Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Yamba NSW

For one person, living is cheaper in Chiang Mai: $936 a month against $2,331 in Yamba NSW, rent and utilities included – about $16,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
120

Cost of Living Index in Yamba NSW
Learn more

Yamba NSW Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Yamba NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Yamba NSW actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $2,331 in Yamba NSW, rent included.

Chiang Mai $936
Yamba NSW $2,331

A couple spends around $1,457 per month in Chiang Mai vs $3,399 in Yamba NSW, rent included.

Chiang Mai $1,457
Yamba NSW $3,399

A family of three spends $1,979 per month in Chiang Mai vs $4,466 in Yamba NSW, rent included.

Chiang Mai $1,979
Yamba NSW $4,466

Chiang Mai is about 60% cheaper than Yamba NSW, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Yamba NSW is 71% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.5

$17.85 A$25.28

-87.45%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$50.9 A$72.0

-62.64%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$11.11 A$15.73

-50.05%

Cappuccino

$1.67 ฿56.4

$4.52 A$6.40

-63.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$2.44 A$3.46

-73.77%

Water (0.33 liter bottle)

$0.31 ฿10.29

$2.05 A$2.90

-84.88%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$7.90 A$11.19

-70.13%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$6.96 A$9.86

-47.41%

Milk (1 liter)

$1.95 ฿65.7

$1.62 A$2.30

20.37%

White Bread (500g)

$1.44 ฿48.41

$2.68 A$3.79

-46.27%

Rice (white) (1kg)

$1.33 ฿44.97

$2.25 A$3.19

-40.89%

Eggs

$2.28 ฿77.0

$4.90 A$6.94

-53.47%

Local Cheese (1kg)

$16.45 ฿554

$9.25 A$13.10

77.84%

Chicken Fillets (1kg)

$2.78 ฿93.8

$9.10 A$12.89

-69.45%

Beef Round Steak (1kg)

$9.31 ฿314

$14.23 A$20.16

-34.57%

Apples (1kg)

$2.35 ฿79.3

$4.34 A$6.14

-45.85%

Banana (1kg)

$0.97 ฿32.75

$3.17 A$4.50

-69.40%

Oranges (1kg)

$1.60 ฿53.8

$3.02 A$4.28

-47.02%

Tomato (1kg)

$1.50 ฿50.6

$4.82 A$6.82

-68.88%

Potato (1kg)

$1.28 ฿43.06

$2.87 A$4.06

-55.40%

Onion (1kg)

$1.10 ฿37.14

$2.34 A$3.32

-52.99%

Lettuce (1 head)

$0.71 ฿23.79

$2.33 A$3.30

-69.53%

Water (1.5 liter bottle)

$0.49 ฿16.34

$1.24 A$1.75

-60.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$38.44 A$54.5

-89.23%

Wine (Bottle)

$17.52 ฿590

$12.66 A$17.93

38.39%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$5.30 A$7.50

-69.62%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$4.92 A$6.97

-43.50%

One-way Ticket (Public Transport)

$0.87 ฿29.27

$2.74 A$3.88

-68.25%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

$73.1 A$104

-26.05%

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$3.09 A$4.38

-62.46%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$1.87 A$2.65

-71.66%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$41.70 A$59.1

-94.20%

Gasoline (1 liter)

$1.45 ฿48.82

$1.41 A$1.99

2.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$29.8K A$42.2K

-29.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$25.5K A$36.1K

5.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$162 A$230

-61.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$26.59 A$37.67

-54.23%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$60.3 A$85.4

-66.64%

Gym Membership (Monthly)

$37.31 ฿1,257

$58.0 A$82.2

-35.69%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$19.49 A$27.61

-80.66%

Cinema Ticket

$6.49 ฿219

$14.27 A$20.21

-54.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$1,974 A$2,796

-62.70%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$12.8K A$18.2K

15.08%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$84.8 A$120

-37.07%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$44.72 A$63.4

-44.90%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$111 A$158

-17.78%

Men's Leather Business Shoes

$71.9 ฿2,424

$110 A$156

-34.61%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,424 A$2,017

-66.12%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$1,076 A$1,524

-71.29%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$2,037 A$2,886

-50.62%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

$1,765 A$2,500

-64.10%

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

$5,125 A$7,260

-53.89%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$5,432 A$7,695

-70.75%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.81

-4.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Yamba NSW: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Yamba NSW

$1.1K 46.2% 248% $767

Groceries & Markets

Chiang Mai

$234 25.1%

Yamba NSW

$363 15.6% 55.1% $129

Clothing & Footwear

Chiang Mai

$109 11.6%

Yamba NSW

$158 6.8% 45.3% $49

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Yamba NSW

$249 10.7% 164% $155

Eating Out

Chiang Mai

$78 8.3%

Yamba NSW

$302 12.9% 289% $224

Getting Around

Chiang Mai

$61 6.6%

Yamba NSW

$97 4.1% 57.3% $35

Sport & Entertainment

Chiang Mai

$50 5.4%

Yamba NSW

$87 3.7% 72.1% $36

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $1,424 in Yamba NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $51 in Yamba NSW. Monthly groceries follow the same trend: $234 vs $363 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇦🇺 Yamba NSW

🕒 Local time

16:21 4:21 PM

20:21 8:21 PM

4 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

6,913

💱 Currency

Thai Baht THB ฿

Australian Dollar AUD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.66 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.61 THB (100 THB = 2.66 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Yamba NSW 7,920 km ≈ 10 h nonstop flight

From you

Chiang Mai
Yamba NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Yamba NSW: Cost of Living - Frequently Asked Questions

Yamba NSW costs about 149% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,497 in Yamba NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,424 in Yamba NSW.

Kindergarten costs $736 per month in Chiang Mai and $1,974 in Yamba NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 55% more in Yamba NSW, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $2,331 in Yamba NSW. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Chiang Mai is the easier option financially – housing and daily costs are lower, and overall it costs about 60% less, which matters a lot on a fixed budget or early-career salary.