. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in Cincinnati, OH or in Bedford?
$2,000 is a stretch for both – monthly costs hit $2,280 in Cincinnati, OH and $2,117 in Bedford. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Cincinnati, OH or Bedford?
It depends on your priorities. Cincinnati, OH has an edge in some lifestyle areas, with costs from $2,117 in Bedford to $2,280 in Cincinnati, OH. Climate, culture, job market, and personal taste all factor in.
Should I move to Cincinnati, OH or to Bedford?
If budget matters most, go with Bedford. If higher salaries or specific career opportunities are the priority, Cincinnati, OH makes more sense. Both are solid long-term options with distinct trade-offs.

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