Cost of Living Comparison Between Chiang Mai and Zepce Cost of Living Comparison Between Chiang Mai and Zepce

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $1,005 in Zepce, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $1,544 in Zepce, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $2,083 in Zepce, rent included.

Chiang Mai is about 14% cheaper than Zepce, driven mainly by Eating Out.

Both Chiang Mai and Zepce are more affordable than the global median – Chiang Mai 36% lower, Zepce 25% lower.

Meal at Budget Restaurant

$1.96 ฿65.8

$8.63 BAM 14.77

-77.29%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$41.27 BAM 70.7

-55.54%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$8.94 BAM 15.32

-16.33%

Cappuccino

$2.02 ฿67.8

$1.57 BAM 2.69

28.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.50

$1.99 BAM 3.41

-57.29%

Water (0.33 liter bottle)

$0.36 ฿11.96

$1.20 BAM 2.06

-70.00%

Local Beer (0.5 liter draught)

$2.14 ฿71.8

$2.12 BAM 3.63

0.94%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$2.87 BAM 4.92

25.09%

Milk (1 liter)

$1.65 ฿55.5

$1.36 BAM 2.33

21.32%

White Bread (500g)

$1.57 ฿52.7

$1.29 BAM 2.21

21.71%

Rice (white) (1kg)

$1.19 ฿40.02

$1.65 BAM 2.83

-27.88%

Eggs

$1.94 ฿65.1

$2.92 BAM 5.01

-33.56%

Local Cheese (1kg)

$16.19 ฿544

$9.26 BAM 15.86

74.84%

Chicken Fillets (1kg)

$2.99 ฿101

$8.96 BAM 15.34

-66.63%

Beef Round Steak (1kg)

$10.94 ฿368

$11.87 BAM 20.33

-7.83%

Apples (1kg)

$2.71 ฿91.2

$1.38 BAM 2.37

96.38%

Banana (1kg)

$1.17 ฿39.25

$1.60 BAM 2.74

-26.88%

Oranges (1kg)

$1.69 ฿56.7

$1.95 BAM 3.33

-13.33%

Tomato (1kg)

$1.60 ฿54.0

$1.94 BAM 3.33

-17.53%

Potato (1kg)

$1.38 ฿46.54

$1.24 BAM 2.13

11.29%

Onion (1kg)

$1.20 ฿40.45

$1.25 BAM 2.15

-4.00%

Lettuce (1 head)

$0.67 ฿22.50

$1.28 BAM 2.20

-47.66%

Water (1.5 liter bottle)

$0.56 ฿18.73

$0.76 BAM 1.30

-26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$3.64 BAM 6.23

27.47%

Wine (Bottle)

$17.62 ฿593

$8.36 BAM 14.32

110.77%

Local Beer (0.5 liter bottle)

$1.86 ฿62.5

$0.71 BAM 1.21

161.97%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$1.09 BAM 1.87

202.75%

One-way Ticket (Public Transport)

$0.88 ฿29.68

$1.77 BAM 3.03

-50.28%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿650

$34.81 BAM 59.6

-44.44%

Taxi Start (Normal Tariff)

$1.36 ฿45.90

$1.44 BAM 2.46

-5.56%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.98

$1.16 BAM 1.99

15.52%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$8.81 BAM 15.09

-6.81%

Gasoline (1 liter)

$1.22 ฿41.18

$1.53 BAM 2.62

-20.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.1K

$28.4K BAM 48.7K

-24.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿757.7K

$27.1K BAM 46.5K

-16.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,376

$171 BAM 293

-58.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$18.89 BAM 32.36

-25.67%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿588

$23.98 BAM 41.07

-27.06%

Gym Membership (Monthly)

$42.15 ฿1,417

$29.94 BAM 51.3

40.78%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$10.95 BAM 18.75

-37.17%

Cinema Ticket

$5.92 ฿199

$2.88 BAM 4.94

105.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$236 BAM 404

30.66%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.4K

$3,638 BAM 6,230

308.99%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,875

$75.7 BAM 130

-26.29%

Summer Dress (H&M, Zara, etc)

$26.11 ฿878

$35.88 BAM 61.5

-27.23%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,792

$88.0 BAM 151

-5.64%

Men's Leather Business Shoes

$70.5 ฿2,369

$125 BAM 214

-43.60%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$256 BAM 439

68.60%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,035

$167 BAM 286

43.30%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$370 BAM 634

122.06%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$313 BAM 536

63.62%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$2,872 BAM 4,919

-33.33%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

$1,967 BAM 3,368

-25.40%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

-0.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Zepce: July 12, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $256 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $41.00 in Zepce. Groceries tell a different story – $243 in Chiang Mai vs $230 in Zepce – so Zepce wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Zepce: Cost of Living - Frequently Asked Questions

Zepce costs about 17% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,507 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $309 per month in Chiang Mai and $236 in Zepce. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 6% cheaper in Zepce – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $1,005 in Zepce, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,005 in Zepce. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.