Cost of Living Comparison Between Cincinnati, OH and Ashford Cost of Living Comparison Between Cincinnati, OH and Ashford

Monthly Cost of Living

Monthly costs for one person with rent: $2,125 in Cincinnati, OH versus $2,268 in Ashford.

Estimated couple costs with rent: $3,297 in Cincinnati, OH versus $3,164 in Ashford.

Monthly costs for a family of three with rent: $4,470 in Cincinnati, OH versus $4,060 in Ashford.

Living in Cincinnati, OH costs roughly 6% less than in Ashford, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Cincinnati, OH 59% above, Ashford 69% above.

Meal at Budget Restaurant

$14.90 $14.90

$19.98 £14.88

-25.43%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$95.0 £70.8

-37.79%

Fast Food Meal (McDonalds, etc)

$8.15 $8.15

$10.91 £8.13

-25.30%

Cappuccino

$4.47 $4.47

$4.01 £2.99

11.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$2.86 £2.13

-22.03%

Water (0.33 liter bottle)

$2.14 $2.14

$1.97 £1.47

8.63%

Local Beer (0.5 liter draught)

$4.90 $4.90

$6.21 £4.62

-21.10%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$6.27 £4.67

10.53%

Milk (1 liter)

$0.83 $0.83

$1.88 £1.40

-55.85%

White Bread (500g)

$3.32 $3.32

$1.46 £1.09

127.40%

Rice (white) (1kg)

$3.87 $3.87

$2.82 £2.10

37.23%

Eggs

$3.25 $3.25

$3.75 £2.79

-13.33%

Local Cheese (1kg)

$10.37 $10.37

$6.03 £4.50

71.97%

Chicken Fillets (1kg)

$9.58 $9.58

$6.83 £5.09

40.26%

Beef Round Steak (1kg)

$15.51 $15.51

$13.04 £9.72

18.94%

Apples (1kg)

$4.69 $4.69

$3.31 £2.47

41.69%

Banana (1kg)

$1.44 $1.44

$1.97 £1.47

-26.90%

Oranges (1kg)

$3.93 $3.93

$3.72 £2.77

5.65%

Tomato (1kg)

$5.06 $5.06

$3.54 £2.64

42.94%

Potato (1kg)

$2.08 $2.08

$1.97 £1.46

5.58%

Onion (1kg)

$3.05 $3.05

$2.10 £1.57

45.24%

Lettuce (1 head)

$1.76 $1.76

$1.21 £0.90

45.45%

Water (1.5 liter bottle)

$1.41 $1.41

$1.46 £1.09

-3.42%

Cigarettes 20 Pack (Marlboro, Camel)

$8.92 $8.92

$19.80 £14.75

-54.95%

Wine (Bottle)

$15.04 $15.04

$9.53 £7.10

57.82%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$3.51 £2.62

-43.02%

Imported Beer (0.33 liter bottle)

$1.75 $1.75

$4.25 £3.16

-58.82%

One-way Ticket (Public Transport)

$2.04 $2.04

$3.34 £2.49

-38.92%

Public Transport Monthly Pass (Regular Price)

$79.6 $79.6

$89.7 £66.9

-11.29%

Taxi Start (Normal Tariff)

$3.68 $3.68

$6.91 £5.15

-46.74%

Taxi (Normal Tariff) (1km)

$1.21 $1.21

$1.56 £1.16

-22.44%

Taxi 1hour Waiting (Normal Tariff)

$24.64 $24.64

$53.3 £39.69

-53.75%

Gasoline (1 liter)

$0.89 $0.89

$1.95 £1.45

-54.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$24.9K £18.6K

41.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$26.3K £19.6K

-6.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 $119

$252 £188

-52.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.9 $56.9

$15.62 £11.64

264.28%

Internet (50+ Mbps, Unlimited Data)

$57.0 $57.0

$33.76 £25.15

68.93%

Gym Membership (Monthly)

$30.32 $30.32

$59.4 £44.25

-48.96%

Tennis Court (1 Hour on Weekend)

$8.50 $8.50

Cinema Ticket

$13.96 $13.96

$16.51 £12.30

-15.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,595 $1,595

$2,296 £1,711

-30.55%

International Primary School, 1 Child (Yearly)

$17.1K $17.1K

$22.8K £17.0K

-24.84%

Jeans (Levis 501 Or Similar)

$41.05 $41.05

$88.3 £65.8

-53.52%

Summer Dress (H&M, Zara, etc)

$39.57 $39.57

$29.50 £21.98

34.14%

Sport Shoes (Adidas, Nike)

$90.2 $90.2

$85.7 £63.9

5.19%

Men's Leather Business Shoes

$99.2 $99.2

$91.6 £68.2

8.25%

1-bedroom Apartment, City Center (Monthly)

$1,476 $1,476

$1,293 £963

14.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,055 $1,055

$995 £741

6.04%

3-bedroom Apartment, City Center (Monthly)

$2,899 $2,899

$1,866 £1,390

55.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,965 $1,965

$1,283 £956

53.15%

Buy Apartment in City Center (m2)

$3,481 $3,481

$6,583 £4,905

-47.12%

Buy Apartment Outside City Center (m2)

$2,073 $2,073

$4,754 £3,542

-56.40%

Average Monthly Net Salary (After Tax)

$4,055 $4,055

$2,481 £1,849

63.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

5.54

18.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cincinnati, OH: June 1, 2026

Last update for Ashford: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,476 in Cincinnati, OH and $1,293 in Ashford. Housing cost is often the main lever when comparing two cities.

Cincinnati, OH pays 63% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59.0 in Cincinnati, OH vs $95.0 in Ashford. Groceries flip the comparison at $349 vs $290, with Ashford cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cincinnati, OH vs Ashford: Cost of Living - Frequently Asked Questions

Cincinnati, OH is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 7% gap adds up to real monthly savings that compound significantly over time.

Cincinnati, OH pays 63% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,476 in Cincinnati, OH versus $1,293 in Ashford. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cincinnati, OH – a meal for two runs $59.0 versus $95.0 in Ashford. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,125 per month in Cincinnati, OH versus $2,268 in Ashford – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,125 in Cincinnati, OH versus $2,268 in Ashford, a $3,000 budget is realistic in Cincinnati, OH but tight or insufficient in Ashford. The gap between the two cities makes Cincinnati, OH the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cincinnati, OH and Ashford are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cincinnati, OH gentler on the wallet – expenses run 7% less than in Ashford. Beyond cost, consider language, visa policies, and how big the international community is in each city.