😐A single person spends $1,139 per month in Zepce vs $950 in Chiang Mai, rent included.
😐A couple spends around $1,709 per month in Zepce vs $1,430 in Chiang Mai, rent included.
😐A family of three spends $2,279 per month in Zepce vs $1,909 in Chiang Mai, rent included.
😐Zepce costs about 20% more than Chiang Mai, driven mainly by Eating Out.
📊Both Zepce and Chiang Mai are more affordable than the global median – Zepce17% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Zepce
Chiang Mai
Difference
Meal at Budget Restaurant
$9.96BAM 16.73
$2.10฿69.0
374.29%
Three-Course Dinner for Two, Mid-Range
$52.9BAM 88.9
$19.84฿653
166.78%
Fast Food Meal(McDonalds, etc)
$11.23BAM 18.87
$5.79฿191
93.96%
Cappuccino
$1.92BAM 3.23
$1.83฿60.2
4.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.58BAM 4.33
$0.78฿25.51
230.77%
Water(0.33 liter bottle)
$1.67BAM 2.81
$0.31฿10.33
438.71%
Local Beer(0.5 liter draught)
$2.56BAM 4.29
$2.34฿76.9
9.40%
Imported Beer(0.33 liter bottle)
$3.59BAM 6.03
$3.70฿122
-2.97%
🛒 Groceries & Markets
Zepce
Chiang Mai
Difference
Milk(1 liter)
$1.49BAM 2.50
$2.03฿66.8
-26.60%
White Bread(500g)
$1.26BAM 2.12
$1.60฿52.5
-21.25%
Rice(white)(1kg)
$1.68BAM 2.82
$1.42฿46.57
18.31%
Eggs
$2.92BAM 4.91
$2.18฿71.6
33.94%
Local Cheese(1kg)
$10.04BAM 16.86
$15.91฿523
-36.90%
Chicken Fillets(1kg)
$8.82BAM 14.82
$3.07฿101
187.30%
Beef Round Steak(1kg)
$14.33BAM 24.08
$9.87฿325
45.19%
Apples(1kg)
$1.91BAM 3.20
$2.63฿86.4
-27.38%
Banana(1kg)
$1.99BAM 3.34
$1.10฿36.05
80.91%
Oranges(1kg)
$2.30BAM 3.87
$1.63฿53.6
41.10%
Tomato(1kg)
$1.75BAM 2.93
$1.53฿50.4
14.38%
Potato(1kg)
$1.05BAM 1.77
$1.24฿40.97
-15.32%
Onion(1kg)
$1.41BAM 2.37
$1.13฿37.22
24.78%
Lettuce(1 head)
$1.17BAM 1.97
$0.74฿24.29
58.11%
Water(1.5 liter bottle)
$0.88BAM 1.47
$0.50฿16.42
76.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.94BAM 6.62
$4.28฿141
-7.94%
Wine(Bottle)
$8.21BAM 13.78
$17.97฿591
-54.31%
Local Beer(0.5 liter bottle)
$1.04BAM 1.75
$1.70฿55.9
-38.82%
Imported Beer(0.33 liter bottle)
$1.40BAM 2.36
$2.90฿95.3
-51.72%
🚌 Getting Around
Zepce
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.35BAM 2.26
$0.94฿31.00
43.62%
Public Transport Monthly Pass(Regular Price)
-
$55.3฿1,820
-
Taxi Start(Normal Tariff)
$1.80BAM 3.02
$1.23฿40.60
46.34%
Taxi(Normal Tariff)(1km)
$1.17BAM 1.96
$0.53฿17.59
120.75%
Taxi 1hour Waiting(Normal Tariff)
$18.02BAM 30.27
$2.40฿79.0
650.83%
Gasoline(1 liter)
$1.68BAM 2.82
$1.44฿47.37
16.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0KBAM 52.1K
$21.2K฿697.5K
46.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0KBAM 36.9K
$27.3K฿898.6K
-19.48%
🧾 Monthly Utilities & Internet
Zepce
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$165BAM 276
$64.9฿2,137
153.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.96BAM 28.49
$13.35฿439
27.04%
Internet(50+ Mbps, Unlimited Data)
$37.72BAM 63.4
$20.83฿686
81.08%
🎉 Sport & Entertainment
Zepce
Chiang Mai
Difference
Gym Membership(Monthly)
$34.03BAM 57.2
$40.42฿1,330
-15.81%
Tennis Court(1 Hour on Weekend)
$11.97BAM 20.11
$3.95฿130
203.04%
Cinema Ticket
$3.00BAM 5.03
$6.71฿221
-55.29%
🧸 Childcare & Education
Zepce
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299BAM 503
$787฿25.9K
-61.98%
International Primary School, 1 Child(Yearly)
$3,694BAM 6,204
$15.1K฿497.7K
-75.57%
👕👟 Clothing & Footwear
Zepce
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$84.7BAM 142
$56.2฿1,850
50.63%
Summer Dress(H&M, Zara, etc)
$37.39BAM 62.8
$24.95฿821
49.86%
Sport Shoes(Adidas, Nike)
$111BAM 187
$92.7฿3,051
20.22%
Men's Leather Business Shoes
$147BAM 247
$75.1฿2,472
95.99%
🏠 Accommodation & Living
Zepce
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$361BAM 607
$484฿15.9K
-25.35%
1-bedroom Apartment, Outside City Center(Monthly)
$258BAM 434
$287฿9,454
-10.14%
3-bedroom Apartment, City Center(Monthly)
$537BAM 902
$910฿29.9K
-40.98%
3-bedroom Apartment, Outside City Center(Monthly)
$379BAM 636
$531฿17.5K
-28.59%
Buy Apartment in City Center(m2)
$2,538BAM 4,263
$1,980฿65.2K
28.18%
Buy Apartment Outside City Center(m2)
$1,846BAM 3,101
$1,451฿47.8K
27.24%
💵 Salaries & Financials
Zepce
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$605฿19.9K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.44
5.57
-20.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zepce: September 5, 2026
Last update for Chiang Mai: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $361 in Zepce versus $484 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $53.0 in Zepce versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $248 vs $242 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zepce vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zepce or Chiang Mai?
Zepce costs about 20% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Zepce and in Chiang Mai?
For a comfortable life, plan on about $1,709 per month in Zepce and $1,426 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Zepce or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Zepce and in Chiang Mai?
A mid-range dinner for two costs $53.0 in Zepce and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Zepce or in Chiang Mai?
Groceries cost about 2% more in Zepce, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Zepce or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Zepce at $1,139. In Chiang Mai it covers expenses comfortably, while in Zepce it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Zepce or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,139 in Zepce. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zepce compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Zepce or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zepce makes more sense. Both are solid long-term options with distinct trade-offs.