Last update: Oct 2026

Cost of Living Comparison Between China and Monaco

Name: Monaco
Address: MC

For one person, living is cheaper in China: $791 a month against $9,177 in Monaco, rent and utilities included – about $100,600 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in China
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China Living Index
437

Cost of Living Index in Monaco
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Monaco Living Index

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🇨🇳 China

$791

/mo nomad

🇲🇨 Monaco

$9,177

/mo nomad

Monthly Cost of Living

How much you'll spend in China and in Monaco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in China and in Monaco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $791 in China versus $9,177 in Monaco.

China $791
Monaco $9,177

Estimated couple costs with rent: $1,251 in China versus $11.9K in Monaco.

China $1,251
Monaco $11.9K

Monthly costs for a family of three with rent: $1,711 in China versus $14.6K in Monaco.

China $1,711
Monaco $14.6K

Internal cost variation is higher in Monaco: monthly costs span $8,277 to $14.0K, compared to $465–$1,222 in China. City choice carries more weight in Monaco.

Living in China costs about 91% less than in Monaco on average.

China (42% below) and Monaco (574% above) straddle the global median.

Meal at Budget Restaurant

$2.98 ¥19.81

$27.72 €24.84

-89.25%

Three-Course Dinner for Two, Mid-Range

$22.09 ¥147

$163 €146

-86.44%

Fast Food Meal (McDonalds, etc)

$5.20 ¥34.60

$12.80 €11.47

-59.38%

Cappuccino

$2.97 ¥19.74

$4.37 €3.91

-32.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ¥3.19

$5.86 €5.26

-91.81%

Water (0.33 liter bottle)

$0.30 ¥2.01

$7.66 €6.86

-96.08%

Local Beer (0.5 liter draught)

$1.08 ¥7.18

$10.22 €9.16

-89.43%

Imported Beer (0.33 liter bottle)

$2.28 ¥15.15

$9.95 €8.92

-77.09%

Milk (1 liter)

$1.80 ¥11.96

$1.86 €1.66

-3.23%

White Bread (500g)

$1.68 ¥11.15

$4.54 €4.07

-63.00%

Rice (white) (1kg)

$0.92 ¥6.13

$3.64 €3.26

-74.73%

Eggs

$1.61 ¥10.73

$5.10 €4.57

-68.43%

Local Cheese (1kg)

$13.38 ¥89.1

$18.00 €16.13

-25.67%

Chicken Fillets (1kg)

$3.35 ¥22.28

$18.51 €16.59

-81.90%

Beef Round Steak (1kg)

$11.35 ¥75.5

$21.85 €19.58

-48.05%

Apples (1kg)

$1.82 ¥12.12

$3.85 €3.45

-52.73%

Banana (1kg)

$1.31 ¥8.69

$5.84 €5.23

-77.57%

Oranges (1kg)

$1.49 ¥9.89

$3.54 €3.17

-57.91%

Tomato (1kg)

$1.27 ¥8.47

$5.77 €5.17

-77.99%

Potato (1kg)

$0.71 ¥4.73

$4.56 €4.08

-84.43%

Onion (1kg)

$0.93 ¥6.21

$4.80 €4.30

-80.62%

Lettuce (1 head)

$0.62 ¥4.12

$3.55 €3.18

-82.54%

Water (1.5 liter bottle)

$0.56 ¥3.74

$6.70 €6.00

-91.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.78 ¥25.15

$15.19 €13.62

-75.12%

Wine (Bottle)

$12.13 ¥80.8

$7.77 €6.96

56.11%

Local Beer (0.5 liter bottle)

$0.83 ¥5.54

$1.88 €1.68

-55.85%

Imported Beer (0.33 liter bottle)

$1.68 ¥11.21

$4.32 €3.87

-61.11%

One-way Ticket (Public Transport)

$0.29 ¥1.92

$2.29 €2.06

-87.34%

Public Transport Monthly Pass (Regular Price)

$17.83 ¥119

$25.08 €22.47

-28.91%

Taxi Start (Normal Tariff)

$1.49 ¥9.89

$5.53 €4.95

-73.06%

Taxi (Normal Tariff) (1km)

$0.37 ¥2.49

$1.91 €1.71

-80.63%

Taxi 1hour Waiting (Normal Tariff)

