Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Udhampur

For one person, living is cheaper in Udhampur: $364 a month against $936 in Chiang Mai, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
18

Cost of Living Index in Udhampur
Learn more

Udhampur Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Udhampur

🇮🇳 India

$364

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Udhampur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Udhampur actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $364 in Udhampur, rent included.

Chiang Mai $936
Udhampur $364

A couple spends around $1,457 per month in Chiang Mai vs $585 in Udhampur, rent included.

Chiang Mai $1,457
Udhampur $585

A family of three spends $1,979 per month in Chiang Mai vs $807 in Udhampur, rent included.

Chiang Mai $1,979
Udhampur $807

Chiang Mai costs about 157% more than Udhampur, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Udhampur are more affordable than the global median – Chiang Mai 31% lower, Udhampur 73% lower.

Meal at Budget Restaurant

$2.24 ฿75.7

$2.05 ₹195

9.27%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿642

$10.63 ₹1,012

78.74%

Fast Food Meal (McDonalds, etc)

$5.55 ฿188

$3.61 ₹344

53.74%

Cappuccino

$1.67 ฿56.6

$1.57 ₹149

6.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.56

$0.38 ₹35.96

68.42%

Water (0.33 liter bottle)

$0.31 ฿10.32

$0.13 ₹12.69

138.46%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$1.77 ₹168

33.33%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$2.80 ₹267

30.71%

Milk (1 liter)

$1.95 ฿65.8

$0.68 ₹64.5

186.76%

White Bread (500g)

$1.44 ฿48.51

$0.44 ₹41.81

227.27%

Rice (white) (1kg)

$1.33 ฿45.07

$0.67 ₹64.1

98.51%

Eggs

$2.28 ฿77.1

$0.87 ₹82.6

162.07%

Local Cheese (1kg)

$16.45 ฿556

$4.62 ₹440

256.06%

Chicken Fillets (1kg)

$2.78 ฿94.0

$2.90 ₹276

-4.14%

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.35 ฿79.5

$1.92 ₹183

22.40%

Banana (1kg)

$0.97 ฿32.82

$0.66 ₹63.1

46.97%

Oranges (1kg)

$1.60 ฿53.9

$0.89 ₹85.1

79.78%

Tomato (1kg)

$1.50 ฿50.7

$0.45 ₹42.99

233.33%

Potato (1kg)

$1.28 ฿43.15

$0.33 ₹31.05

287.88%

Onion (1kg)

$1.10 ฿37.22

$0.40 ₹38.11

175.00%

Lettuce (1 head)

$0.71 ฿23.84

$0.40 ₹38.24

77.50%

Water (1.5 liter bottle)

$0.49 ฿16.38

$0.29 ₹27.54

68.97%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$5.12 ₹487

-19.14%

Wine (Bottle)

$17.52 ฿592

$7.37 ₹701

137.72%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.58 ₹150

1.90%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$2.62 ₹250

6.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.46 ₹520

One-way Ticket (Public Transport)

$0.87 ฿29.33

$0.24 ₹23.32

262.50%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

$7.90 ₹752

584.68%

Taxi Start (Normal Tariff)

$1.16 ฿39.08

$0.75 ₹71.9

54.67%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.82

$0.27 ₹25.97

96.30%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$1.76 ₹168

37.50%

Gasoline (1 liter)

$1.45 ฿48.93

$1.08 ₹103

34.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿711.2K

$12.2K ₹1.2M

73.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.8K

$18.8K ₹1.8M

43.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,100

$34.59 ₹3,293

79.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$3.35 ₹319

263.28%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿680

$6.64 ₹633

203.01%

Gym Membership (Monthly)

$37.31 ฿1,260

$13.98 ₹1,331

166.88%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$6.07 ₹578

-37.89%

Cinema Ticket

$6.49 ฿219

$2.94 ₹280

120.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.9K

$45.84 ₹4,365

1505.91%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.6K

$1,432 ₹136.4K

931.06%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,802

$21.40 ₹2,038

149.39%

Summer Dress (H&M, Zara, etc)

$24.64 ฿832

$23.27 ₹2,216

5.89%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,089

$37.91 ₹3,610

141.31%

Men's Leather Business Shoes

$71.9 ฿2,429

$28.95 ₹2,756

148.50%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$119 ₹11.3K

306.67%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$76.0 ₹7,237

306.42%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿34.0K

$271 ₹25.8K

271.71%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$190 ₹18.1K

233.92%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$925 ₹88.0K

155.61%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

$532 ₹50.7K

198.54%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$364 ₹34.6K

62.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

8.86

-37.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Udhampur: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Udhampur

$76 20.9% 75.4% $233

Groceries & Markets

Chiang Mai

$234 25.1%

Udhampur

$100 27.4% 57.4% $135

Clothing & Footwear

Chiang Mai

$109 11.6%

Udhampur

$50 13.8% 53.8% $58

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Udhampur

$45 12.3% 52.8% $50

Eating Out

Chiang Mai

$78 8.3%

Udhampur

$62 17.2% 19.5% $15

Getting Around

Chiang Mai

$61 6.6%

Udhampur

$11 3% 82.1% $50

Sport & Entertainment

Chiang Mai

$50 5.4%

Udhampur

$20 5.5% 60.5% $30

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $119 in Udhampur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $11 in Udhampur. Monthly groceries follow the same trend: $234 vs $100 – making Udhampur the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇮🇳 Udhampur

🕒 Local time

22:04 10:04 PM

20:34 8:34 PM

1 h 30 min behind Chiang Mai

🌤 Weather

👥 Population

127,240

50,106

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Udhampur 2,850 km ≈ 4 h nonstop flight

From you

Chiang Mai
Udhampur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Udhampur: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 157% more than Udhampur, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $546 in Udhampur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Udhampur, especially for central apartments: a one-bedroom in the center costs $119 there versus $482 in Chiang Mai.

Kindergarten costs $736 per month in Chiang Mai and $46 in Udhampur. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 135% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $800 monthly budget goes further in Udhampur, where all-in costs run around $364, than in Chiang Mai at $936. In Udhampur it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

Families tend to lean toward Udhampur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Udhampur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.