🙂A single person spends $852 per month in Chiang Mai vs $2,199 in Yamba NSW, rent included.
🙂A couple spends around $1,354 per month in Chiang Mai vs $3,129 in Yamba NSW, rent included.
🙂A family of three spends $1,857 per month in Chiang Mai vs $4,058 in Yamba NSW, rent included.
🙂Chiang Mai is about 61% cheaper than Yamba NSW, driven mainly by Eating Out.
📊Chiang Mai sits 36% below the global median, while Yamba NSW is 64% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Yamba NSW
Difference
Meal at Budget Restaurant
$1.96฿64.0
$16.12A$22.57
-87.84%
Three-Course Dinner for Two, Mid-Range
$18.81฿615
$50.3A$70.5
-62.63%
Fast Food Meal(McDonalds, etc)
$7.92฿259
$9.72A$13.60
-18.52%
Cappuccino
$1.91฿62.6
$3.58A$5.01
-46.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84฿27.41
$2.53A$3.54
-66.80%
Water(0.33 liter bottle)
$0.35฿11.51
$2.05A$2.87
-82.93%
Local Beer(0.5 liter draught)
$2.21฿72.1
$6.42A$8.99
-65.58%
Imported Beer(0.33 liter bottle)
$3.80฿124
$7.03A$9.84
-45.95%
🛒 Groceries & Markets
Chiang Mai
Yamba NSW
Difference
Milk(1 liter)
$1.64฿53.5
$1.61A$2.25
1.86%
White Bread(500g)
$1.62฿53.1
$2.27A$3.17
-28.63%
Rice(white)(1kg)
$1.18฿38.62
$1.82A$2.54
-35.16%
Eggs
$2.01฿65.8
$4.31A$6.03
-53.36%
Local Cheese(1kg)
$15.89฿520
$8.07A$11.30
96.90%
Chicken Fillets(1kg)
$3.01฿98.5
$8.30A$11.62
-63.73%
Beef Round Steak(1kg)
$10.77฿352
$13.46A$18.85
-19.99%
Apples(1kg)
$2.61฿85.5
$3.33A$4.66
-21.62%
Banana(1kg)
$1.22฿39.88
$2.73A$3.82
-55.31%
Oranges(1kg)
$1.70฿55.7
$2.63A$3.68
-35.36%
Tomato(1kg)
$1.58฿51.5
$4.20A$5.88
-62.38%
Potato(1kg)
$1.32฿43.14
$2.53A$3.55
-47.83%
Onion(1kg)
$1.17฿38.23
$2.26A$3.16
-48.23%
Lettuce(1 head)
$0.67฿21.98
$2.25A$3.15
-70.22%
Water(1.5 liter bottle)
$0.56฿18.32
$1.31A$1.83
-57.25%
Cigarettes 20 Pack(Marlboro, Camel)
$4.53฿148
$32.59A$45.63
-86.10%
Wine(Bottle)
$18.20฿595
$14.62A$20.47
24.49%
Local Beer(0.5 liter bottle)
$1.83฿60.0
$4.62A$6.47
-60.39%
Imported Beer(0.33 liter bottle)
$3.23฿106
$4.25A$5.94
-24.00%
🚌 Getting Around
Chiang Mai
Yamba NSW
Difference
One-way Ticket(Public Transport)
$0.89฿29.00
$2.62A$3.66
-66.03%
Public Transport Monthly Pass(Regular Price)
$19.38฿634
$65.2A$91.3
-70.28%
Taxi Start(Normal Tariff)
$1.35฿44.20
$2.31A$3.23
-41.56%
Taxi(Normal Tariff)(1km)
$1.35฿44.05
$1.56A$2.19
-13.46%
Taxi 1hour Waiting(Normal Tariff)
$8.25฿270
$32.99A$46.19
-74.99%
Gasoline(1 liter)
$1.27฿41.64
$1.23A$1.73
3.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K฿691.8K
$28.6KA$40.0K
-25.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿735.3K
$22.0KA$30.9K
2.04%
🧾 Monthly Utilities & Internet
Chiang Mai
Yamba NSW
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2฿2,294
$149A$208
-52.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77฿450
$25.49A$35.68
-45.98%
Internet(50+ Mbps, Unlimited Data)
$17.60฿575
$52.5A$73.5
-66.47%
🎉 Sport & Entertainment
Chiang Mai
Yamba NSW
Difference
Gym Membership(Monthly)
$41.57฿1,360
$49.46A$69.3
-15.95%
Tennis Court(1 Hour on Weekend)
$6.60฿216
$15.82A$22.14
-58.28%
Cinema Ticket
$5.78฿189
$13.13A$18.39
-55.98%
🧸 Childcare & Education
Chiang Mai
Yamba NSW
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306฿10.0K
$1,640A$2,296
-81.33%
International Primary School, 1 Child(Yearly)
$14.8K฿484.8K
$8,827A$12.4K
67.95%
👕👟 Clothing & Footwear
Chiang Mai
Yamba NSW
Difference
Jeans(Levis 501 Or Similar)
$54.4฿1,778
$73.0A$102
-25.47%
Summer Dress(H&M, Zara, etc)
$26.14฿855
$43.47A$60.9
-39.87%
Sport Shoes(Adidas, Nike)
$84.5฿2,764
$91.9A$129
-8.03%
Men's Leather Business Shoes
$69.4฿2,270
$99.5A$139
-30.21%
🏠 Accommodation & Living
Chiang Mai
Yamba NSW
Difference
1-bedroom Apartment, City Center(Monthly)
$424฿13.9K
$1,264A$1,769
-66.47%
1-bedroom Apartment, Outside City Center(Monthly)
$238฿7,788
$1,059A$1,483
-77.51%
3-bedroom Apartment, City Center(Monthly)
$825฿27.0K
$2,008A$2,812
-58.93%
3-bedroom Apartment, Outside City Center(Monthly)
$515฿16.8K
$1,697A$2,375
-69.63%
Buy Apartment in City Center(m2)
$2,049฿67.0K
$5,409A$7,572
-62.11%
Buy Apartment Outside City Center(m2)
$1,523฿49.8K
$5,369A$7,516
-71.64%
💵 Salaries & Financials
Chiang Mai
Yamba NSW
Difference
Average Monthly Net Salary(After Tax)
$635฿20.8K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
6.24
-19.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Yamba NSW: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $424 in Chiang Mai versus $1,264 in Yamba NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $19.00 in Chiang Mai versus $50.0 in Yamba NSW. Monthly groceries follow the same trend: $243 vs $332 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Yamba NSW: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Yamba NSW?
Yamba NSW costs about 158% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Yamba NSW?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $3,298 in Yamba NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Yamba NSW?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Yamba NSW?
Kindergarten costs $306 per month in Chiang Mai and $1,640 in Yamba NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Yamba NSW?
Groceries cost about 36% more in Yamba NSW, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Yamba NSW?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Yamba NSW at $2,199. In Chiang Mai it covers expenses comfortably, while in Yamba NSW it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Yamba NSW?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $2,199 in Yamba NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Yamba NSW?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Yamba NSW?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Yamba NSW makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared