Last update: Oct 2026

Cost of Living Comparison Between Cincinnati, OH and Ashford

For one person, living costs are similar in Cincinnati, OH and in Ashford: $2,323 and $2,427 a month, rent and utilities included.

114

Cost of Living Index in Cincinnati, OH
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Cincinnati, OH Living Index
117

Cost of Living Index in Ashford
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Ashford Living Index

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Cincinnati, OH

🇺🇸 United States

$2,323

/mo nomad

Ashford

🇬🇧 United Kingdom

$2,427

/mo nomad

Monthly Cost of Living

How much you'll spend in Cincinnati, OH and in Ashford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cincinnati, OH and in Ashford actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,323 in Cincinnati, OH versus $2,427 in Ashford.

Cincinnati, OH $2,323
Ashford $2,427

Estimated couple costs with rent: $3,448 in Cincinnati, OH versus $3,351 in Ashford.

Cincinnati, OH $3,448
Ashford $3,351

Monthly costs for a family of three with rent: $4,573 in Cincinnati, OH versus $4,276 in Ashford.

Cincinnati, OH $4,573
Ashford $4,276

Living in Cincinnati, OH costs roughly 4% less than in Ashford, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Cincinnati, OH 72% above, Ashford 80% above.

Meal at Budget Restaurant

$15.17 $15.17

$20.96 £15.73

-27.62%

Three-Course Dinner for Two, Mid-Range

$51.0 $51.0

$79.9 £60.0

-36.24%

Fast Food Meal (McDonalds, etc)

$9.90 $9.90

$10.49 £7.87

-5.62%

Cappuccino

$5.00 $5.00

$5.74 £4.30

-12.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$2.74 £2.05

-16.06%

Water (0.33 liter bottle)

$1.65 $1.65

$1.82 £1.37

-9.34%

Local Beer (0.5 liter draught)

$5.39 $5.39

$3.89 £2.92

38.56%

Imported Beer (0.33 liter bottle)

$7.52 $7.52

$7.09 £5.32

6.06%

Milk (1 liter)

$0.93 $0.93

$1.48 £1.11

-37.16%

White Bread (500g)

$3.35 $3.35

$1.32 £0.99

153.79%

Rice (white) (1kg)

$3.98 $3.98

$1.69 £1.26

135.50%

Eggs

$4.22 $4.22

$3.00 £2.25

40.67%

Local Cheese (1kg)

$12.72 $12.72

$5.22 £3.92

143.68%

Chicken Fillets (1kg)

$11.24 $11.24

$6.91 £5.18

62.66%

Beef Round Steak (1kg)

$15.99 $15.99

$14.39 £10.79

11.12%

Apples (1kg)

$5.82 $5.82

$3.28 £2.46

77.44%

Banana (1kg)

$1.58 $1.58

$1.44 £1.08

9.72%

Oranges (1kg)

$4.23 $4.23

$2.67 £2.01

58.43%

Tomato (1kg)

$4.68 $4.68

$3.17 £2.38

47.63%

Potato (1kg)

$2.54 $2.54

$1.67 £1.25

52.10%

Onion (1kg)

$3.25 $3.25

$1.46 £1.09

122.60%

Lettuce (1 head)

$2.02 $2.02

$1.44 £1.08

40.28%

Water (1.5 liter bottle)

$1.91 $1.91

$1.42 £1.07

34.51%

Cigarettes 20 Pack (Marlboro, Camel)

$10.55 $10.55

$18.83 £14.13

-43.97%

Wine (Bottle)

$15.26 $15.26

$9.24 £6.93

65.15%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$2.67 £2.00

-20.60%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$3.63 £2.73

-19.01%

One-way Ticket (Public Transport)

$2.71 $2.71

$3.89 £2.92

-30.33%

Public Transport Monthly Pass (Regular Price)

$104 $104

$146 £110

-28.67%

Taxi Start (Normal Tariff)

$3.70 $3.70

$6.11 £4.58

-39.44%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.68 £1.26

-27.38%

Taxi 1hour Waiting (Normal Tariff)

$25.26 $25.26

$21.44 £16.08

17.82%

Gasoline (1 liter)

$1.10 $1.10

$2.07 £1.55

-46.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$35.0K £26.2K

1.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$41.1K £30.9K

-38.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$244 £183

-37.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.1 $76.1

$24.30 £18.23

213.13%

Internet (50+ Mbps, Unlimited Data)

$72.6 $72.6

$38.52 £28.90

88.42%

Gym Membership (Monthly)

$35.88 $35.88

$61.3 £45.99

-41.48%

Tennis Court (1 Hour on Weekend)

$13.95 $13.95

$18.74 £14.06

-25.56%

Cinema Ticket

$15.10 $15.10

$21.45 £16.10

-29.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,465 $1,465

$1,076 £808

36.14%

International Primary School, 1 Child (Yearly)

$19.4K $19.4K

$19.8K £14.9K

-2.24%

Jeans (Levis 501 Or Similar)

$45.76 $45.76

$69.5 £52.1

-34.13%

Summer Dress (H&M, Zara, etc)

$44.95 $44.95

$31.50 £23.63

42.70%

Sport Shoes (Adidas, Nike)

$86.0 $86.0

$76.7 £57.6

12.02%

Men's Leather Business Shoes

$110 $110

$100 £75.1

9.55%

1-bedroom Apartment, City Center (Monthly)

$1,521 $1,521

$1,115 £836

36.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,045 $1,045

$1,133 £850

-7.77%

3-bedroom Apartment, City Center (Monthly)

$3,272 $3,272

$1,708 £1,282

91.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,821 $1,821

$1,425 £1,069

27.77%

Buy Apartment in City Center (m2)

$3,403 $3,403

$6,328 £4,748

-46.23%

Buy Apartment Outside City Center (m2)

$2,074 $2,074

$4,671 £3,504

-55.59%

Average Monthly Net Salary (After Tax)

$4,137 $4,137

$2,452 £1,840

68.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

4.91

34.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cincinnati, OH: October 11, 2026

Last update for Ashford: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cincinnati, OH

$1K 45%

Ashford

$1.1K 46.7% 8.4% $88

Groceries & Markets

Cincinnati, OH

$389 16.8%

Ashford

$262 10.8% 32.8% $127

Monthly Utilities & Internet

Cincinnati, OH

$300 12.9%

Ashford

$307 12.6% 2.2% $6.7

Eating Out

Cincinnati, OH

$269 11.6%

Ashford

$320 13.2% 19% $51

Clothing & Footwear

Cincinnati, OH

$129 5.6%

Ashford

$125 5.2% 3% $3.8

Getting Around

Cincinnati, OH

$125 5.4%

Ashford

$176 7.3% 41.1% $51

Sport & Entertainment

Cincinnati, OH

$66 2.8%

Ashford

$104 4.3% 57.7% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,521 in Cincinnati, OH and $1,115 in Ashford. Housing cost is often the main lever when comparing two cities.

Cincinnati, OH pays 69% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51.0 in Cincinnati, OH vs $80.0 in Ashford. Groceries flip the comparison at $389 vs $262, with Ashford cheaper for home cooking.

Good to know

🇺🇸 Cincinnati, OH

🇬🇧 Ashford

🕒 Local time

22:50 10:50 PM

03:50 3:50 AM

5 h ahead of Cincinnati, OH

🌤 Weather

👥 Population

298,800

58,936

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

Cincinnati, OH Ashford 6,450 km ≈ 9 h nonstop flight

From you

Cincinnati, OH
Ashford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cincinnati, OH vs Ashford: Cost of Living - Frequently Asked Questions

Cincinnati, OH is cheaper overall, especially in eating out, transport, and leisure. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 69% higher in Cincinnati, OH, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,521 in Cincinnati, OH versus $1,115 in Ashford. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cincinnati, OH – a meal for two runs $51.0 versus $80.0 in Ashford. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,323 per month in Cincinnati, OH versus $2,427 in Ashford – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,323 in Cincinnati, OH versus $2,427 in Ashford, a $3,000 budget is realistic in Cincinnati, OH but tight or insufficient in Ashford. The gap between the two cities makes Cincinnati, OH the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cincinnati, OH and Ashford are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cincinnati, OH gentler on the wallet – expenses run 4% less than in Ashford. Beyond cost, consider language, visa policies, and how big the international community is in each city.