Last update: Oct 2026

Cost of Living Comparison Between Zepce and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $1,080 in Zepce, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Zepce
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Zepce Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Zepce

🇧🇦 Bosnia and Herzegovina

$1,080

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Zepce and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zepce and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,080 per month in Zepce vs $925 in Chiang Mai, rent included.

Zepce $1,080
Chiang Mai $925

A couple spends around $1,658 per month in Zepce vs $1,414 in Chiang Mai, rent included.

Zepce $1,658
Chiang Mai $1,414

A family of three spends $2,235 per month in Zepce vs $1,903 in Chiang Mai, rent included.

Zepce $2,235
Chiang Mai $1,903

Zepce costs about 17% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Zepce and Chiang Mai are more affordable than the global median – Zepce 20% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$9.84 BAM 17.17

$2.29 ฿77.2

329.69%

Three-Course Dinner for Two, Mid-Range

$51.5 BAM 89.9

$19.64 ฿663

162.22%

Fast Food Meal (McDonalds, etc)

$10.98 BAM 19.15

$5.61 ฿189

95.72%

Cappuccino

$1.79 BAM 3.12

$1.66 ฿56.1

7.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 BAM 4.54

$0.70 ฿23.62

271.43%

Water (0.33 liter bottle)

$1.62 BAM 2.82

$0.31 ฿10.33

422.58%

Local Beer (0.5 liter draught)

$2.46 BAM 4.30

$2.41 ฿81.2

2.07%

Imported Beer (0.33 liter bottle)

$3.39 BAM 5.91

$3.71 ฿125

-8.63%

Milk (1 liter)

$1.39 BAM 2.42

$1.95 ฿65.9

-28.72%

White Bread (500g)

$1.18 BAM 2.06

$1.41 ฿47.48

-16.31%

Rice (white) (1kg)

$1.60 BAM 2.79

$1.31 ฿44.04

22.14%

Eggs

$2.81 BAM 4.90

$2.18 ฿73.6

28.90%

Local Cheese (1kg)

$9.73 BAM 16.97

$16.65 ฿562

-41.56%

Chicken Fillets (1kg)

$8.85 BAM 15.44

$2.76 ฿93.1

220.65%

Beef Round Steak (1kg)

$13.83 BAM 24.13

$9.11 ฿307

51.81%

Apples (1kg)

$1.77 BAM 3.09

$2.39 ฿80.7

-25.94%

Banana (1kg)

$1.95 BAM 3.41

$1.03 ฿34.59

89.32%

Oranges (1kg)

$2.16 BAM 3.77

$1.63 ฿54.9

32.52%

Tomato (1kg)

$2.24 BAM 3.90

$1.50 ฿50.5

49.33%

Potato (1kg)

$0.99 BAM 1.72

$1.29 ฿43.54

-23.26%

Onion (1kg)

$1.41 BAM 2.46

$1.11 ฿37.38

27.03%

Lettuce (1 head)

$1.13 BAM 1.97

$0.72 ฿24.31

56.94%

Water (1.5 liter bottle)

$0.91 BAM 1.58

$0.53 ฿17.76

71.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 BAM 6.63

$4.31 ฿145

-11.83%

Wine (Bottle)

$8.29 BAM 14.47

$17.95 ฿605

-53.82%

Local Beer (0.5 liter bottle)

$0.95 BAM 1.65

$1.58 ฿53.4

-39.87%

Imported Beer (0.33 liter bottle)

$1.39 BAM 2.43

$2.84 ฿95.9

-51.06%

One-way Ticket (Public Transport)

$1.38 BAM 2.40

$0.86 ฿29.14

60.47%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,798

Taxi Start (Normal Tariff)

$1.68 BAM 2.93

$1.21 ฿40.67

38.84%

Taxi (Normal Tariff) (1km)

$1.18 BAM 2.06

$0.57 ฿19.17

107.02%

Taxi 1hour Waiting (Normal Tariff)

$17.42 BAM 30.38

$2.35 ฿79.4

641.28%

Gasoline (1 liter)