$7.10 ¥47.24

$98.7 €88.5

-92.81%

Gasoline (1 liter)

$1.26 ¥8.37

$2.32 €2.08

-45.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K ¥129.4K

$53.9K €48.3K

-63.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.5K ¥116.7K

$51.3K €45.9K

-65.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.6 ¥363

$400 €359

-86.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.73 ¥58.1

$52.9 €47.41

-83.50%

Internet (50+ Mbps, Unlimited Data)

$11.07 ¥73.7

$67.3 €60.3

-83.54%

Gym Membership (Monthly)

$40.77 ¥271

$286 €256

-85.74%

Tennis Court (1 Hour on Weekend)

$14.48 ¥96.4

$51.3 €46.00

-71.80%

Cinema Ticket

$6.78 ¥45.12

$14.27 €12.79

-52.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$517 ¥3,438

$2,678 €2,400

-80.71%

International Primary School, 1 Child (Yearly)

$19.8K ¥131.8K

$35.1K €31.5K

-43.63%

Jeans (Levis 501 Or Similar)

$46.53 ¥310

$200 €179

-76.72%

Summer Dress (H&M, Zara, etc)

$35.66 ¥237

$81.2 €72.8

-56.08%

Sport Shoes (Adidas, Nike)

$77.0 ¥512

$193 €173

-60.02%

Men's Leather Business Shoes

$80.3 ¥534

$566 €508

-85.83%

1-bedroom Apartment, City Center (Monthly)

$386 ¥2,567

$9,118 €8,171

-95.77%

1-bedroom Apartment, Outside City Center (Monthly)

$235 ¥1,561

$6,827 €6,118

-96.56%

3-bedroom Apartment, City Center (Monthly)

$822 ¥5,469

$13.5K €12.1K

-93.90%

3-bedroom Apartment, Outside City Center (Monthly)

$453 ¥3,015

$9,227 €8,268

-95.09%

Buy Apartment in City Center (m2)

$4,697 ¥31.3K

$71.8K €64.3K

-93.46%

Buy Apartment Outside City Center (m2)

$2,372 ¥15.8K

$68.7K €61.5K

-96.55%

Average Monthly Net Salary (After Tax)

$1,093 ¥7,275

$9,201 €8,245

-88.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

2.83

22.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for China: October 24, 2026

Last update for Monaco: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

China

$235 29.6%

Monaco

$6.8K 74.4% 2811% $6.6K

Groceries & Markets

China

$210 26.5%

Monaco

$560 6.1% 166% $350

Clothing & Footwear

China

$108 13.6%

Monaco

$468 5.1% 334% $360

Eating Out

China

$88 11.1%

Monaco

$438 4.8% 397% $350

Monthly Utilities & Internet

China

$74 9.4%

Monaco

$521 5.7% 600% $446

Sport & Entertainment

China

$54 6.9%

Monaco

$314 3.4% 479% $260

Getting Around

China

$22 2.8%

Monaco

$49 0.5% 121% $27

Cost Breakdown

National rent averages: $298 in China, $5,899 in Monaco. Capital cities: $933 in Beijing (Pekin) vs $8,976 in Monaco.

National salary averages: $873 in China, $9,271 in Monaco. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 1880% higher in Monaco.

Dining out costs 586% more in Monaco.

Public transport is 56% more expensive in Monaco.

Salaries are about 11 times higher in Monaco.

Good to know

🇨🇳 China

🇲🇨 Monaco

🕒 Local time

12:54 12:54 PM

05:54 5:54 AM

7 h behind China

🌤 Weather

👥 Population

1,442,965,000

38,350

💱 Currency

Chinese Yuan CNY ¥

Euro EUR €

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 29, 2026: 1 USD = 6.65 CNY (1 CNY = 0.15 USD). 1 EUR = 7.41 CNY (1 CNY = 0.135 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to CNY in detail →

On the map

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Between locations

China Monaco 8,310 km ≈ 11 h nonstop flight

From you

China
Monaco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

China vs Monaco: Cost of Living - Frequently Asked Questions

At $791 per month in China and $9,177 in Monaco, China comes out about 91% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in China: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $5,899 in Monaco and $298 in China. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: China wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.