Last update: Oct 2026

Cost of Living Comparison Between Cieszyn and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,372 in Cieszyn, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Cieszyn
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Cieszyn Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Cieszyn

🇵🇱 Poland

$1,372

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Cieszyn and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cieszyn and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,372 in Cieszyn versus $915 in Cebu.

Cieszyn $1,372
Cebu $915

Estimated couple costs with rent: $1,991 in Cieszyn versus $1,418 in Cebu.

Cieszyn $1,991
Cebu $1,418

Monthly costs for a family of three with rent: $2,609 in Cieszyn versus $1,921 in Cebu.

Cieszyn $2,609
Cebu $1,921

Living in Cieszyn is roughly 50% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cieszyn is 1% above, Cebu is 33% below.

Meal at Budget Restaurant

$7.06 zł 27.44

$3.05 ₱192

131.48%

Three-Course Dinner for Two, Mid-Range

$37.63 zł 146

$24.00 ₱1,511

56.79%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.96

$3.99 ₱251

125.56%

Cappuccino

$3.08 zł 11.99

$2.50 ₱157

23.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 zł 6.85

$1.54 ₱97.1

14.29%

Water (0.33 liter bottle)

$1.25 zł 4.86

$0.50 ₱31.37

150.00%

Local Beer (0.5 liter draught)

$4.45 zł 17.30

$1.78 ₱112

150.00%

Imported Beer (0.33 liter bottle)

$3.79 zł 14.74

$2.17 ₱136

74.65%

Milk (1 liter)

$0.99 zł 3.85

$2.00 ₱126

-50.50%

White Bread (500g)

$1.04 zł 4.05

$1.37 ₱86.2

-24.09%

Rice (white) (1kg)

$1.72 zł 6.66

$1.03 ₱64.9

66.99%

Eggs

$2.00 zł 7.76

$2.03 ₱128

-1.48%

Local Cheese (1kg)

$9.06 zł 35.19

$10.20 ₱642

-11.18%

Chicken Fillets (1kg)

$7.83 zł 30.43

$4.45 ₱280

75.96%

Beef Round Steak (1kg)

$13.03 zł 50.6

$7.67 ₱483

69.88%

Apples (1kg)

$0.99 zł 3.86

$3.31 ₱208

-70.09%

Banana (1kg)

$1.57 zł 6.10

$1.46 ₱91.8

7.53%

Oranges (1kg)

$1.75 zł 6.79

$2.32 ₱146

-24.57%

Tomato (1kg)

$1.24 zł 4.81

$1.49 ₱94.0

-16.78%

Potato (1kg)

$0.73 zł 2.85

$2.34 ₱147

-68.80%

Onion (1kg)

$0.79 zł 3.08

$1.94 ₱122

-59.28%

Lettuce (1 head)

$1.20 zł 4.67

$1.16 ₱73.0

3.45%

Water (1.5 liter bottle)

$0.73 zł 2.83

$0.68 ₱42.89

7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.53 zł 21.49

$2.99 ₱188

84.95%

Wine (Bottle)

$6.20 zł 24.11

$6.24 ₱393

-0.64%

Local Beer (0.5 liter bottle)

$0.99 zł 3.86

$1.23 ₱77.3

-19.51%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.54

$1.73 ₱109

-2.89%

One-way Ticket (Public Transport)

$1.09 zł 4.25

$0.23 ₱14.36

373.91%

Public Transport Monthly Pass (Regular Price)

$30.34 zł 118

$12.34 ₱777

145.87%

Taxi Start (Normal Tariff)

$2.26 zł 8.80

$0.79 ₱49.96

186.08%

Taxi (Normal Tariff) (1km)

$0.86 zł 3.33

$0.22 ₱13.86

290.91%

Taxi 1hour Waiting (Normal Tariff)

$12.08 zł 46.92

$4.54 ₱286

166.08%

Gasoline (1 liter)

$1.63 zł 6.34

$1.32 ₱82.9

23.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K zł 117.6K

$21.0K ₱1.3M

44.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K zł 108.8K

$19.4K ₱1.2M

44.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 zł 975

$119 ₱7,464

111.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.53 zł 33.16

$14.22 ₱896

-40.01%

Internet (50+ Mbps, Unlimited Data)

$17.24 zł 67.0

$27.47 ₱1,730

-37.24%

Gym Membership (Monthly)

$38.80 zł 151

$32.31 ₱2,034

20.09%

Tennis Court (1 Hour on Weekend)

$21.66 zł 84.2

$6.50 ₱409

233.23%

Cinema Ticket

$7.64 zł 29.69

$5.40 ₱340

41.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 zł 588

$276 ₱17.4K

-45.19%

International Primary School, 1 Child (Yearly)

$9,833 zł 38.2K

$7,866 ₱495.3K

25.01%

Jeans (Levis 501 Or Similar)

$45.08 zł 175

$49.37 ₱3,108

-8.69%

Summer Dress (H&M, Zara, etc)

$38.18 zł 148

$24.58 ₱1,548

55.33%

Sport Shoes (Adidas, Nike)

$88.5 zł 344

$76.6 ₱4,825

15.44%

Men's Leather Business Shoes

$122 zł 473

$58.9 ₱3,706

106.97%

1-bedroom Apartment, City Center (Monthly)

$613 zł 2,382

$503 ₱31.7K

21.79%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,938

$305 ₱19.2K

63.81%

3-bedroom Apartment, City Center (Monthly)

$998 zł 3,877

$1,075 ₱67.7K

-7.17%

3-bedroom Apartment, Outside City Center (Monthly)

$831 zł 3,227

$632 ₱39.8K

31.42%

Buy Apartment in City Center (m2)

$2,886 zł 11.2K

$2,870 ₱180.7K

0.56%

Buy Apartment Outside City Center (m2)

$2,183 zł 8,482

$1,877 ₱118.2K

16.30%

Average Monthly Net Salary (After Tax)

$1,440 zł 5,595

$336 ₱21.1K

328.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

7.2

-8.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cieszyn: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cieszyn

$499 36.4%

Cebu

$305 33.3% 39% $194

Monthly Utilities & Internet

Cieszyn

$277 20.2%

Cebu

$160 17.5% 42.1% $116

Groceries & Markets

Cieszyn

$206 15%

Cebu

$210 22.9% 1.6% $3.3

Eating Out

Cieszyn

$162 11.8%

Cebu

$88 9.6% 46% $75

Clothing & Footwear

Cieszyn

$132 9.6%

Cebu

$94 10.3% 28.7% $38

Sport & Entertainment

Cieszyn

$54 3.9%

Cebu

$43 4.7% 20.3% $11

Getting Around

Cieszyn

$41 3%

Cebu

$15 1.7% 63.3% $26

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Cieszyn and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cieszyn pays 329% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Cieszyn vs $24.00 in Cebu. Groceries flip the comparison at $206 vs $210, with Cieszyn cheaper for home cooking.

Good to know

🇵🇱 Cieszyn

🇵🇭 Cebu

🕒 Local time

00:37 12:37 AM

06:37 6:37 AM

6 h ahead of Cieszyn

🌤 Weather

👥 Population

33,757

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Cieszyn Cebu 10,200 km ≈ 13 h nonstop flight

From you

Cieszyn
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cieszyn vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 50% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 329% higher in Cieszyn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $613 in Cieszyn versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,372 per month in Cieszyn versus $915 in Cebu – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 146% less than in Cieszyn. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,372 in Cieszyn, a $1,500 budget is realistic in Cebu but tight or insufficient in Cieszyn. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Cieszyn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cieszyn and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 50% less than in Cieszyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.