$1.69 BAM 2.94

$1.44 ฿48.42

17.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BAM 52.3K

$20.7K ฿699.4K

44.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K BAM 37.4K

$26.8K ฿904.2K

-20.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 BAM 275

$62.3 ฿2,103

152.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.18 BAM 28.23

$12.11 ฿409

33.61%

Internet (50+ Mbps, Unlimited Data)

$36.75 BAM 64.1

$19.94 ฿673

84.30%

Gym Membership (Monthly)

$32.50 BAM 56.7

$37.07 ฿1,251

-12.33%

Tennis Court (1 Hour on Weekend)

$11.42 BAM 19.92

$3.78 ฿127

202.12%

Cinema Ticket

$2.89 BAM 5.04

$6.50 ฿219

-55.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$288 BAM 502

$793 ฿26.7K

-63.68%

International Primary School, 1 Child (Yearly)

$3,555 BAM 6,202

$14.8K ฿499.6K

-75.99%

Jeans (Levis 501 Or Similar)

$83.9 BAM 146

$53.7 ฿1,813

56.12%

Summer Dress (H&M, Zara, etc)

$35.69 BAM 62.3

$24.62 ฿831

44.96%

Sport Shoes (Adidas, Nike)

$106 BAM 184

$90.9 ฿3,065

16.27%

Men's Leather Business Shoes

$145 BAM 253

$71.1 ฿2,400

103.60%

1-bedroom Apartment, City Center (Monthly)

$294 BAM 514

$455 ฿15.4K

-35.37%

1-bedroom Apartment, Outside City Center (Monthly)

$239 BAM 416

$298 ฿10.0K

-19.86%

3-bedroom Apartment, City Center (Monthly)

$579 BAM 1,009

$908 ฿30.6K

-36.30%

3-bedroom Apartment, Outside City Center (Monthly)

$356 BAM 622

$554 ฿18.7K

-35.63%

Buy Apartment in City Center (m2)

$2,734 BAM 4,770

$1,931 ฿65.1K

41.59%

Buy Apartment Outside City Center (m2)

$1,777 BAM 3,101

$1,445 ฿48.7K

23.05%

Average Monthly Net Salary (After Tax)

$591 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

5.57

-20.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: October 18, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zepce

$244 22.6%

Chiang Mai

$235 25.5% 3.5% $8.5

Accommodation & Living

Zepce

$239 22.1%

Chiang Mai

$298 32.2% 24.8% $59

Monthly Utilities & Internet

Zepce

$211 19.5%

Chiang Mai

$94 10.2% 55.2% $116

Eating Out

Zepce

$169 15.7%

Chiang Mai

$79 8.5% 53.5% $90

Clothing & Footwear

Zepce

$167 15.4%

Chiang Mai

$108 11.7% 35% $58

Sport & Entertainment

Zepce

$38 3.5%

Chiang Mai

$50 5.4% 30.8% $12

Getting Around

Zepce

$13 * 1.2%

Chiang Mai

$61 6.6% 364% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $294 in Zepce versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52 in Zepce versus $20 in Chiang Mai. Monthly groceries follow the same trend: $244 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇧🇦 Zepce

🇹🇭 Chiang Mai

🕒 Local time

20:11 8:11 PM

02:11 2:11 AM

6 h ahead of Zepce

🌤 Weather

👥 Population

7,500

127,240

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Thai Baht THB ฿

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Thai Baht exchange rates as of October 25, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.8 THB (100 THB = 2.65 EUR).

USD to BAM in detail →

On the map

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Between locations

Zepce Chiang Mai 7,850 km ≈ 10 h nonstop flight

From you

Zepce
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Chiang Mai: Cost of Living - Frequently Asked Questions

Zepce costs about 17% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,620 per month in Zepce and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zepce, especially for central apartments: a one-bedroom in the center costs $294 there versus $455 in Chiang Mai.

A mid-range dinner for two costs $52 in Zepce and $20 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Zepce, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $1,080 in Zepce and $925 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $925 in Chiang Mai to $1,080 in Zepce. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.